Public Notices Aug. 27, 2014 Oakdale - Lake Elmo Review

Public Notices, Foreclosure Notices & Legal Notices published Aug. 27, 2014 in the Oakdale - Lake Elmo Review. Serving the surrounding communities of Oakdale, Lake Elmo and Washington County.

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Michelle A. Proulx and James Colonna, as wife and husband Mortgagee: C.U. Mortgage Services, Inc. Dated: 05/16/2003 Recorded: 07/17/2003 Washington County Recorder Document No. 3355520 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: C.U. Mortgage Services, Inc. Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: C.U. Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 13, Wind Wood Plat Two, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 19.028.21.41.0015 ADDRESS OF PROPERTY: 6838 Thames Rd Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 127,247.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 12, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 12, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 14, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-14-00429-2 (Oakdale-Lake Elmo Review: July 23, 30, Aug. 6, 13, 20, 27, 2014)


NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Spinnaker Cove Clubhomes II, Inc. (“Declaration”) which governs the following described real property situated in the County of Washington and State of Minnesota, to-wit: Lot 3, Block 15, Common Interest Community No. 103, Markgrafs Lake 5th Addition according to the plat thereof on file or of record in the Office of the County Recorder in and for Washington County, Minnesota. PROPERTY ADDRESS: 572 Lake View Drive, Woodbury, MN 55129 Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Karen A. Emery, or her personal representative, as Unit Owner, to Spinnaker Cove Clubhomes II, Inc., the principal amount of Five Thousand Thirty Nine and 00/100 ($5,039.00) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part. Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of Spinnaker Cove Clubhomes II, Inc., as evidenced by that Notice of Lien dated May 9, 2014, and recorded July 11, 2014, as Document No. 3993479 in the office of the County Recorder in and for Washington County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Washington County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: September 17, 2014, at 10:00 AM PLACE OF SALE: Washington County Government Center, 14949 62nd St. N, Stillwater, MN The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on March 17, 2015. Dated: July 16, 2014 By /s/ David J. Raymond, #221818 Attorney for Spinnaker Cove Clubhomes II, Inc. Raymond Law Offices, PA 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File 199902 This communication is from a debt collector (Oakdale-Lake Elmo Review: July 30, Aug. 6, 13, 20, 27, Sept. 3, 2014)


PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 7, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $484,500.00 MORTGAGOR(S): Timothy J Coe, an unmarried individual and Vonda K Jacobsen, an unmarried individual MORTGAGEE: New Century Mortgage Corporation SERVICER: Carrington Mortgage Services, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on October 6, 2005, as Document No. 3544758. ASSIGNED TO: Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC1 Asset-Backed Pass-Through Certificates Dated: May 6, 2014 , and recorded May 15, 2014 by Document No. 3988029 . LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Acorn Ridge Development, Washington County, Minnesota. PROPERTY ADDRESS: 6340 GOODVIEW BAY SOUTH, COTTAGE GROVE, MN 55016 PROPERTY I.D: 07.027.21.21.0010 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Eighty-Six Thousand Four Hundred Ninety and 53/100 ($486,490.53) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 22, 2014 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 22, 2015, or the next business day if March 22, 2015 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 6, 2014 Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC1 Asset-Backed Pass-Through Certificates Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 2050 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 14MN00076-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4475945 (Oakdale-Lake Elmo Review: Aug. 6, 13, 20, 27, Sept. 3, 10, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Brenda Lee McCoy, a single woman Mortgagee: Option One Mortgage Corporation, a California corporation Dated: 06/13/2007 Recorded: 06/25/2007 Washington County Recorder Document No. 3649524 Assigned To: Wells Fargo Bank, N.A., as Trustee for the Certificateholders of Soundview Home Loan Trust 2007-OPT5, Asset-Backed Certificates, Series 2007-OPT5 Dated: 06/03/2009 Recorded: 06/10/2009 Washington County Recorder Document No. 3744099 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Option One Mortgage Corporation, a California corporation Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Option One Mortgage Corporation, a California corporation LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 9, Glenmar, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 29.030.21.42.0080 ADDRESS OF PROPERTY: 115 Glenmar Avenue Mahtomedi, MN 55115 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 157,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 164,558.