Public Notices Feb. 12, 2014 Oakdale - Lake Elmo Review

Public Notices, Foreclosure Notices & Legal Notices published Feb. 12, 2014 in the Oakdale - Lake Elmo Review. Serving the surrounding communities of Oakdale, Lake Elmo and Washington County.

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 2, 2003 MORTGAGOR: Thomas M. Allickson, Jr. and Lynn M. Allickson, husband and wife. MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded September 19, 2003 Washington County Recorder, Document No. 3375495. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. Dated July 2, 2003 Recorded September 19, 2003, as Document No. 3375496. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. Dated May 2, 2006 Recorded May 17, 2006, as Document No. 3585083. And thereafter assigned to: U.S. Bank National Association. Dated July 25, 2012 Recorded August 23, 2012, as Document No. 3903151. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3644 Abercrombie Lane, Stillwater, MN 55082 TAX PARCEL I.D. #: 1903020330082 LEGAL DESCRIPTION OF PROPERTY: Unit No. 509, Common Interest Community No. 154, a condominium, Lodges at Settlers Glen, Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,297.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 26, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 26, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 17, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 13-002020 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Jan. 8, 15, 22, 29, Feb. 5, 12, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT CASE TYPE: MORTGAGE FORECLOSURE File No: 82-CV-13-4238 Judge Gregory G. Galler NOTICE OF SHERIFF SALE PURSUANT TO JUDGMENT WELLS FARGO BANK, N.A., Plaintiff, vs. EUNICE W. CHEGE, JOHN DOE AND MARY ROE, Defendants. NOTICE IS HEREBY GIVEN that by virtue of the Amended Findings of Fact, Conclusions of Law, Order for Default Judgment and Judgment entered in the above entitled matter, whereby it is adjudged, among other things, that there is due to the Plaintiff the sum of ONE HUNDRED FIFTY-SEVEN THOUSAND FIVE HUNDRED SIXTY-TWO and 74/100 ($157,562.74) Dollars with interest from and after October 26, 2013, and that the land therein described be sold to satisfy the same, with costs and expenses of such sale, a certified transcript of which judgment has been delivered to me by the Court, I, the undersigned Sheriff of Washington, Minnesota will offer and expose for sale at public auction to the highest bidder on the 5th day of March, 2014 at 10:00 A.M. in the lobby of the Washington County Sheriff Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota, the land described and directed to be sold in said judgment lying and being in the County of Washington, State of Minnesota, to wit: Unit No. 700C, Common Interest Community No. 93, Lodges at the Preserve, a Condominium, 14th Supplemental Condominium Plat. Property Address: 700 King Fisher Lane, Woodbury, MN 55125 Tax ID: 04.028.21.32.0177 or so much thereof as shall be necessary to satisfy said judgment, the interest thereon, and the costs and expenses of such sale; subject to redemption within six (6) months from the date of confirmation of said sale by the Court herein. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 15, 2014. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: 12-30-13 WASHINGTON COUNTY SHERIFF By: /s/ Miguel Tellez Deputy Dated: December 24, 2013 SCHILLER & ADAM, P.A. By: /s/ Sarah J.B. Adam Attorney for Plaintiff 25 No. Dale St. Academy Professional Building Saint Paul, MN 55102-2227 (651) 209-9770 Attorney Reg. No. 332021 (13-3566) (Oakdale-Lake Elmo Review: Jan. 8, 15, 22, 29, Feb. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,000.00 MORTGAGOR(S): Michael J. Falteisek And Tara L. Falteisek, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on October 22, 2008 as Document Number 3712248 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Woodbury Pines First Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 7891 SOMERSET COURT, WOODBURY, MN 55125-2333 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $270,388.51 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 5, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 5, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: MICHAEL J. FALTEISEK AND TARA L. FALTEISEK “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 3, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-3808-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 7891 SOMERSET COURT WOODBURY, MN 55125-2333 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 08.028.21.11.0034 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Jan. 8, 15, 22, 29, Feb. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,700.00 MORTGAGOR(S): Alyson J. Hannah And Ronald E. Hannah, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for American Mortgage Network, Inc., a Delaware corporation DATE AND PLACE OF FILING: Recorded on October 8, 2007 as Document Number 3664799 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association by assignment recorded on July 31, 2013 as Document Number 3957820 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 3, Thompson Grove Estates 11th Addition. STREET ADDRESS OF PROPERTY: 8661 IRONWOOD AVE S, COTTAGE GROVE, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $222,361.17 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 25, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 3, 2014 FEDERAL NATIONAL MORTGAGE ASSOCIATION Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-3935-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8661 IRONWOOD AVE S COTTAGE GROVE, MN 55016 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) American Mortgage Network, Inc., a Delaware corporation (4) Residential Servicer Seterus, Inc. (5) Tax Parcel Identification Number 16.027.21.42.0044 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100131022700194073 (Oakdale-Lake Elmo Review: Jan. 8, 15, 22, 29, Feb. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,500.00 MORTGAGOR(S): Miguel O. Rodriguez, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Minnesota Home Mortgage Corporation, a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on January 23, 2007 as Document Number 3626383 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on January 23, 2007 as Document Number 3626384 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Unit No. 1605, Condominium No. 44, Oakdale Condominium, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 1605 HELMO AVENUE NORTH, OAKDALE, MN 55128-5534 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $135,200.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 5, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 5, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 3, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5605-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1605 HELMO AVENUE NORTH OAKDALE, MN 55128-5534 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation (3) Name of Mortgage Originator (Lender) Minnesota Home Mortgage Corporation, a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 29.029.21.24.0065 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1003822-0070411079-2 (Oakdale-Lake Elmo Review: Jan. 8, 15, 22, 29, Feb. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 MORTGAGOR: Anthony O. Dewaele and Joan M. Dewaele, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Prime Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded April 25, 2005 Washington County Recorder, Document No. 3511127. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S Bank National Association. Dated October 15, 2012 Recorded October 31, 2012, as Document No. 3914571. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000092675 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 893 Hadley Lane North, Oakdale, MN 55128 TAX PARCEL I.D. #: 3102921110101 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 34, Tanners Lake Heights Plat No. 6, according to the recorded plat thereof, and situate in Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,222.