Public Notices Aug. 6, 2014 Oakdale - Lake Elmo Review

Public Notices, Foreclosure Notices & Legal Notices published Aug. 6, 2014 in the Oakdale - Lake Elmo Review. Serving the surrounding communities of Oakdale, Lake Elmo and Washington County.

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kathleen B. Lee, a single woman Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for NetBank Dated: 04/03/2006 Recorded: 04/24/2006 Washington County Recorder Document No. 3580494 Assigned To: U.S. Bank National Association as Trustee for Lehman XS Trust Mortgage Pass-through Certificates, Series 2006-12N Dated: 05/05/2014 Recorded: 05/13/2014 Washington County Recorder Document No. 3987629 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100014440003226180 Lender or Broker: NetBank Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: NetBank LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Country Place 4th Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 10.028.21.33.0086 ADDRESS OF PROPERTY: 1883 Lochaven Drive Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 320,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 325,071.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 22, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 22, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 20, 2014 U.S. Bank National Association as Trustee for Lehman XS Trust Mortgage Pass-Through Certificates Series 2006-12N, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: U.S. Bank National Association as Trustee for Lehman XS Trust Mortgage Pass-Through Certificates Series 2006-12N, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-14-00415-1 (Oakdale-Lake Elmo Review: July 2, 9, 16, 23, 30, Aug. 6, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 4, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,894.00 MORTGAGOR(S): Lisa A. Lucci And Tyler James Pavel Sr., both single persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for River City Mortgage & Financial, LLC, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on January 9, 2008 as Document Number 3676132 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on August 24, 2011 as Document Number 3851837 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Pine Glen 4th Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 9662 HALE AVENUE SOUTH, COTTAGE GROVE, MN 55016-3893 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $240,534.45 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 23, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 25, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0238-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9662 HALE AVENUE SOUTH COTTAGE GROVE, MN 55016- 3893 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) River City Mortgage & Financial, LLC, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.027.21.32.0103 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100315900000081736 (Oakdale-Lake Elmo Review: July 2, 9, 16, 23, 30, Aug. 6, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Cory T. Viertel and Joan A. Viertel, husband and wife, as joint tenants Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Home Mortgage, Inc. Dated: 02/21/2006 Recorded: 04/24/2006 Washington County Recorder Document No. 3580580 Assigned To: The Bank of New York Mellon, as successor Indenture Trustee under NovaStar Mortgage Funding Trust, 2006-1 Dated: 10/16/2008 Recorded: 10/24/2008 Washington County Recorder Document No. 3712601 Assigned To: The Bank of New York Mellon fka The Bank of New York, as Successor Trustee for JPMorgan Chase Bank, N.A., as Trustee for Novastar Mortgage Funding Trust, Series 2006-1 Novastar Home Equity Loan Asset-Backed Certificates, Series 2006-1 Dated: 11/04/2013 Recorded: 02/07/2014 Washington County Recorder Document No. 3979524 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100336090054789999 Lender or Broker: Novastar Home Mortgage, Inc. Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Novastar Home Mortgage, Inc. LEGAL DESCRIPTION OF PROPERTY: Lots 2322, 2323, 2324 and 2325, Lake St. Croix Beach, Section No. 2, according to the Recorded Plat thereof on File and of Record in the Office of the Register of Deeds, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 11.028.20.42.0067 ADDRESS OF PROPERTY: 1635 Quentin Ave S Lakeland, MN 55043 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 224,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 257,166.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 22, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 22, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 20, 2014 The Bank of New York Mellon fka The Bank of New York, as Successor Trustee for JPMorgan Chase Bank, N.A., as Trustee for NovaStar Mortgage Funding Trust, Series 2006-1 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-1, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: The Bank of New York Mellon fka The Bank of New York, as Successor Trustee for JPMorgan Chase Bank, N.A., as Trustee for NovaStar Mortgage Funding Trust, Series 2006-1 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-1, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01403-1 (Oakdale-Lake Elmo Review: July 2, 9, 16, 23, 30, Aug. 6, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: David A. Wilkin, Jr. and Vicki S. Wilkin, as single persons, not joint tenant Mortgagee: Ameriquest Mortgage Company Dated: 02/17/2005 Recorded: 03/30/2005 Washington County Recorder Document No. 3505704 Assigned To: Deutsche Bank National Trust Company, as Trustee for ABFC 2005-AQ1 Trust Asset- Backed Certificates Series 2005- AQ1, under the Pooling and Servicing Agreement dated June 1, 2005 Dated: 01/20/2009 Recorded: 02/18/2009 Washington County Recorder Document No. 3725916 Transaction Agent: N/A Transaction Agent Mortgage ID No: Lender or Broker: Ameriquest Mortgage Company Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Ameriquest Mortgage Company LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Eightieth Place South, According to the recorded plat thereof, and situate in Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 15.027.21.11.0033 ADDRESS OF PROPERTY: 9814 82nd St S Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 123,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 145,885.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 22, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 22, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 25, 2014 Deutsche Bank National Trust Company, as Trustee, in trust for registered holders of ABFC 2005- AQ1 Trust, Asset-Backed Certificates, Series 2005-AQ1, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Deutsche Bank National Trust Company, as Trustee, in trust for registered holders of ABFC 2005- AQ1 Trust, Asset-Backed Certificates, Series 2005-AQ1, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01394-1 (Oakdale-Lake Elmo Review: July 2, 9, 16, 23, 30, Aug. 6, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Gary L. Eyler and Connie M. Eyler, husband and wife Mortgagee: Argent Mortgage Company, LLC Dated: 02/09/2005 Filed: 03/10/2005 Washington Registrar of Titles Document No. 1155154 Against Certificate of Title No.: 43802 Assigned To: Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2005-WHQ2 Dated: 01/16/2014 Filed 02/24/2014 Washington County Registrar of Titles Document No. 1227112 Against Certificate of Title No.: 43802 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Argent Mortgage Company, LLC Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Argent Mortgage Company, LLC LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, The Greens Townhomes on Oak Glen, together with a perpetual easement for ingress and egress over and across Outlots A and B, The Greens Townhomes on Oak Glen. This is Registered Property. TAX PARCEL NO.: 20.030.20.43.0014 ADDRESS OF PROPERTY: 1359 McKusick Road Lane North Stillwater, MN 55082 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 205,790.