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 26, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 26, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 28, 2014 Wells Fargo Bank, National Association as Trustee for Soundview Home Loan Trust 2007-OPT5, Asset-Backed Certificates, Series 2007-OPT5, Assignee of Mortgagee PFB LAW, PROFESSIONAL ASSOCIATION By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Wells Fargo Bank, National Association as Trustee for Soundview Home Loan Trust 2007-OPT5, Asset-Backed Certificates, Series 2007-OPT5, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-14-00911-1 (Oakdale-Lake Elmo Review: Aug. 6, 13, 20, 27, Sept. 3, 10, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,894.21 MORTGAGOR(S): Frederick Scandura and Andrea Scandura, husband and wife MORTGAGEE: Household Industrial Finance Company, a Minnesota company DATE AND PLACE OF FILING: Recorded on June 2, 2003 as Document Number 3341092 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Eightieth Place South, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 9657 82ND ST S, COTTAGE GROVE, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $284,099.53 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 23, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Frederick Scandura and Andrea Scandura “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 1, 2014 HOUSEHOLD INDUSTRIAL FINANCE COMPANY Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1178-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9657 82ND ST S COTTAGE GROVE, MN 55016 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Household Industrial Finance Company, a Minnesota company (4) Residential Servicer HSBC Consumer Lending Mortgage Services (5) Tax Parcel Identification Number 15.027.21.12.0113 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 6, 13, 20, 27, Sept. 3, 10, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 30, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,866.00 MORTGAGOR(S): Abeba Barhe, unmarried MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on November 6, 2009 as Document Number 3766308 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2, Oakdale Meadows Fourth Addition, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 1732 HELMO RD NORTH, OAKDALE, MN 55128-5502 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $206,607.36 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 30, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 5, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq. Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1164-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1732 HELMO RD NORTH OAKDALE, MN 55128-5502 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 29.029.21.24.0125 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 13, 20, 27, Sept. 3, 10, 17, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 MORTGAGOR(S): James B. Dreher and Margie L. Dreher, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on November 1, 2005 as Document Number 3548672 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: The NE 1/4 of SW 1/4, except therefrom the North 434 feet of the South 500 feet of the West 750 feet thereof, Section 4, Township 32 North, Range 20 West, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 23497 MEADOWBROOK AVENUE, SCANDIA, MN 55073 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $258,341.05 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 30, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 5, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1205-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 23497 MEADOWBROOK AVENUE SCANDIA, MN 55073 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 04.032.20.31.0001 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 13, 20, 27, Sept. 3, 10, 17, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Thomas Eineke and Margaret Eineke n.k.a Margaret S. Phipps, f.k.a. Margaret S. Ledman, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed July 30, 2002 Washington County Recorder; Document No. 3253960 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Pine Glen 3rd Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 9647 Hamlet Avenue South, Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $172,810.59 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2014 at 10:00 a.m. PLACE OF SALE: Washington County Sheriff’s office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota. To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 8, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: MARGARET S. PHIPPS “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 8, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Samuel R. Coleman, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Z3599) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9647 Hamlet Avenue South, Cottage Grove, MN 55016 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.027.21.32.0055 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 13, 20, 27, Sept. 3, 10, 17, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 5, 2005 MORTGAGOR: Daniel J. Mammenga , an unmarried man and Becky A. Eagan, an unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 30, 2005 Washington County Recorder, Document No. 3536468. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2005-11. Dated March 7, 2008 Recorded March 17, 2008, as Document No. 3684460. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700055994426 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 412 Paddington Road, Willernie, MN 55090 TAX PARCEL I.D. #: 29.030.21.34.0034 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6, Block 25, Wildwood Manor COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $295,447.