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 12, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 2, 2014 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 13-002438 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,389.00 MORTGAGOR(S): Theresa J. Miller, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on February 6, 2007 as Document Number 3628696 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on January 23, 2008 as Document Number 3677643 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 179, CIC NO. 261, TWENTY-EIGHTH SUPPLEMENT, WATERS EDGE VILLAGE HOMES STREET ADDRESS OF PROPERTY: 5034-7 Evergreen Dr. N, Hugo, MN 55038 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $148,796.00 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 11, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 13, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4451-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5034-7 Evergreen Dr. N Hugo, MN 55038 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.031.21.40.0203 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain mortgage, dated the 22nd day of June, 2010, executed by Bernard W. Nass and Loella M. Nass a/k/a Loella N. Nass, husband and wife, as mortgagors, to Tenten Properties, LLC, as mortgagee, filed for record in the office of the County Recorder in and for the County of Washington, and State of Minnesota, on the 2nd day of July, 2010, at 9:01 o'clock a.m., as Document No. 3797194; That no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all notice provisions and conditions precedent as required by law; and that the mortgagee or assignee has elected to declare the entire sum secured by the note and mortgage to be immediately due and payable as provided in the note and mortgage; That the original or maximum principal amount secured by the mortgage was One Hundred Ten Thousand and No/100 Dollars ($110,000.00); That there is due and claimed to be due on the mortgage, including interest to date hereof, the sum of One Hundred Sixty Seven Thousand Forty-three and 87/100 Dollars ($167,043.87); And that pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tracts of land lying and being in the County of Washington, State of Minnesota, described as follows, towit: Parcel A: All that part of the NW 1/4 of the NW 1/4 of Section 6, Township 29, Range 20 West, that lies Southerly and Westerly of the Southerly right of way line of Minnesota Trunk Highway No. 36 and Northerly and Westerly of the following described line: Beginning at a point on the West line of said NW 1/4 that is 923.00 feet, as measured along said West line, Southerly of the Northwest corner of said Section 6; thence Northeasterly by a deflection angle to the right of 73º for a distance of 336.41 feet; thence Southerly, parallel to the West line of said NW 1/4, for a distance of 148.5 feet; thence Easterly, parallel to the North line of said NW 1/4 for a distance of 784.70 feet more or less to the East line of said NW 1/4 of NW 1/4 and there terminating, Washington County, Minnesota. Parcel B: All that part of the Southwest 1/4 of the Northwest 1/4 and of the Northwest 1/4 of the Northwest 1/4 of Section 6, Township 29, Range 20 that lies Northerly of the following described line: Commencing at the Southwest corner of the Northwest 1/4 of said Section 6, thence North 1 degree 14 minutes 50 seconds East, along the West line of said Northwest 1/4, for 969.67 feet to the point of beginning of the line to be described; thence South 87 degrees 25 minutes 34 seconds East for 1120.72 feet and there terminating except the North 1236.51 feet thereof and also excepting therefrom all that portion of the Southwest 1/4 of the Northwest 1/4 of said Section 6, lying West of the Town Road (also known as Manning Avenue North) as it now traverses said Section 6, according to the United States Government Survey thereof and situate in Washington County, Minnesota; The real property’s street address is: 5651 Manning Ave. N., Stillwater, MN 55082; The real property’s identification numbers are: 06-029-20-22-0001 and 06-029-20-23-001; Transaction agent: Tenten Properties, LLC; Transaction agent’s Mortgage identification number: Not applicable; Mortgage originator: Tenten Properties, LLC; will be sold by the sheriff of said county at public auction on the 19th day of March, 2014, at 10:00 o'clock a.m., in the Lobby of the Washington County Sheriff’s Office, 15015 62nd Street North, in the City of Stillwater in said county and state, to pay the debt then secured by said mortgage on said premises and the costs and disbursements allowed by law, subject to redemption by the mortgagors, their personal representative or assigns within twelve months from date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on March 19, 2015. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Tenten Properties, LLC, Mortgagee Dated this 17th day of January, 2014. Daniel A. Beckman #192089 GISLASON & HUNTER LLP Attorneys for Mortgagee 701 Xenia Avenue South, Suite 500 Minneapolis, MN 55416 Phone: (763) 225-6000 Fax: (763) 225-6099 (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,474.00 MORTGAGOR(S): Jeffrey Nicol, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on June 10, 2008 as Document Number 3695935 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on June 10, 2008 as Document Number 3695936; as corrected by Document No. 3943499 recorded on May 1, 2013 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Westphal`s Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 2935 HELENA AVE NO, OAKDALE, MN 55128-4003 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $195,047.57 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 11, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 17, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0019-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2935 HELENA AVE NO OAKDALE, MN 55128-4003 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.029.21.21.0044 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 82-CV-12-5621 The Honorable Richard C. Ilkka NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE Premier Bank, a Minnesota corporation, Plaintiff, vs. Kenneth A. Richard, an individual, Colleen K. Richard, an individual and John Does 1 through 10, Defendants. DATE: January 7, 2014 YOU ARE NOTIFIED, that pursuant to the Judgment and decree of foreclosure ("Judgment") entered in the above-entitled action on May 15, 2013, a certified copy of which has been delivered to the Washington County Sheriff, directing the sale of the Mortgaged Premises, hereinafter described, to satisfy the amount found and adjudged due to Plaintiff under the First Loan (as defined in the Judgment) in the above-titled action from Defendant Kenneth A. Richard, as prescribed in said Judgment, together with the costs and expenses of the sale, the undersigned Sheriff of Washington County will sell the Mortgaged Premises described below at public auction to the highest bidder for cash on March 5, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: January 31, 2005 2. Mortgagors: Kenneth A. Richard and Colleen K. Richard, husband and wife 3. Mortgagee: Premier Bank, a Minnesota corporation 4. Recording Information: Recorded March 22, 2005 in the Office of the County Recorder of Washington County, Minnesota as Document No. 3504349 5. Assignments of Mortgage, if any: None. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification numbers of the Mortgaged Premises: 0 8 . 0 3 0 . 2 1 . 3 2 . 0 0 0 9 ; 08.030.21.32.0010 7. Legal description of the Mortgaged Premises: Lots 10 and 11, Rearrangement at Pine Tree Estates, Washington County, Minnesota, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters. 8. The physical street address, city and zip code of the Mortgaged Premises: Unassigned; 10408 Hadley Circle North, White Bear Lake, Minnesota 55110 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. INFORMATION REGARDING FORECLOSURE SALE 10. The original principal amount secured by the Mortgage was $175,000.00. 11. Pursuant to the Judgment entered in the above-entitled action on May 15, 2013, the amount adjudged to be due to Plaintiff and secured by the Mortgage was, as of March 8, 2013, $228,732.33, with interest accruing thereon at the per diem rate of $29.463546666. 12. The sale will be held on March 5, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. 13. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date the court confirms the sale. 14. THE TIME ALLOWED BY LAW FOR REDEMPTION BY MORTGAGOR, MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 15. Colleen K. Richard, one of the mortgagors, has been discharged from personal financial obligation on the Mortgage as a result of her bankruptcy filing and discharge in her bankruptcy proceeding. By: /s/ Bradley Marquardt Sheriff of Washington County William M. Hutton Deputy Sheriff Bradley Marquardt LEONARD, O'BRIEN SPENCER, GALE & SAYRE, LTD. By: /s/ Peter J. Sajevic, III Peter J. Sajevic, III, #279237 Attorney for Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,700.00 MORTGAGOR(S): Laura Ankney And Ryan Ankney, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on December 30, 2005 as Document Number 3561479 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association as Trustee for Wells Fargo Home Equity Asset- Backed Securities 2005-1 Trust, Home Equity Asset-Backed Certificates, Series 2005-1 by assignment recorded on November 7, 2013 as Document Number 3970884 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Forest Lake Preserve, Common Interest Community Number 186, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 6365 208TH STREET CIRCLE, FOREST LAKE, MN 55025-8035 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $124,124.37 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 18, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 