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 1, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 27, 2014 Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2005-WHQ2, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset- Backed Pass-Through Certificates Series 2005-WHQ2, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01464-1 (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Zongxee Lee and Thomas T. Moua, wife and husband Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for BNC Mortgage, Inc. Dated: 02/18/2005 Recorded: 04/04/2005 Washington County Recorder Document No. 3506756 Assigned To: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-through Certificates, Series 2005-4 Dated: 05/21/2010 Recorded: 05/26/2010 Washington County Recorder Document No. 3792743 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100122200001459574 Lender or Broker: BNC Mortgage, Inc. Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: BNC Mortgage, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 13, except the West 23 feet and except the East 8 1/2 feet, Splittstoesser`s Add. This is Abstract Property. TAX PARCEL NO.: 20.029.21.24.0071 ADDRESS OF PROPERTY: 2600 Hayward Ave N Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 222,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 276,123.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 1, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 27, 2014 U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates Series 2005-4, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates Series 2005-4, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01384-1 (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: James D. Luster, Jr., a single man Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for America`s Wholesale Lender Dated: 10/31/2006 Filed: 11/22/2006 Washington Registrar of Titles Document No. 1172619 Against Certificate of Title No.: 63484 Assigned To: BAC Home Loans Servicing LP Dated: 05/11/2009 Filed 06/12/2009 Washington County Registrar of Titles Document No. 1192079 Against Certificate of Title No.: 63484 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100015700074338720 Lender or Broker: America`s Wholesale Lender Servicer: Bank of America, N.A. Mortgage Originator: America`s Wholesale Lender LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Three (3), Rolling Hills 6th Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles, County of Washington, State of Minnesota. This is Registered Property. TAX PARCEL NO.: 08.027.21.41.0098 ADDRESS OF PROPERTY: 7925 77TH ST BAY S COTTAGE GROVE, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 207,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 196,857.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 28, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 7, 2014 Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00354-4 (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2001 MORTGAGOR: Kyle L Rotter, unmarried. MORTGAGEE: Firstar Bank, N.A.. DATE AND PLACE OF RECORDING: Filed August 13, 2001, Washington County Registrar of Titles, Document No. 1102255 on Certificate of Title No. 56429. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. Dated December 15, 2001 Filed January 8, 2002, as Document No. 1107371. And thereafter assigned to: CitiMortgage, Inc.. Dated December 17, 2013 Filed December 30, 2013, as Document No. 1226296. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Firstar Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3594 Gershwin Lane North, Oakdale, MN 55128 TAX PARCEL I.D. #: 18.029.21.23.0017 LEGAL DESCRIPTION OF PROPERTY: Lot 46, Block 2, Minnesota's Eastwoode 3rd Addition, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $84,286.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 27, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 30, 2014 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 14-003637 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2012 MORTGAGOR: Nicholas Gustav Anderson and Michelle Anderson, husband and wife as joint tenants. MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION ND. DATE AND PLACE OF RECORDING: Recorded June 1, 2012 Washington County Recorder, Document No. 3890811. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. BANK NATIONAL ASSOCIATION ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association as successor by merger of U.S. Bank National Association ND MORTGAGED PROPERTY ADDRESS: 3687 Grovner Road North, Oakdale, MN 55128 TAX PARCEL I.D. #: 18.029.21.14.0071 LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in City of Oakdale, Washington County, State of Minnesota, as more fully described in Deed Doc #3586295, ID# 18.029.21.14.0071, being known and designated as: Lot 6, Block 11, Minnesota's Eastwoode, Washington County, Minnesota. By fee simple deed from Sandra C. Dickie, a single person as set forth in Doc #3586295 dated 05/02/2006 and recorded 05/23/2006, Washington County Records, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $236,310.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 16, 2014 U.S. BANK NATIONAL ASSOCIATION AS SUCCESSOR BY MERGER OF U.S. BANK NATIONAL ASSOCIATION ND Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 22 - 14-002312 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: July 16, 23, 30, Aug. 6, 13, 20, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 MORTGAGOR(S): Kimberly M. Larsen, a single person MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on February 5, 2004 as Document Number 3420517 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on June 7, 2006 as Document Number 3588643 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 5, Landings at Summerfields 3rd Addition, Common Interest Community Number 161, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 5183 207TH STREET NORTH, FOREST LAKE, MN 55025 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $121,409.11 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 2, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: July 10, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0564-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5183 207TH STREET NORTH FOREST LAKE, MN 55025 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.032.21.14.0209 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: July 16, 23, 30, Aug. 6, 13, 20, 2014)


PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $325,600.00 MORTGAGOR(S): Pao V Yang, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America`s Wholesale Lender TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0007165894-8 SERVICER: Specialized Loan Servicing LLC LENDER: America`s Wholesale Lender. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on September 11, 2006, as Document No. 3605782. ASSIGNED TO: The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-14 Dated: July 27, 2010 , and recorded August 2, 2010 by Document No. 3801070 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Timber Ridge 3rd Addition PROPERTY ADDRESS: 6935 74th St S, Cottage Grove, MN 55016 PROPERTY I.D: 08-027-21- 23-0024 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Twenty-Seven Thousand Four Hundred Forty-Four and 41/100 ($427,444.41) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 25, 2014 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 25, 2015, or the next business day if February 25, 2015 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 9, 2014 The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-14 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 2050 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 13MN00262-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4469425 (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Michelle A. Proulx and James Colonna, as wife and husband Mortgagee: C.U. Mortgage Services, Inc. Dated: 05/16/2003 Recorded: 07/17/2003 Washington County Recorder Document No. 3355520 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: C.U. Mortgage Services, Inc. Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: C.U. Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 13, Wind Wood Plat Two, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 19.028.21.41.0015 ADDRESS OF PROPERTY: 6838 Thames Rd Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 127,247.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 12, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 12, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 14, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-14-00429-2 (Oakdale-Lake Elmo Review: July 23, 30, Aug. 6, 13, 20, 27, 2014)


NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Spinnaker Cove Clubhomes II, Inc. (“Declaration”) which governs the following described real property situated in the County of Washington and State of Minnesota, to-wit: Lot 3, Block 15, Common Interest Community No. 103, Markgrafs Lake 5th Addition according to the plat thereof on file or of record in the Office of the County Recorder in and for Washington County, Minnesota. PROPERTY ADDRESS: 572 Lake View Drive, Woodbury, MN 55129 Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Karen A. Emery, or her personal representative, as Unit Owner, to Spinnaker Cove Clubhomes II, Inc., the principal amount of Five Thousand Thirty Nine and 00/100 ($5,039.00) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part. Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of Spinnaker Cove Clubhomes II, Inc., as evidenced by that Notice of Lien dated May 9, 2014, and recorded July 11, 2014, as Document No. 3993479 in the office of the County Recorder in and for Washington County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Washington County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: September 17, 2014, at 10:00 AM PLACE OF SALE: Washington County Government Center, 14949 62nd St. N, Stillwater, MN The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on March 17, 2015. Dated: July 16, 2014 By /s/ David J. Raymond, #221818 Attorney for Spinnaker Cove Clubhomes II, Inc. Raymond Law Offices, PA 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File 199902 THIS COMMUNICATION IS FROM A DEBT COLLECTOR (Oakdale-Lake Elmo Review: July 30, Aug. 6, 13, 20, 27, Sept. 3, 2014)


PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 7, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $484,500.00 MORTGAGOR(S): Timothy J Coe, an unmarried individual and Vonda K Jacobsen, an unmarried individual MORTGAGEE: New Century Mortgage Corporation SERVICER: Carrington Mortgage Services, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on October 6, 2005, as Document No. 3544758. ASSIGNED TO: Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006- NC1 Asset-Backed Pass-Through Certificates Dated: May 6, 2014 , and recorded May 15, 2014 by Document No. 3988029 . LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Acorn Ridge Development, Washington County, Minnesota. PROPERTY ADDRESS: 6340 GOODVIEW BAY SOUTH, COTTAGE GROVE, MN 55016 PROPERTY I.D: 07.027.21.21.0010 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Eighty-Six Thousand Four Hundred Ninety and 53/100 ($486,490.53) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 22, 2014 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 22, 2015, or the next business day if March 22, 2015 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 6, 2014 Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006- NC1 Asset-Backed Pass-Through Certificates Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 2050 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 14MN00076-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4475945 (Oakdale-Lake Elmo Review: Aug. 6, 13, 20, 27, Sept. 3, 10, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Brenda Lee McCoy, a single woman Mortgagee: Option One Mortgage Corporation, a California corporation Dated: 06/13/2007 Recorded: 06/25/2007 Washington County Recorder Document No. 3649524 Assigned To: Wells Fargo Bank, N.A., as Trustee for the Certificateholders of Soundview Home Loan Trust 2007-OPT5, Asset-Backed Certificates, Series 2007-OPT5 Dated: 06/03/2009 Recorded: 06/10/2009 Washington County Recorder Document No. 3744099 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Option One Mortgage Corporation, a California corporation Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Option One Mortgage Corporation, a California corporation LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 9, Glenmar, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 29.030.21.42.0080 ADDRESS OF PROPERTY: 115 Glenmar Avenue Mahtomedi, MN 55115 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 157,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 164,558.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 26, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 26, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 28, 2014 Wells Fargo Bank, National Association as Trustee for Soundview Home Loan Trust 2007-OPT5, Asset-Backed Certificates, Series 2007-OPT5, Assignee of Mortgagee PFB LAW, PROFESSIONAL ASSOCIATION By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Wells Fargo Bank, National Association as Trustee for Soundview Home Loan Trust 2007- OPT5, Asset-Backed Certificates, Series 2007-OPT5, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-14-00911-1 (Oakdale-Lake Elmo Review: Aug. 6, 13, 20, 27, Sept. 3, 10, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2011 MORTGAGOR: Gary T Morisset, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bremer Bank National Association its successors and assigns. DATE AND PLACE OF RECORDING: Recorded October 24, 2011 Washington County Recorder, Document No. 3859294. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated January 27, 2014 Recorded February 10, 2014, as Document No. 3979698. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106749626 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3874 Gershwin Avenue North, Oakdale, MN 55128 TAX PARCEL I.D. #: 18.029.21.21.0022 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Minnesota's 2nd Eastwoode Addition, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $97,304.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 24, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 18, 2014 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 14-002403 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: May 7, 14, 21, 28, June 4, 11, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 29, 2014 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: June 24, 2014. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 14-002403 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: July 2, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 9, 2014 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: July 29, 2014. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 14-002403 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Aug. 6, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,894.21 MORTGAGOR(S): Frederick Scandura and Andrea Scandura, husband and wife MORTGAGEE: Household Industrial Finance Company, a Minnesota company DATE AND PLACE OF FILING: Recorded on June 2, 2003 as Document Number 3341092 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Eightieth Place South, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 9657 82ND ST S, COTTAGE GROVE, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $284,099.53 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 23, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Frederick Scandura and Andrea Scandura “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: August 1, 2014 HOUSEHOLD INDUSTRIAL FINANCE COMPANY Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Samuel R. Coleman, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-1178-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9657 82ND ST S COTTAGE GROVE, MN 55016 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Household Industrial Finance Company, a Minnesota company (4) Residential Servicer HSBC Consumer Lending Mortgage Services (5) Tax Parcel Identification Number 15.027.21.12.0113 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Aug. 6, 13, 20, 27, Sept. 3, 10, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): John E. Skoglund And Mary A. Skoglund, husband and wife MORTGAGEE: Mortgages Unlimited, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Recorded on April 21, 2003 and memorialized upon Certificate of Title No. 46400 as Document Number 1127493 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. by assignment recorded on April 21, 2003 as Document Number 1127494 in the Office of the County Registrar of Titles of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Brekke`s Garden Hills, Washington County, Minnesota REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 14644 57TH STREET NORTH, STILLWATER, MN 55082-6419 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $211,098.42 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 29, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: John Eric Skoglund “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 4, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Curt N. Trisko, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0894-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 14644 57TH STREET NORTH STILLWATER, MN 55082-6419 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Mortgages Unlimited, Inc., a Minnesota corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 04.029.20.13.0014 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: June 11, 18, 25, July 2, 9, 16, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: July 29, 2014 at 10:00 AM to September 9, 2014 at 10:00 AM. Said sale will be held at the main office of the Washington County Sheriff, Washington County Law Enforcement Center, 15015 62nd Street North, in the City of Stillwater, County of Washington, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 9, 2015. Dated: July 29, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq. Samuel R. Coleman, Esq. The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0894-FC01) (Oakdale-Lake Elmo Review: Aug. 6, 2014)


SUMMARY OF ADVERTISEMENT FOR BIDS/REQUESTS FOR PROPOSALS FOR WASHINGTON COUNTY Requests for Proposals are being solicited for a qualified consultant to engage business partners in a worksite wellness strategy as a part of a Statewide Health Improvement Program (SHIP) grant from September 2014 through October, 2015. Proposals are due by 4:30 p.m. on or before August 11, 2014. Go to: http://www.co.washington.mn.us/ bids.aspx for further details. (Oakdale-Lake Elmo Review: Aug. 6, 2014)