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30,2015 unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 29, 2014 The Bank of New York Mellon f/k/a The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 14-003810 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Aug. 13, 20, 27, Sept. 3, 10, 17, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,900.00 MORTGAGOR(S): Terri Jo Miller, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Commonsense Mortgage, Inc., a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on September 29, 2006 as Document Number 3608993; as modified of record by Document Number 3886017. in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on October 15, 2009 as Document Number 3763332 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 8, Stevens Ridge, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 1701 SUMMIT AVE, ST PAUL PARK, MN 55071 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $262,400.55 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 7, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 6, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4584-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1701 SUMMIT AVE ST PAUL PARK, MN 55071 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Commonsense Mortgage, Inc., a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 13.027.22.14.0104 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100162500073913221 (Oakdale-Lake Elmo Review: Aug. 13, 20, 27, Sept. 3, 10, 17, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,920.00 MORTGAGOR(S): Whitney L. Randen-Taft, a married person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on September 28, 2004 as Document Number 3469002 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Unit No. 14, Common Interest Community No. 68, Lakepointe Carriage Homes, a Condominium 3rd Supplemental Condominium Plat, a condominium located in Washington County, Minnesota STREET ADDRESS OF PROPERTY: 2595 MALLARD DRIVE, WOODBURY, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $138,036.25 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 30, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 4, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq. Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1281-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2595 MALLARD DRIVE WOODBURY, MN 55125 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.028.21.31.0063 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 13, 20, 27, Sept. 3, 10, 17, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,300.00 MORTGAGOR(S): Troy V. Ronnei and Maria C. DeMuth, both single MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Voyager Bank, a Minnesota Banking Corporation DATE AND PLACE OF FILING: Recorded on December 13, 2004 as Document Number 3485189 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on April 10, 2013 as Document Number 3940259 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Apartment No. 117, Apartment Ownership No. 8, Lakeview Terrace Condominiums, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 329 GENEVA AVENUE NORTH - APT 117, OAKDALE, MN 55128-6409 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $79,598.73 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 30, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 8, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq. Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5456-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 329 GENEVA AVENUE NORTH - APT 117 OAKDALE, MN 55128-6409 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) Voyager Bank, a Minnesota Banking Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 31.029.21.32.0119 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1000389-0000548445-1 (Oakdale-Lake Elmo Review: Aug. 13, 20, 27, Sept. 3, 10, 17, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2005 MORTGAGOR: Michelle Schmidt, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Community First Bank DATE AND PLACE OF RECORDING: Filed August 26, 2005, Washington County Registrar of Titles, Document No. 1159928 on Certificate of Title No. 56481. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. successor by merger with CitiFinancial Mortgage Company, Inc.. Dated April 24, 2006 Recorded April 28, 2006, as Document No. 1166713 and also by Document Dated February 10, 2014 Recorded February 21, 2014 as Document No. 1227099. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100223701105063012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Community First Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1330 Cottage Drive, Stillwater, MN 55082 TAX PARCEL I.D. #: 32.030.20.24.0034 LEGAL DESCRIPTION OF PROPERTY: Unit No, 17 Condominium Number 65 Orleans Terrace, A Condominium First Supplemental Condominium Plat COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,275.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2015, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 5, 2014 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 14-004547 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Aug. 13, 20, 27, Sept. 3, 10, 17, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,400.00 MORTGAGOR(S): Matthew Snyder and Christina Snyder, husband and wife MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on August 16, 2004 as Document Number 3460658 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. by assignment recorded on October 4, 2004 as Document Number 3470603 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Vantage Point First Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 8099 JERGEN AVE SOUTH, COTTAGE GROVE, MN 55016-3437 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $155,279.93 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 8, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: MATTHEW SCOTT SNYDER AND CHRISTINA MARIA SNYDER “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 7, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1100-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8099 JERGEN AVE SOUTH