22, 2014 HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR WELLS FARGO HOME EQUITY ASSET-BACKED SECURITIES 2005-1 TRUST, HOME EQUITY ASSET-BACKED CERTIFICATES, SERIES 2005-1 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0017-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6365 208TH STREET CIRCLE FOREST LAKE, MN 55025-8035 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 21.032.21.22.0066 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Jan. 29, Feb. 5, 12, 19, 26, Mar. 5, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Wayne Kemper and Jane E. Kemper, husband and wife. Mortgagee: Bank of America, National Association Dated: 01/07/2011 Recorded: 08/05/2011 Washington County Recorder Document No. 3849962 Assigned To: Green Tree Servicing LLC Dated: 06/18/2013 Recorded: 07/02/2013 Washington County Recorder Document No. 3953275 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Bank of America, National Association Servicer: Green Tree Servicing LLC Mortgage Originator: Bank of America, National Association LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Mississippi Dunes Estates Second Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 19.027.21.41.0048 ADDRESS OF PROPERTY: 9541 Dunes Ave Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 388,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 421,312.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is September 21, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 20, 2014 Green Tree Servicing LLC, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Green Tree Servicing LLC, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17308-13-01483-2 (Oakdale-Lake Elmo Review: Jan. 29, Feb. 5, 12, 19, 26, Mar. 5, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 5, 2010 MORTGAGOR: Joseph M Maddalena and Lisa K Maddalena, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems Inc., as nominee for U.S. Bank N.A. its successors and assigns . DATE AND PLACE OF RECORDING: Recorded March 22, 2010 Washington County Recorder, Document No. 3784295. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated August 15, 2013 Recorded August 23, 2013, as Document No. 3961233. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000331743 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 633 Mahtomedi Avenue, Mahtomedi, MN 55115 TAX PARCEL I.D. #: 29.030.21.21.0015 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Bellovista, together with part of the vacated alley accruing thereto by reason of the vacation thereof, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,876.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 9, 2014 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 13-008637 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Jan. 29, Feb. 5, 12, 19, 26, Mar. 5, 2014)


STATE OF MINNESOTA DISTRICT COURT COUNTY OF WASHINGTON TENTH JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL File No.: 82-CV-11-2101 The Honorable Gregory G. Galler NOTICE OF SHERIFF SALE PURSUANT TO STIPULATION FOR ENTRY OF JUDGMENT IN FAVOR OF TMST HOME LOANS, INC. AND ORDER FOR JUDGMENT JAY NOVAK AND JENNIFER NOVAK, Plaintiffs, vs. WALTER N. JUNGBAUER, SR. AND AMY O. JUNGBAUER, HIGH POINT COMMUNICATIONS, LLC, A KANSAS LIMITED LIABILITY COMPANY AND MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants. TMST HOME LOANS, INC., Intervener. NOTICE IS HEREBY GIVEN that by virtue of the Stipulation for Entry of Judgment in Favor of TMST Home Loans, Inc. and Order for Judgment entered in the above entitled matter, whereby it is adjudged, among other things, that there is due to the Plaintiff the sum of SEVEN HUNDRED TWENTY-SIX THOUSAND SEVEN HUNDRED FORTY-SEVEN and 68/100 ($726,747.68) Dollars with interest from and after December 4, 2013, and that the land therein described be sold to satisfy the same, with costs and expenses of such sale, a certified transcript of which judgment has been delivered to me by the Court, I, the undersigned Sheriff of Washington, Minnesota will offer and expose for sale at public auction to the highest bidder on the 9th day of April, 2014 at 10:00 A.M. in the lobby of the Washington County Sheriff Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota, the land described and directed to be sold in said judgment lying and being in the County of Washington, State of Minnesota, to wit: Lot 1, Block 5, Meadow Ridge Estates. Property Address: 16 High Point Road, White Bear Lake, MN 55110 Tax ID: 05.030.21.31.0012 or so much thereof as shall be necessary to satisfy said judgment, the interest thereon, and the costs and expenses of such sale; subject to redemption within six (6) months from the date of confirmation of said sale by the Court herein. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on, October 27, 2014. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: 1-22-14 WASHINGTON COUNTY SHERIFF By: /s/ Bradley R. Marquardt Deputy Dated: January 17, 2014 SCHILLER & ADAM, P.A. By: /s/ Sarah J.B. Adam Attorney for Plaintiff 25 No. Dale St. Academy Professional Building Saint Paul, MN 55102-2227 (651) 209-9770 Attorney Reg. No. 332021 (BL1755) (Oakdale-Lake Elmo Review: Jan. 29, Feb. 5, 12, 19, 26, Mar. 5, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 9, 2009 MORTGAGOR: Charlene T. Roach, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded July 1, 2009, in the office of the County Recorder, as Document No. 3747742, Washington County, Minnesota. MORTGAGED PROPERTY ADDRESS: 6640 Pinecrest Trail South, Cottage Grove, Minnesota 55016 TAX PARCEL I.D. NO. 05.027.21.34.0255 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2102, Pine Arbor Lodges, CIC No. 228, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,934.97 INTEREST RATE AND PER DIEM: Current interest rate is 6.125%, with a daily per diem of $21.72. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2014, at 10:00 am. PLACE OF SALE: Washington County Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota 55082, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: September 18, 2014, at 11:59 p.m. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 21, 2014 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. (Oakdale-Lake Elmo Review: Jan. 29, Feb. 5, 12, 19, 26, Mar. 5, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): William Bedell and Beth L. Holsen MORTGAGEE: Landmark Community Bank, N.A. DATE AND PLACE OF RECORDING: Recorded in the office of the County Recorder in and for the County of Washington, State of Minnesota, on the 24th day of May, 2004, as Document No. 3442427. LEGAL DESCRIPTION OF PROPERTY: Lot 9 and the West 1/2 of Lot 10, Oak Grove, except the South 80 feet of said Lots PROPERTY ADDRESS: 46 Neptune Street, Mahtomedi, Minnesota 55115 COUNTY IN WHICH PROPERTY IS LOCATED: Washington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $76,612.88 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Washington County as follows: DATE AND TIME OF SALE: March 26, 2014, at 10:00 a.m. PLACE OF SALE: Washington County Sheriff's Office, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23: September 26, 2014 at 11:59 p.m. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 27, 2014 Landmark Community Bank, N.A. Mortgagee HOELSCHER LAW FIRM, PLLC By: /s/ Brian G. Hoelscher #0238752 Attorneys for Mortgagee 13100 Wayzata Boulevard Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 46 Neptune Street, Mahtomedi, Minnesota 55115; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: – not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer – not applicable, lender or broker – Landmark Community Bank, N.A.; (3) the tax parcel identification number of the mortgaged premises is: 20.030.21.24.0050; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: Landmark Community Bank, N.A. (Oakdale-Lake Elmo Review: Feb. 5, 12, 19, 26, Mar. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Shelby Cook, a single person. Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation Dated: 07/20/2009 Recorded: 08/13/2009 Washington County Recorder Document No. 3754768 Assigned To: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP Dated: 02/13/2012 Recorded: 02/22/2012 Washington County Recorder Document No. 3875983 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100061907000110361 Lender or Broker: Summit Mortgage Corporation Servicer: Bank of America, N.A. Mortgage Originator: Summit Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Joseph T. Dixon 5th Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 18.027.21.23.0040 ADDRESS OF PROPERTY: 1736 Dixon Drive Saint Paul Park, MN 55071 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 84,265.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 100,349.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 28, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is September 28, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 28, 2014 Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-13-00359-3 (Oakdale-Lake Elmo Review: Feb. 5, 12, 19, 26, Mar. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,800.00 MORTGAGOR(S): Candace L. Gergen, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for AFS Financial, Inc., a Rhode Island Corporation DATE AND PLACE OF FILING: Recorded on November 29, 2007 as Document Number 3671639 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on October 17, 2013 as Document Number 3968326 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Strate`s Farm First Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 7832 DUNMORE RD, WOODBURY, MN 55125-1612 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $115,528.90 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 25, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 30, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0144-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 7832 DUNMORE RD WOODBURY, MN 55125-1612 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) AFS Financial, Inc., a Rhode Island Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 17.028.21.11.0140 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100049700010025399 (Oakdale-Lake Elmo Review: Feb. 5, 12, 19, 26, Mar. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kenneth K. Noyes and Catherine L. Noyes, husband and wife Mortgagee: Wilmington Finance, a division of AIG Federal Savings Bank Dated: 12/01/2004 Recorded: 12/30/2004 Washington County Recorder Document No. 3489627 Assigned To: Mortgage Electronic Registration Systems, Inc., its successors and assigns Dated: 12/07/2004 Recorded: 04/18/2006 Washington County Recorder Document No. 3579705 Assigned To: The Bank of New York Mellon f/k/a The Bank of New York as successor to JPMorgan Chase Bank, N.A., as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2005-2 Dated: 04/05/2011 Recorded: 04/08/2011 Washington County Recorder Document No. 3837337 Transaction Agent: N/A Transaction Agent Mortgage ID No: Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Wilmington Finance, a division of AIG Federal Savings Bank LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) of Section Nine (9), in Township Thirtytwo (32) North, of Range Twenty (20) West, Washington County, Minnesota, described as follows: Commencing at the northeast corner of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) said corner being the intersection of straight lines run between opposite quarter corners (legal center of section); thence on an azimuth from north of 177 degrees 35 minutes 56 seconds, oriented to the Washington County Coordinate System, North Zone, along the east line of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) (north-south quarter line of said Section Nine (9), a distance of Six Hundred Thirty-one and Thirty-seven Hundredths (631.37) feet to a point, said point being an the center line of Oakhill Road North as traveled on September 3, 1985; thence northwesterly along said center line a distance of One Hundred Two and Forty-seven Hundredths (102.47) feet along a non-tangential curve concave to the northeast having a radius of One Thousand One Hundred Sixty-two and Fifty-eight Hundredths (1162.58) feet, a central angle of 5 degrees 03 minutes 01 second and whose chord is on an azimuth of 289 degrees 45 minutes 53 seconds, thence on an azimuth of 292 degrees 17 minutes 23 seconds along said center line, tangent to said curve, a distance of Three Hundred Ninety and Eighty-six Hundredths (390.86) feet to the point of beginning of the parcel to be described; thence continuing on an azimuth of 292 degrees 17 minutes 23 seconds along said center line a distance of Two Hundred Forty-one and Eighty-one Hundredths (241.81) feet; thence westerly along said center line a distance of Three Hundred Ninety-seven and Eightyeight Hundredths (397.88) feet along a tangential curve concave to the south having a radius of One Thousand Five Hundred Eighty and Seventy-two Hundredths (1580.72) feet and a central angle of 14 degrees 25 minutes 19 seconds; thence on an azimuth of 277 degrees 52 minutes 04 seconds along said center line a distance of Two Hundred Fifty-two and Thirtyfour Hundredths (252.34) feet to a point on the west line of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) distant Two Hundred Sixteen and Seventytwo Hundredths (216.72) feet south of the northwest corner thereof; thence on an azimuth of 358 degrees 02 minutes 44 seconds along said west line a distance of Two Hundred Sixteen and Seventy - two Hundredths (216.72) feet to said northwest corner of the Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4); thence on an azimuth of 89 degrees 55 minutes 07 seconds along the north line of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) a distance of Eight Hundred Forty-five and Fifty-two Hundredths (845.52) feet, thence on an azimuth of 177 degrees 35 minutes 56 seconds a distance of Four Hundred Fortyseven and Sixty-eight Hundredths (477.68) feet to the point of beginning. EXCEPT that part of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) described in Warranty Deed recorded in Book No. 63 of Deeds, page 606; being a Fifty (50.00) foot wide strip of land conveyed to the St. Croix Falls Minnesota Improvement Company (now Northern States Power Company), more particularly described as follows: Commencing at the northwest corner of the above described parcel, being the northwest corner of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) thence on an azimuth of 89 degrees 55 minutes 07 seconds along the north line of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) a distance of Five Hundred Three and Thirty-two Hundredths (503.32) feet to the point of beginning of the exception to be described: thence continuing on an azimuth of 89 degrees 55 minutes 07 seconds along the north line of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) a distance of Sixty-eight and Forty-one Hundredths (68.41) feet; hence on an azimuth of 222 degrees 42 minutes 35 seconds a distance of Three Hundred fifty-eight and Fortyseven Hundredths (358.47) feet to said center line of Oakhill Road North; thence westerly along said center line a distance of Fifty-nine and Eighty-four Hundredths (59.84) feet along a non-tangential curve concave to the south having a radius of One Thousand Five Hundred Eighty and Seventy-two Hundredths (1580.72) feet, a central angle of 2 degrees 10 minutes 08 seconds and whose chord is on an azimuth of 279 degrees 23 minutes 20 seconds to a point on a line on an azimuth of 222 degrees 42 minutes 35 seconds from the point of beginning; thence on an azimuth of 42 degrees 42 minutes 35 seconds not tangent to said curve, a distance of Three Hundred Forty-five and five hundredths (345.05) feet to the point of beginning. Subject to public road easement for Oakhill Road North along the Southerly Thirty-three (33.00) feet and to public road easement for Meadowbrook Avenue North along the West Thirty-three (33.00) feet. ABSTRACT PROPERTY (Washington County, MN) This is Abstract Property. TAX PARCEL NO.: 09.032.20.31.0008 ADDRESS OF PROPERTY: 12750 Oakhill Road North Scandia, MN 55073 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 323,539.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 28, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is September 28, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 24, 2014 The Bank of New York Mellon fka The Bank of New York as successor trustee for JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2005-2, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: The Bank of New York Mellon fka The Bank of New York as successor trustee for JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2005-2, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01233-1 (Oakdale-Lake Elmo Review: Feb. 5, 12, 19, 26, Mar. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE Date: February 5, 2014 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the dated April 21, 2005, executed by Terry Boesel, a single person, as mortgagor, to Homeservices Lending, LLC dba Edina Realty Mortgage, as mortgagee, and recorded on May 19, 2005 as Document Number 3515077; which mortgage was assigned to Wells Fargo Bank, N.A. by written assignment recorded on May 19, 2005 as Document Number 3515078; which mortgage was assigned to People’s Bank by written assignment recorded on April 26, 2013 as Document Number 3942942, in the office of the County Recorder of Washington County, Minnesota. The land described in the Mortgage is not registered land. 2. As the result of a merger, People’s Bank is now known as People's United Bank. 3. The original principal amount secured by the Mortgage was $228,560.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. No mortgagor has been released from financial obligation on the mortgage. 6. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 7. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $231,583.03. 8. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot 4, Block 1, Sweet Grass Meadows 2nd Addition, according to the map or plat thereof on file or of record in the office of the County Recorder in and for Washington County, Minnesota will be sold by the Sheriff of Washington County, Minnesota, at public auction on April 3, 2014 at 10:00 a.m. at the office of the Washington County Sheriff, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota 55082. 9. The mortgagor must vacate the property on or before 11:59 p.m. October 3, 2014, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 10. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale. 11. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 12. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE MORTGAGEE DOES NOT INTEND A MERGER OF TITLE WITH ANY OTHER INTEREST IT HOLDS. Foreclosure Data required by Minn. Stat. Sec. 580.025 1. Property Address: 6344 151st Street Court North, Hugo, Minnesota 55038 2. Transaction Agent: Not Applicable 3. Name of Mortgage Originator (Lender): Homeservices Lending, LLC dba Edina Realty Mortgage; assigned to Wells Fargo Bank, N.A.; and assigned to People’s Bank 4. Residential Servicer: Wells Fargo Bank, National Association 5. Tax Parcel Identification Number: 16-031-21-33-0038 6. Transaction Agent’s Mortgage ID Number: Not Applicable Wells Fargo Bank, National Association, servicer for People’s United Bank Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD, PIERSON & THONE, P.L.C. Suite 220 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 7-3089 (Oakdale-Lake Elmo Review: Feb. 12, 19, 26, Mar. 5, 12, 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,800.00 MORTGAGOR(S): Leon M. Hanka, a married person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on June 27, 2007 and memorialized upon Certificate of Title No. 64358 as Document Number 1178434 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot Forty-four (44), Block One (1), Common Interest Community No. 115, Lakeview Townhomes of Woodbury 2nd Addition, together with appurtenant easements created pursuant to Declaration, Document No. 1065581 A Planned Community, Washington County, Minnesota REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 6153F TAHOE CIRCLE, WOODBURY, MN 55125-1942 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $168,462.05 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 28, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: December 4, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5081-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6153F TAHOE CIRCLE WOODBURY, MN 55125-1942 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.028.21.34.0157 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Dec. 11, 18, 25, 2013, Jan. 1, 8, 15, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: January 28th, 2014 at 10:00 AM to March 11, 2014 at 10:00 AM. Said sale will be held at the main office of the Washington County Sheriff, Washington County Law Enforcement Center, 15015 62nd Street North, in the City of Stillwater, County of Washington, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 11, 2014. Dated: February 6, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq.** James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5081-FC01) (Oakdale-Lake Elmo Review: Feb. 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,697.56 MORTGAGOR(S): Patrick J. McDonough, a single person MORTGAGEE: Wells Fargo Financial Minnesota, Inc., a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on August 6, 2007 as Document Number 3655758 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), Block Five (5), Castle Park STREET ADDRESS OF PROPERTY: 5013 GRAFTON AVE NORTH, OAKDALE, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $83,863.50 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 28, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: December 6, 2013 WELLS FARGO FINANCIAL MINNESOTA, INC., A MINNESOTA CORPORATION Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5264-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5013 GRAFTON AVE NORTH OAKDALE, MN 55128 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Financial Minnesota, Inc., a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 06.029.21.34.0026 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Dec. 11, 18, 25, 2013, Jan. 1, 8, 15, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: January 28, 2014 at 10:00 AM to March 11, 2014 at 10:00 AM. Said sale will be held at the main office of the Washington County Sheriff, Washington County Law Enforcement Center, 15015 62nd Street North, in the City of Stillwater, County of Washington, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 11, 2014. Dated: February 4, 2014 WELLS FARGO FINANCIAL MINNESOTA, INC., A MINNESOTA CORPORATION Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5264-FC01) (Oakdale-Lake Elmo Review: Feb. 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 12/03/2003 MORTGAGOR(S): Robert P. McManus and Michele R. McManus, husband and wife. MORTGAGEE: Voyager Bank Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: Voyager Bank Servicer: US Bank Home Mortgage Mortgage Originator: Voyager Bank DATE AND PLACE OF RECORDING: Recorded July 09, 2004,Washington County Registrar of Titles, Document No. 1146889 Against Certificate of Title no. 60264. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency Dated: December 03, 2003,Recorded July 09, 2004,Washington County Registrar of Titles, Document No. 1146890 Against Certificate of Title no. 60264. LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Three (3), Thompson's Grove 4th Addition. REGISTERED PROPERTY: Yes TAX PARCEL NO.: 18.027.21.44.0069 ADDRESS OF PROPERTY: 6828 90th Street South Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,099.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,618.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Friday, July 19, 2013, 10:00 a.m. PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 01/20/2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: May 17, 2013 Minnesota Housing Finance Agency Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Minnesota Housing Finance Agency Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16205-130156 (Oakdale-Lake Elmo Review: May 29, June 5, 12, 19, 26, July 3, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Friday, September 06, 2013, at 10:00 a.m. at the Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: July 11, 2013 Minnesota Housing Finance Agency Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Minnesota Housing Finance Agency Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16205-130156 (Oakdale-Lake Elmo Review: July 17, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Friday, October 25, 2013, at 10:00 a.m. at the Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: August 29, 2013 Minnesota Housing Finance Agency Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Minnesota Housing Finance Agency Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16205-130156 (Oakdale-Lake Elmo Review: Sept. 11, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Friday, December 06, 2013, at 10:00 a.m. at the Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: October 10, 2013 Minnesota Housing Finance Agency Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Minnesota Housing Finance Agency Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16205-130156 (Oakdale-Lake Elmo Review: Oct. 23, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Friday, February 07, 2014, at 10:00 a.m. at the Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: October 23, 2013 Minnesota Housing Finance Agency Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Minnesota Housing Finance Agency Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16205-130156 (Oakdale-Lake Elmo Review: Oct. 23, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Friday, April 11, 2014, at 10:00 a.m. at the Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: February 03, 2014 Minnesota Housing Finance Agency Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Minnesota Housing Finance Agency Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16205-130156 (Oakdale-Lake Elmo Review: Feb. 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kenneth J. Purey, a single person Mortgagee: Summit Mortgage Corporation Dated: 06/30/2009 Recorded: 07/20/2009 Washington County Recorder Document No. 3750835 Assigned To: Minnesota Housing Finance Agency Dated: 06/30/2009 Recorded: 09/09/2009 Washington County Recorder Document No. 3758603 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Summit Mortgage Corporation Servicer: U.S. Bank Home Mortgage Mortgage Originator: Summit Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lots 22 and 23, Block 7, Lake Park-Addition, together with that part of the vacated alley, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 31.029.21.23.0087 ADDRESS OF PROPERTY: 538 Gentry Ave N Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,826.