SUMMARY OF ADVERTISEMENT FOR BID FOR WASHINGTON COUNTY Requests for Bids are being solicited until 11:00 a.m., August 29, 2014, for the CSAH 4 Pavement Rehabilitation Project in May Township and the City of Marine on St. Croix, Washington County, Minnesota. Go to: http://www.co.washington.mn.us/ bids.aspx for further details. (Oakdale-Lake Elmo Review: Aug. 6, 2014)


NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 Movilla Manufactured Home, VIN#1464-1054 currently located at 490 Cimarron, Lake Elmo,MN 55042 ogether with all miscellaneous personal property located therein will be sold at public auction by the Washington County Sheriff on the 2nd day of September, 2014 at 10:00 A.M., at 901 Lake Elmo Ave. N., located in the city of Lake Elmo, County of Washington, State of Minnesota, to pay and satisfy a lien which is claimed to be due from Marvin Gene Ross (01/13/1945) as the owner(s) and All Valley Acceptance Company located at 5100 Gamble Drive, Minneapolis, Minnesota 55416 as the first secured party to: Realty Systems-Arizona, Inc., in the sum of Three thousand fifty Dollars and 0/100 ($3050.00) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and conducting said sale; and that the grounds of said lien are for care of tenant’s personal property remaining on Cimarron Mobile Home Park premises following abandonment by tenant(s) and/or occupant(s). Dated: July 29, 2014 Realty Systems – Arizona, Inc. (Oakdale-Lake Elmo Review: Aug. 6, 13, 20, 2014)


LANDFALL HOUSING & REDEVELOPMENT AUTHORITY ANNUAL DISCLOSURE OF TAX INCREMENT DISTRICT FOR THE YEAR ENDING DECEMBER 31, 2013 TAX INCREMENT DISTRICT #1 Current net tax capacity $115,670 Original net tax capacity $ 17,307 Captured net tax capacity $ 98,363 Tax increment received in 2013 $ 69,856 Tax increment expended in 2013 $178,955 Month and year of first tax increment receipt 07/1998 Date of required decertification 12/31/2023 Sandy Scheuble City of Landfall City Clerk (Oakdale-Lake Elmo Review: Aug. 6, 2014)