COTTAGE GROVE, MN 55016-3437 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 15.027.21.21.0032 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 13, 20, 27, Sept. 3, 10, 17, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,500.00 MORTGAGOR(S): Colleen I. Zrucky AKA Colleen Irene Zrucky, a single adult MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Recorded on June 3, 2004 as Document Number 3444377 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Thompson Grove Estates First Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 8266 HEMINGWAY AVE SOUTH, COTTAGE GROVE, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $158,429.90 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 8, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 6, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1318-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8266 HEMINGWAY AVE SOUTH COTTAGE GROVE, MN 55016 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 17.027.21.14.0023 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 13, 20, 27, Sept. 3, 10, 17, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Adelma M. Daniel, a single person MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Recorded on February 6, 2003 as Document Number 3306263 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Unit 2463, Condominium No. 57, Estates of Sunview Condominium, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 2463 GRENADIER AVE NORTH, OAKDALE, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $94,004.05 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 7, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Adelma Mae Daniel “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 12, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. *N. Kibongni Fondungallah, Esq. Curt N. Trisko, Esq. Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1342-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2463 GRENADIER AVE NORTH OAKDALE, MN 55128 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.029.21.42.0127 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 20, 27, Sept. 3, 10, 17, 24, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Jeannie M. Freier, a single person Mortgagee: Aames Funding Corporation dba Aames Home Loan Dated: 09/16/2005 Recorded: 10/26/2005 Washington County Recorder Document No. 3547533 Assigned To: Countrywide Home Loans Servicing LP Dated: 03/03/2009 Recorded: 03/10/2009 Washington County Recorder Document No. 3729221 Assigned To: Washington Federal Dated: 02/06/2013 Recorded: 02/08/2013 Washington County Recorder Document No. 3930916 Assigned To: Washington Federal, N.A. Dated: 03/18/2014 Recorded: 03/21/2014 Washington County Recorder Document No. 3982968 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Aames Funding Corporation DBA Aames Home Loan Servicer: Bank of America, N.A. Mortgage Originator: Aames Funding Corporation DBA Aames Home Loan LEGAL DESCRIPTION OF PROPERTY: That certain part of the S 1/2 of NW 1/4 of Section 24, Township 32, Range 21, described as follows, to-wit: Beginning at a point on the South line of the SW 1/4 of NW 1/4, Section 24, said point being 17 feet West of the SE corner thereof, thence North on a line parallel with the adjacent 40 line for 799 feet to the point of beginning of the tract hereby described; thence East at right angles for 200 feet; thence South at right angles for 100 feet, thence West at right angles for 200 feet; thence North first course, for 100 feet to the point of beginning, together with an easement for ingress and egress over the following described property, to-wit: The W`ly 30 feet of the E`ly 47 feet of the SW 1/4 of NW 1/4 of Section 24, Township 32, Range 21, except the South 699 feet thereof. This is Abstract Property. TAX PARCEL NO.: 24.032.21.24.0010 ADDRESS OF PROPERTY: 9579 SCANDIA TRAIL FOREST LAKE, MN 55025-0000 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 243,218.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is April 10, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 13, 2014 Washington Federal, N.A., Assignee of Mortgagee PFB LAW, PROFESSIONAL ASSOCIATION By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Washington Federal, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00259-3 (Oakdale-Lake Elmo Review: Aug. 20, 27, Sept. 3, 10, 17, 24, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Andrew H. Le (unmarried) Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, N.A. Dated: 12/18/2008 Recorded: 01/26/2009 Washington County Recorder Document No. 3722592 Assigned To: U.S. Bank, National Association Dated: 05/20/2011 Recorded: 06/07/2011 Washington County Recorder Document No. 3843573 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100021278918614467 Lender or Broker: U.S. Bank, N.A. Servicer: U.S. Bank National Association Mortgage Originator: U.S. Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Unit 192, Common Interest Community 95, A Condominium, Spinnaker Cove Courthomes II. Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 0202821240087 ADDRESS OF PROPERTY: 445 LEEWARD TRL 192 WOODBURY, MN 55129 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 112,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 117,406.