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,808.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 4, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 4, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 30, 2014 Minnesota Housing Finance Agency, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Minnesota Housing Finance Agency, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16205-14-00113-1 (Oakdale-Lake Elmo Review: Feb. 12, 19, 26, Mar. 5, 12, 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Steven M. Stepaniak and Wendy K. Stepaniak, husband and wife Mortgagee: JPMorgan Chase Bank, NA Dated: 03/24/2006 Recorded: 05/17/2006 Washington County Recorder Document No. 3585369 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: JPMorgan Chase Bank, NA Servicer: JPMorgan Chase Bank, NA (HE) Mortgage Originator: JPMorgan Chase Bank, NA LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Lake Villa Estates 2nd Addition according to the recorded plat thereof in Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 10.028.21.13.0089 ADDRESS OF PROPERTY: 1456 Clippership Bay Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 49,117.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 4, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 1 Year from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is April 4, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 6, 2014 JPMorgan Chase Bank, National Association, Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: JPMorgan Chase Bank, National Association, Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 13511-13-01031-1 (Oakdale-Lake Elmo Review: Feb. 12, 19, 26, Mar. 5, 12, 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/09/2006 MORTGAGOR(S): Cooper Wahlo and Nancy Wahlo, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Lending Corporation Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100055140029061260 Lender or Broker: Aegis Lending Corporation Servicer: Bank of America, N.A. Mortgage Originator: Aegis Lending Corporation DATE AND PLACE OF RECORDING: Recorded February 16, 2007,Washington County Recorder, Document No. 3631140. ASSIGNMENTS OF MORTGAGE: Assigned to: LaSalle Bank National Association as Trustee for the MLMI Trust Series 2007-HE3 Dated: March 01, 2007,Recorded April 14, 2008,Washington County Recorder, Document No. 3688140. U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Dated: March 26, 2012,Recorded June 15, 2012,Washington County Recorder, Document No. 3893148. LEGAL DESCRIPTION OF PROPERTY: The land referred to this commitment is situated in the State of MN County of Washington and is described as follows: Woodcliff 2nd ADD LOT-002 BLOCK-004 REGISTERED PROPERTY: No TAX PARCEL NO.: 1802821410033 ADDRESS OF PROPERTY: 6935 Calgary Rd Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $248,405.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Friday, April 26, 2013, 10:00 a.m. PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 10/28/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 21, 2013 U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-115531 (Oakdale-Lake Elmo Review: Mar. 6, 13, 20, 27, Apr. 3, 10, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Friday, November 08, 2013, at 10:00 a.m. at the Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: September 26, 2013 U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16751-115531 (Oakdale-Lake Elmo Review: Oct. 16, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Friday, December 13, 2013, at 10:00 a.m. at the Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: October 24, 2013 U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Ben I. Rust Attorneys for: U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 17226-13-01230-1 (Oakdale-Lake Elmo Review: Nov. 6, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Friday, February 14, 2014, at 10:00 a.m. at the Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: November 05, 2013 U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Ben I. Rust Attorneys for: U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 17226-13-01230-1 (Oakdale-Lake Elmo Review: Nov. 20, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Friday, March 14, 2014, at 10:00 a.m. at the Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: February 03, 2014 U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Ben I. Rust Attorneys for: U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as successor by merger to LaSalle Bank, N.A. as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-backed Certificates, Series 2007-HE3 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 17226-13-01230-1 (Oakdale-Lake Elmo Review: Feb. 12, 2014)


NOTICE TO CREDITORS AND CLAIMANTS OF VANTAGE POINT APPAREL & PROMOTIONAL PRODUCTS, LLC Please be advised that VANTAGE POINTAPPAREL & PROMOTIONAL PRODUCTS, LLC is in the process of dissolving and winding up its affairs. On January 13, 2014 Vantage Point Apparel & Promotional Products, LLC filed with the Minnesota Secretary of State a Notice of Dissolution. All claims against Vantage Point Apparel & Promotional Products, LLC must be submitted in writing to Vantage Point Apparel & Promotional Products, LLC, Attention: Chris A. Ingvalson, 1500 Wells Fargo Plaza, 7900 Xerxes Avenue South, Bloomington, MN 55431. All claims must be presented to Vantage Point Apparel & Promotional Products, LLC on or before the following dates: (1) on or before April 22, 2014, which is 90 days after the first date of publication; or (2) 90 days after the date on which written notice was given to a particular creditor or claimant. (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 2014)


NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN THAT THE WASHINGTON COUNTY BOARD OF COMMISSIONERS WILL MEET IN THE COUNTY BOARD CHAMBERS February 25, 2014 at 9:00 a.m. Washington County Government Center 14949 62nd Street North Stillwater, MN 55082 The Washington County Board of Commissioners will consider repeal of Washington County Solid Waste Management Ordinance #178 and replacing it with Washington County Solid Waste Management Ordinance #19X. A summary of the change proposed in Ordinance #19X reduces the County Environmental Charge (CEC) rate from 37.5% to 35%. If adopted Ordinance #19X will reduce the rate and amount of CEC a waste generator pays on Waste Management Services. A full copy of the proposed Ordinance #19X is available at the Department of Public Health and Environment, room 4600, Washington County Government Center, 14949 62nd St. N., Stillwater, MN 55082 Anyone desiring to be heard on the above matter may appear at the above stated place and time to voice their opinion. Written materials may be submitted up to the time of the meeting. Washington County does not discriminate on the basis of race, color, national origin, sex, religion, age or disability in employment or the provision of services. Dated: February 4, 2014 Judy Hunter Senior Program Manager (Oakdale-Lake Elmo Review: Feb. 12, 2014)


NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the City Council for the City of Oakdale, Minnesota, will hold a public hearing at 7:15 p.m. on Tuesday, February 25, 2014 in the Council Chambers of the Municipal Building, 1584 Hadley Avenue North. The purpose of the meeting is to review the proposed zoning ordinance map amendment to rezone the property located at 6630 Hudson Boulevard North from Community Commercial to Limited Business. Written and oral comments from the public will be accepted. If you have questions regarding this proposed action, please contact Linnea Graffunder-Bartels, Senior Community Development Specialist at 651-730-2721 or linnea@ci.oakdale.mn.us Dated: February 6, 2014 BY ORDER OF THE OAKDALE CITY COUNCIL CITY OF OAKDALE, MINNESOTA (Oakdale-Lake Elmo Review: Feb. 12, 2014)


NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the City Council for the City of Oakdale, Minnesota, will hold a public hearing at 7:15 p.m. on Tuesday, February 25, 2014 in the Council Chambers of the Municipal Building, 1584 Hadley Avenue North. The purpose of the meeting is to review a zoning ordinance text amendment to Chapter 25, Article 23 regarding the permitted uses in the limited business zoning district. Written and oral comments from the public will be accepted. If you have questions regarding this proposed action, please contact Linnea Graffunder-Bartels, Senior Community Development Specialist at 651-730-2721 or linnea@ci.oakdale.mn.us Dated: February 7, 2014 BY ORDER OF THE OAKDALE CITY COUNCIL CITY OF OAKDALE, MINNESOTA (Oakdale-Lake Elmo Review: Feb. 12, 2014)