NOTICE OF PUBLIC SALE OF TAX-FORFEITED LANDS NOTICE IS HEREBY GIVEN That the parcels of land described on the Tax Forfeited Land Auction List #2014-01 that is contained herein shall be sold to the highest bidder at public sale. The sale will be governed by the provisions of M.S. 282.01 and by the resolution of the Washington County Board of Commissioners authorizing such sale. The resolution reads as follows: THEREFORE, BE IT RESOLVED, that all parcels of tax-forfeited land listed on Tax Forfeited Land Auction List #2014-01, be classified as non-conservation land; that the basic sale price of each parcel appearing on the list filed with the County Property Records and Taxpayer Services Department, be approved and authorization for public sale be granted, pursuant to M.S. 282.01; that the sale be held at 2:00 p.m. Tuesday, September 9, 2014 in Conference Room LL14, Washington County Government Center, Stillwater Minnesota; and the sale be for not less than the basic sale price. BE IT FURTHER RESOLVED, that the terms of sale be as set forth in the Terms for the Sale of Tax Forfeited Land document. The sale will begin at 2:00 P.M. Bidders may obtain an auction number beginning at 1:15 P.M. Additional information about the sale of tax-forfeited land in Washington County can be obtained at the office of the Property Records and Taxpayer Services, Washington County Government Center, 14949 62nd St N, Stillwater, Minnesota, 55082. Telephone: (651) 430-6175. Sale information is available from our website at www.co.washington.mn.us. July 25, 2014 Kevin J. Corbid Washington County Auditor TERMS FOR THE SALE OF TAX FORFEITED LAND IN WASHINGTON COUNTY, MINNESOTA BASIC SALE PRICE All parcels are offered at public auction and sold to the highest bidder. The minimum bid acceptable is the basic sale price, which is equal to the appraised value plus any extra charges for special assessments levied after forfeiture as shown on the list of tax forfeited land. There are three multiple parcel sale items. Items 5/6, 11 & 12 each have two parcels for sale together as one sale item. EXTRA FEES AND COSTS: IN ADDITION TO THE BASIC SALE PRICE The following extra fees will be collected when the basic sale price is paid in full: State Surcharge 3% of the basic sale price State Deed Fee $25.00 State Deed Tax 0.0033 per $1000.00 or $1.65 whichever is greater Conservation Fee $5.00 Recording Fee $46.00 PAYMENT TERMS: CASH For purchases of $10,000 or less, payment in full is required at the time of purchase. For purchases of more than $10,000, 10% of the basic sale price is required at the time of purchase and the remaining balance is due within 15 business days. Cashier’s Checks, Money Orders, Certified Checks and Personal checks are all accepted. If you choose to use Certified Funds, the payee line must contain the names of both Washington County and the name of the bidder with “or” between the names. Driver’s License or other valid picture ID required. CONDITIONS Sales are subject to existing leases, to building restrictions appearing of record at the time of forfeiture and to easements obtained by any governmental subdivision or agency thereof for any public purpose. The appraised value does not represent a basis for future taxes. Contact the city where the land is located for details of building codes or zoning laws and information on any pending special assessments. ALL PROPERTY IS SOLD “AS IS” AND MAY NOT CONFORM TO LOCAL BUILDING AND ZONING ORDINANCES. THE COUNTY MAKES NO WARRANTY THAT THE LAND IS BUILDABLE. ALL SALES ARE FINAL, AND NO REFUNDS OR EXCHANGES ARE PERMITTED. Washington County is not responsible for location or determining property lines or boundaries. TITLE The purchaser will receive a Certificate of Sale at the time of purchase. The Commissioner of Revenue will issue a deed from the State of Minnesota after full payment is made. The law provides that this conveyance has the force and effect of a patent from the State. However, tax forfeiture creates a break in the chain of title, and services of an attorney may be necessary to make the title marketable. SPECIAL ASSESSMENTS If a parcel had Special Assessments Cancelled at Forfeiture, as indicated on the list, the proceeds of the sale less the administrative cost will be first applied toward the cancelled assessment. The municipality may reassess any remaining balance. Any special assessments, which were levied after forfeiture and certified to the County Auditor-Treasurer, have been added to the appraised value and must be paid by the purchaser as part of the basic sale price. Improvements not yet assessed are the responsibility of the purchaser. FORMER OWNERS Former owners, or anyone who had repurchase interest at the time of tax forfeiture under M.S. 282.241, must pay the basic sale price or the total amount of delinquency which includes the sum of all taxes, special assessments, penalties, interest, and costs due at the time of forfeiture plus any special assessments for improvements certified as of the date of the sale, whichever is more, pursuant to Minnesota Statutes, Section 282.01 subd. 7. PARCELS REMAINING UNSOLD Any parcel not sold at a public sale may be purchased after the public sale by paying the basic sale price and the extra fees and costs. The basic sale price cannot be changed until the parcel is reappraised, republished, and again offered at a public sale. Washington County Tax Forfeited Land Auction List #2014-01 (Oakdale-Lake Elmo Review: July 30, Aug. 6, 2014) (DOWNLOAD PDF FOR LIST)


Washington County Board of Commissioners Now Accepting Applications for the Brown’s Creek Watershed District Board of Managers Applicants must reside in the Watershed District. Cities included in the Brown’s Creek Watershed are: Grant Stillwater Hugo May Township Lake Elmo Stillwater Township Oak Park Heights To receive an application, please call the Washington County Office of Administration at (651) 430-6014, or go on line at: http://www.co.washington.mn.us/index.aspx?nid=300 Applications must be returned by August 22, 2014. If you need assistance due to disability or language barrier, Please call (651) 430-6000 (TDD (651) 439-3220) An Equal Employment Opportunity / Affirmative Action Employer (Oakdale-Lake Elmo Review: Aug. 6, 2014)


 

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