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is April 17, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 5, 2014 U.S. Bank National Association, Assignee of Mortgagee PFB LAW, PROFESSIONAL ASSOCIATION By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17908-14-00947-1 (Oakdale-Lake Elmo Review: Aug. 20, 27, Sept. 3, 10, 17, 24, 2014) ____ NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $36,692.52 MORTGAGOR(S): Steven M. Robeck, an unmarried man and Connie L. Swanson, an unmarried woman MORTGAGEE: Wells Fargo Financial Acceptance, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Recorded on November 25, 2003 and memorialized upon Certificate of Title No. 29246 as Document Number 1139203 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Financial Minnesota, Inc. by assignment recorded on July 19, 2005 as Document Number 1158633 in the Office of the County Registrar of Titles of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Three (3), Thompson`s Grove 7th Addition, Washington County, Minnesota. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 8180 GLENBROOK AVE SOUTH, COTTAGE GROVE, MN 55016-2613 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $44,959.48 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 7, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 12, 2014 WELLS FARGO FINANCIAL MINNESOTA, INC. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. *N. Kibongni Fondungallah, Esq. Curt N. Trisko, Esq. Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1368-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8180 GLENBROOK AVE SOUTH COTTAGE GROVE, MN 55016-2613 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Financial Acceptance, Inc., a Minnesota corporation (4) Residential Servicer Wells Fargo Financial (5) Tax Parcel Identification Number 18.027.21.21.0088 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 20, 27, Sept. 3, 10, 17, 24, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 5, 2007 MORTGAGOR: Sheri Lee Wagner, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Citizens State Bank. DATE AND PLACE OF RECORDING: Recorded March 15, 2007 Washington County Recorder, Document No. 3634895. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Dated October 8, 2010 Recorded October 19, 2010, as Document No. 3812813 and also by Document Dated May 21, 2013 Recorded June 3, 2013 as Document No. 3948216. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000078759 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortage Inc. MORTGAGED PROPERTY ADDRESS: 3531 Judd Trail, Stillwater, MN 55082 TAX PARCEL I.D. #: 31.030.20.32.0147 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1805, Stillwater Crossings Condominium, CIC No. 140, Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $41,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $43,663.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 9, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2015, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 11, 2014 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11 - 14-004562 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Aug. 20, 27, Sept. 3, 10, 17, 24, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated May 10, 2004, executed by Carter J. Bergen and Barbara A. Bergen, as mortgagor(s) to The First National Bank of Hudson as mortgagee in the original principal amount of Three Hundred Twenty-five Thousand ($325,000.00) Dollars, recorded with the Washington County Recorder, State of Minnesota, on June 15, 2004, as doc. no. 3446976; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Two Hundred Fifty-six Thousand Seven Hundred Three and 86/100 ($256,703.86) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Washington County, Minnesota, described as follows: Lot 7, Block 1, Wedgewood Estates 3rd Addition, Washington County, Minnesota Property address: 9752 Wedgewood Alcove, Woodbury, MN 55125 Parcel I.D. #: 22-028-21-13-0027 will be sold by the sheriff of said county at public auction on October 28, 2014, at 10:00 o'clock A.M. at Sheriff’s Office, Law Enforcement Center, 15015 – 62nd Street North, Stillwater, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), their heirs or assigns, within six (6) months from the date of sale. The mortgagor(s) must vacate the property on or before 11:59 p.m. on April 28, 2015, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 26, 2014 Associated Bank, National Association, successor by merger to The First National Bank of Hudson, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 (Oakdale-Lake Elmo Review: Aug. 27, Sept. 3, 10, 17, 24, Oct. 1, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT CASE TYPE: MORTGAGE FORECLOSURE File No: 82-CV-13-4238 Judge Gregory G. Galler NOTICE OF SHERIFF SALE PURSUANT TO JUDGMENT WELLS FARGO BANK, N.A., Plaintiff, vs. EUNICE W. CHEGE, JOHN DOE AND MARY ROE, Defendants. NOTICE IS HEREBY GIVEN that by virtue of the Amended Findings of Fact, Conclusions of Law, Order for Default Judgment and Judgment entered in the above entitled matter, whereby it is adjudged, among other things, that there is due to the Plaintiff the sum of ONE HUNDRED FIFTY-SEVEN THOUSAND FIVE HUNDRED SIXTY-TWO and 74/100 ($157,562.74) Dollars with interest from and after October 26, 2013, and that the land therein described be sold to satisfy the same, with costs and expenses of such sale, a certified transcript of which judgment has been delivered to me by the Court, I, the undersigned Sheriff of Washington, Minnesota will offer and expose for sale at public auction to the highest bidder on the 5th day of November, 2014 at 10:00 A.M. in the lobby of the Washington County Sheriff Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota, the land described and directed to be sold in said judgment lying and being in the County of Washington, State of Minnesota, to wit: Unit No. 700C, Common Interest Community No. 93, Lodges at the Preserve, a Condominium, 14th Supplemental Condominium Plat. Property Address: 700 King Fisher Lane, Woodbury, MN 55125 Tax ID: 04.028.21.32.0177 or so much thereof as shall be necessary to satisfy said judgment, the interest thereon, and the costs and expenses of such sale; subject to redemption within six (6) months from the date of confirmation of said sale by the Court herein. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 21, 2015. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: 8-21-14 WASHINGTON COUNTY SHERIFF By: /s/ Bradley Marquardt Deputy Dated: August 20, 2014 SCHILLER & ADAM, P.A. By: /s/ Sarah J.B. Adam Attorney for Plaintiff 25 No. Dale St. Academy Professional Building Saint Paul, MN 55102-2227 (651) 209-9770 Attorney Reg. No. 332021 (13-3566LIT) (Oakdale-Lake Elmo Review: Aug. 27, Sept. 3, 10, 17, 24, Oct. 1, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Gary L. Eyler and Connie M. Eyler, husband and wife Mortgagee: Argent Mortgage Company, LLC Dated: 02/09/2005 Filed: 03/10/2005 Washington Registrar of Titles Document No. 1155154 Against Certificate of Title No.: 43802 Assigned To: Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2005-WHQ2 Dated: 01/16/2014 Filed 02/24/2014 Washington County Registrar of Titles Document No. 1227112 Against Certificate of Title No.: 43802 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Argent Mortgage Company, LLC Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Argent Mortgage Company, LLC LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, The Greens Townhomes on Oak Glen, together with a perpetual easement for ingress and egress over and across Outlots A and B, The Greens Townhomes on Oak Glen. This is Registered Property. TAX PARCEL NO.: 20.030.20.43.0014 ADDRESS OF PROPERTY: 1359 McKusick Road Lane North Stillwater, MN 55082 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 205,790.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 1, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 27, 2014 Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2005-WHQ2, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2005-WHQ2, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01464-1 (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to September 26, 2014, at 10:00 am, Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: August 20, 2014 Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2005-WHQ2, Assignee of Mortgagee PFB Law, Professional Association By: Michael Schleisman Attorneys for: Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2005-WHQ2, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 13-01464 (Oakdale-Lake Elmo Review: Aug. 27, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,784.00 MORTGAGOR(S): Monica C. Johnson, a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for The Business Bank, DBA Prime Mortgage, A Minnesota Banking Corporation DATE AND PLACE OF FILING: Recorded on January 10, 2012 as Document Number 3869815 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on April 4, 2012 as Document Number 3882323 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Stonemill Farms 6th Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 11815 HARVEST PATH, WOODBURY, MN 55129 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $294,815.93 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 14, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 22, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1476-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 11815 HARVEST PATH WOODBURY, MN 55129 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) The Business Bank, DBA Prime Mortgage (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 24.028.21.14.0047 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1001032-1000085801-8 (Oakdale-Lake Elmo Review: Aug. 27, Sept. 3, 10, 17, 24, Oct. 1, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,013.30 MORTGAGOR(S): Susan E. Larsen, a single person MORTGAGEE: Wells Fargo Financial Minnesota, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Recorded on June 21, 2005 as Document Number 3520308 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Parkside 1st Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 8877 SPRING LN, WOODBURY, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $86,654.30 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 14, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 22, 2014 WELLS FARGO FINANCIAL MINNESOTA, INC. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1473-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8877 SPRING LN WOODBURY, MN 55125 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Financial Minnesota, Inc., (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 04.028.21.41.0188 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 27, Sept. 3, 10, 17, 24, Oct. 1, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated October 13, 2006, executed by David W. Speich, as mortgagor(s) to First State Bank and Trust as mortgagee in the original principal amount of Eighty-nine Thousand Five Hundred ($89,500.00) Dollars, recorded with the Washington County Recorder, State of Minnesota, on November 1, 2006, as doc. no. 3613753; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Eighty Thousand Three Hundred Sixty-one and 89/100 ($80,361.89) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Washington County, Minnesota, described as follows: Apartment No. 124 and Garage Unit No. 5, Apartment Ownership No. 12, Building No. 1, Sunnyside on the St. Croix, Washington County, Minnesota. Property address: 6201 St. Croix Trail North, Unit 124, Stillwater, MN 55082 Parcel I.D. #: 34.030.20.42.0025 will be sold by the sheriff of said county at public auction on October 28, 2014, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 15015 - 62nd Street North, Stillwater, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), his heirs or assigns, within six (6) months from the date of sale. The mortgagor(s) must vacate the property on or before 11:59 p.m. on April 28, 2015, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 26, 2014 First State Bank and Trust, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 (Oakdale-Lake Elmo Review: Aug. 27, Sept. 3, 10, 17, 24, Oct. 1, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 6, 2011 MORTGAGOR: Ronald W. Strenke, a married man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed November 15, 2011, Washington County Registrar of Titles, Document No. 1209774 on Certificate of Title No. 68478. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated October 21, 2012 Filed November 5, 2012, as Document No. 1217203. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000839380 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank dba Prime Mortgage, a Minnesota Banking Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7094 13th Street North, Oakdale, MN 55128 TAX PARCEL I.D. #: 29.029.21.32.0011 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Hallmark Hills COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,338.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,203.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2015 unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 13, 2014 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 14-004283 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Aug. 27, Sept. 3, 10, 17, 24, Oct. 1, 2014)


CERTIFICATE OF ASSUMED NAME STATE OF MINNESOTA Minnesota Statutes Chapter 333: ASSUMED NAME: Top Ten Wine and Spirits Principal Place of Business: 8617 E. Point Douglas Road South, Cottage Grove, MN 55016 NAMEHOLDERS: Yayin Gadol, LLC, 225 South Sixth Street, Suite 4000, Minneapolis, MN 55402 I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/12/2012 /s/ Jonathan Halper, CEO (Oakdale-Lake Elmo Review: Aug. 20, 27, 2014)


Summary of Advertisement for Bid For Washington County Requests for Bids are being solicited until 2:00 p.m., September 23, 2014, for bituminous milling, paving, and signing on Hardwood Creek Trail from 145th Street in the City of Hugo, Minnesota to the north county border in Forest Lake, MN. Go to: http://www.co.washington.mn.us/ bids.aspx for further details. (Oakdale-Lake Elmo Review: Aug. 27, 2014)


LAKE ELMO PUBLIC HEARING NOTICE DATE: September 8, 2014 TIME: 7:00 p.m. or after PLACE: Lake Elmo City Hall 3800 Laverne Avenue North Lake Elmo, MN 55042 Phone: 651-747-3900 Fax: 651-747-3901 PURPOSE: The Lake Elmo Planning Commission will be holding a public hearing to consider the following items: 1. VILLAGE PARK PRESERVE – PRELIMINARY PLAT. GWSA Land Development, LLC, 10850 Old County Road 15 Suite 200 Plymouth, MN has submitted an application for a Preliminary Plat to be called Village PARK Preserve. The proposed development will be a 104-unit single family residential subdivision in the southeastern portion of the Village Planning Area. (PID’s 13.029.21.43.0004 and 13.029.21.44.0002). Written comments regarding the public hearing may be submitted to the City no later than noon on the day of the meeting. Materials regarding the above items are available for review at City Hall (Monday – Friday; 8:00 a.m. – 4:30 p.m.). Please call City Hall if you have any questions. Kyle Klatt Community Development Director ATTEST: Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Aug. 27, 2014)


CERTIFICATE OF ASSUMED NAME STATE OF MINNESOTA Minnesota Statutes Chapter 333: ASSUMED NAME: Top Ten Wine & Spirits Principal Place of Business: 8617 E. Point Douglas Road South, Cottage Grove, MN 55016 NAMEHOLDERS: Yayin Gadol, LLC, 225 South Sixth Street, Suite 4000, Minneapolis, MN 55402 I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/12/2012 /s/ Jonathan Halper, CEO (Oakdale-Lake Elmo Review: Aug. 20, 27, 2014)


notice Cimarron Park is providing notice that a public information meeting will be held on September 15, 2014 at 10:00 am in the community building (901 Lake Elmo Avenue North) to review the amended Part 1 Wellhead Protection Plan. The Wellhead Protection Plan is designed to continue Cimarron Park’s efforts to prevent human-caused contamination from entering the public water supply wells. The plan identifies the area of the groundwater aquifer that supplies water to the community’s wells over a 10-year period. The results of the Part 1 Wellhead Protection Plan will be used to establish a management plan to reduce groundwater contamination risks within the area. (Oakdale-Lake Elmo Review: Aug. 27, 2014)


notice The Washington County Regional Railroad Authority will be holding a public hearing on the proposed Locally Preferred Alternative (LPA) to be recommended to the Metropolitan Council as part of their Draft 2040 Transportation Policy Plan. The LPA is a general description of the transit mode and corridor alignment preferred by local governments and which is used for long-range planning and federal funding applications to advance the project to design and construction. The public hearing on the LPA will be held on September 16 at 9:00 a.m. at Washington County Government Center, 14949 62nd St N, Stillwater, MN. The purpose of the public hearing is to receive public input before the Rail Authority passes a resolution on the LPA.   All interested persons are encouraged to attend the public hearing and offer comments. Upon request, the WCRRA will provide reasonable accommodations to persons with disabilities. Advance notice, indicating the specific accommodation needed, is appreciated. The draft LPA Report can be found on the website one week prior to the public hearing at http://thegatewaycorridor.com or can be requested by calling 651-430-4314. (Oakdale-Lake Elmo Review: Aug. 27, Sept. 3, 10, 2014)


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