SUMMARY OF PROCEEDINGS WASHINGTON COUNTY BOARD OF COMMISSIONERS FEBRUARY 4, 2014 Present were Commissioners Fran Miron, District 1; Ted Bearth, District 2; Gary Kriesel, District 3; Autumn Lehrke, District 4; and Lisa Weik, District 5. Absent none. Board Chair Lehrke presided. Accounting and Finance Approval of a five year contract with Wells Fargo Bank, N.A. as the county’s primary depository to provide general banking services. Commissioner Reports – Comments – Questions The Commissioners reported on the following items: - Commissioner Kriesel – Commended the Public Works Department for the outstanding job they have done this winter under the cold conditions; - Commissioner Miron – reported he attended the Extension Committee meeting; - Commissioner Weir – reported she will be attending the Metropolitan Energy Policy Coalition all-day forum on Thursday; and she attended the half-day workshop with the Resource Recovery Project Board; - Commissioner Lehrke – reported that she and staff attended the School District 833 kick-off meeting for the recycling program. Community Services Approval of the following actions: - 2014-2015 cooperative agreement with Community Services, the Sheriff’s Office, and the County Attorney to administer the Child Support Enforcement Program; - Child Protection Citizen Review Panel 2013 Annual Report. General Administration Approval of the following actions: - January 28, 2014 Board meeting minutes; - Wildwood Library to reopen on February 5; - Board correspondence was received and placed on file. Information Technology Approval of a joint powers agreement for development of an optical fiber network with the City of Stillwater. Property Records and Taxpayer Services Approval of the following actions: - Plat of Hidden Oak Meadows located in West Lakeland Township; - Assessment Year 2013 Payable 2014 Assessment Classification and Valuation Change List; - Joint Powers agreement with the City of Forest Lake to provide election administration services. Public Health and Environment Approval of the following actions: - Resolution No. 2014-010, set public hearing date of February 25, 2014 to consider the repeal of Solid Waste Management Ordinance #178 related to the County Environmental Charge and replacing it with a new Solid Waste Management Ordinance; - Licenses for the use of real property for the collection of household hazardous waste; - Resolution No. 2014-014, adopting Policy No. 7003 Washington County Subsurface Sewage Treatment System Low Interest Loan Program; - Staff directed to send County Policy 7003, along with a cover letter, to the Minnesota Commissioner of the Department of Natural Resources; - Board workshop held to discuss non-profit special event food stand license fees; - Board workshop held to review findings of the 2013 Community Health Assessment. Public Works Approval of the following actions: - Contract with Kimley-Horn and Associates, Inc., preliminary design engineering for pedestrian and traffic improvements for the County State Aid Highway (CSAH) 5 project; - Work order 1 for the CSAH 3 curb and gutter project with New Look Contracting, Inc.; - Resolution No. 2014-011, final payment for New Look Contracting, Inc. for CSAH 3 curb and gutter replacement project; Grant application to the Stillwater Rotary Club to fund prize money for the Amateur Talent Show held at the Historic Courthouse; Report given on the Suburban East Conference Sectional Cross Country ski event held at the Lake Elmo Park Reserve. Sheriff’s Office Approval of the following actions: - Resolution No. 2014-012, joint powers agreement with the City of Bayport for the purchase of fuel to provide law enforcement services; - Resolution No. 2014-013, joint powers agreement with the City of Oak Park Heights for the purchase of fuel to provide law enforcement services; - Appointment of Douglas A. Berglund as Director of Emergency Management. A complete text of the Official Proceedings of the Washington County Board of Commissioners is available for public inspection at the Office of Administration, Washington County Government Center, 14949 62nd Street N., Stillwater, Minnesota. (Oakdale-Lake Elmo Review: Feb. 12, 2014)


Washington County


NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Washington County Board of Adjustment and Appeals will meet Thursday, February 27, at 5:00 PM at the Washington County Government Center in the County Board Chambers at 14949 62nd Street North, Stillwater, Minnesota 55082 to consider the following variance requests: AGENDA 1. James Brockberg –Variance from the lot size, lot width, and road setback requirements to demolish the existing home and garage on the property and construct a new home and garage. The property is legally described as Lot 46 and Lot 65, Block 4, Carnelian Hills, Washington County, Minnesota. The property is located at 13113 Panorama Avenue North in May Township. 2. Lori Larson – Variance from lot size, lot width, lake setback, side yard setback and lot coverage requirements to raise the existing structure to allow for a new foundation; remove the existing porch and replace it with a smaller deck and porch; and removal of the existing shed and other impervious surfaces. The property is legally described as Lot 17, Block 2, Carnelian Hills, Washington County. The property is located at 14859 130th Street Lane North in May Township. 3. Lee and Jill Haugen – Variance from lot width requirement to remove the existing structure on the property and construct a new residential home. The property is legally described as Part of Lot 9, Idlewylde, and Part of Government Lot 5, Section 23, Township 31 North, Range 20 West, Washington County. The property is located at 14355 Oldfield Road in May Township. 4. Business meeting The public is encouraged to attend and testify. Both written and oral statements will be accepted at the hearing. The plans are available in the Washington County Public Works Department - Survey and Land Management Division Office in the Washington County Government Center and may be viewed during normal business hours. Washington County does not discriminate on the basis of race, color, national origin, sex, religion, age or disability in employment or the provision of services. Dated: February 3, 2014 /s/ WASHINGTON COUNTY BOARD OF ADJUSTMENT AND APPEALS Dennis O’Donnell, Senior Planner Public Works Department Survey and Land Management Division PO Box 6 Stillwater, MN 55082-0006 Ph: 651-430-6690 (Oakdale-Lake Elmo Review: Feb. 12, 2014)


Minutes


INDEPENDENT SCHOOL DISTRICT 622 NORTH ST. PAULMAPLEWOOD- OAKDALE SCHOOLS REFLECTION STUDY SESSION AND CLOSED SESSION SCHOOL BOARD DECEMBER 17, 2013 Chair Coborn called the Reflection Study Session to order at 4:30 p.m. with the following present: Chair Coborn, Vice Chair Livingston, Clerk Wheeler, Treasurer Yener, Directors Augé, Hunt, Neve, and Superintendent Phillips. Others present were: Kim Cavallaro. In the audience: Rory Sanders. Phillips led the group in personal check in and offered each board member an opportunity to share how they were doing personally and as a group. She mentioned four topics that had been recently brought to her attention: 1)modifying tentative meeting agenda the night of the meeting; 2)moving board reports to the beginning section of the board business meeting; 3)board work vs. management work; and 4)paperless board meetings. Discussion was held on all topics and it was suggested that a 916 report be added to the Reports section of the board business meeting agenda. Board members shared their committee reports and board related experiences. Augé reported on District 916; Augé, Yener and Hunt spoke about the MSBA Delegate Assembly; and Coborn, Livingston, and Wheeler presented their report for the Election of Officers Subcommittee which included a Board Officer Succession spreadsheet. The group discussed how they wanted to proceed with Election of Officers at the January 7, 2014 special meeting. After a lengthy discussion, it was decided that while everyone approved of the spreadsheet, additional time was needed to decide the length of board officer terms; and a revision of policy may be necessary. The group also discussed how they wanted to move forward with committee assignments/board liaisons as part of the organizational resolution and offered their preferences. Due to time constraints, board members decided to discuss possible Board Retreat agenda topics for the 2014 retreat at the January 7, 2014 Work Study Session. The group briefly reviewed future study session agenda topics working off a list of possible topics generated by board members and requested that a student survey report be shared in the near future. The Reflection Study Session adjourned at 6:33 p.m. A Closed Session was called to order by Chair Amy Coborn at 6:35 p.m. for the purpose of Strategizing for Contract Negotiations. Present were: Chair Amy Coborn, Vice Chair Nancy Livingston, Clerk Mark Wheeler, Treasurer Michelle Yener, Directors Theresa Augé, Steve Hunt, Becky Neve, and Superintendent Patty Phillips. Others present were: Keith Gray and Dennis Sullivan. The Closed Session adjourned at 7:00 p.m. /s/ Steve Hunt Clerk Public notice for solicitation of bids, requests for quotes and requests for proposals are located on the ISD 622 website, www.isd622.org.


INDEPENDENT SCHOOL DISTRICT 622 NORTH ST. PAULMAPLEWOOD- OAKDALE SCHOOLS REGULAR MEETING SCHOOL BOARD DECEMBER 17, 2013 Coborn called the meeting to order at 7:08 p.m. with the following present: Coborn, Livingston, Wheeler, Yener, Augé, Hunt, Neve, Phillips, and Fischer. Absent: Phan. Others present were: Administrative Staff. Augé moved and Yener seconded the following motion, which carried: THAT the agenda be approved as presented. Livingston moved and Neve seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the following Consent Agenda Items, IV.A. through IV.D., be approved as written, and a copy of the agenda items is attached to the minutes. Sullivan presented the Levy Report, commenting on the 2013 payable 2014 proposed total levy of $39,450,513.68 and the 2013-2014 Budget. Sullivan offered an opportunity for the public to speak; three citizens addressed the Board: Scot Gamradt, Denise Skjerven, and Thomas Wolff. Yener moved and Augé seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the School Board accept with appreciation the following contributions and permit their use as designated by the donors. Donor Item and/or Amount Purpose Knights of Columbus – Church of St. Peter, 30 new winter coats (valued at $550.00), District 622 families in need Melissa Barg, $40.00, NHS Backpack Program Kareen R. Ecklund, New Bach Prelude Trumpet (valued at $399.00), North High School band Cowern PTG, $125.00, Bus for 5th grade field trip Pam Ledermann, $20.00, NHS Backpack Program Anonymous, $250.00, Richardson families in need Skyview PTO, $1,000.00, Skyview Elementary Kindness Retreat Skyview PTO, $6,000.00, Skyview Elementary iPads Julie Jacot, Mittens/Gloves (valued at $20.00), Castle Elementary School Anonymous Donor, $42.32, Meals on Wheels Shannon Wille, $75.00, Scott Swedeen’s Carver Classroom Jeff Lynum, $20.00, NHS Backpack Program Donald Westby, Getzen Trumpet and King Trombone (valued at $1,300.00), ISD 622 Music Instruction Troy Woods & Securian Foundation, $170.00, Cowern Elementary School 3M Product Donations Community Affairs Dept., Post-It Stationery Products (valued at $58,758.46), ISD 622 Wheeler moved and Augé seconded the following resolution, which carried with Hunt and Yener voting NO: BE IT RESOLVED by the School Board of Independent School District No. 622 that the 2013 payable 2014 property tax levy is adopted in the total amount of $39,450,513.68 and, further, that the School Board Clerk is authorized to sign the document used to certify the property tax levy to the county auditors and the Minnesota Department of Education. Hunt moved and Neve seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the Student Services 2013-14 iFTE budget increase to 245.655 be approved. Coborn asked the Board to set a Special Meeting for ratification of the proposed 2013-2015 Teacher’s Association Master Agreement. Augé moved and Hunt seconded the following motion, which carried: THAT the Board will have a Special Meeting on December 20, 2013 at 7:00 a.m. in the Board Room of the District Education Center for the purpose of proposed action on the 2013-2015 Teacher’s Association Master Agreement. Coborn asked the Board to set a Special Meeting for election of officers, the annual organizational resolution, and a proposed expulsion. Wheeler moved and Hunt seconded the following motion, which carried: THAT the Board will have a Special Meeting on January 7, 2014 at 4:30 p.m. in the Board Room of the District Education Center with the following agenda items: 1)Election of Officers; 2)Organizational Resolutions; and 3)Proposed Expulsion. Coborn asked the Board to set the time and agenda for the January 7, 2014 Work Study Session. Neve moved and Hunt seconded the following motion, which carried: THAT the January 7, 2014 Work Study Session will begin at 4:45 p.m. in Room 202 of the District Education Center with the following agenda items: 1)BLE Technology Assessment; 2)Blended and Online Learning; 3)World’s Best Workforce; and 4)Discussion of Board Retreat Agenda Topics. Wheeler moved and Livingston seconded the following motion, which carried: THAT the meeting be adjourned. The meeting adjourned at 8:46 p.m. /s/ Steve Hunt Clerk Public notice for solicitation of bids, requests for quotes and requests for proposals are located on the ISD 622 website, www.isd622.org.


INDEPENDENT SCHOOL DISTRICT 622 NORTH ST. PAULMAPLEWOOD- OAKDALE SCHOOLS SPECIAL MEETING SCHOOL BOARD DECEMBER 20, 2013 Chair Coborn called the meeting to order at 7:00 a.m. with the following present: Chair Coborn, Vice Chair Livingston, Clerk Wheeler, Directors Augé, Hunt, and Neve. Absent: Treasurer Yener and Superintendent Phillips. Others present were: Keith Gray and Kim Cavallaro. Hunt moved and Neve seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the 2013-2015 Teacher’s Master Agreement by approved. Wheeler moved and Livingston seconded the following motion, which carried: THAT the meeting be adjourned. The meeting adjourned at 7:04 a.m. /s/ Steve Hunt Clerk Public notice for solicitation of bids, requests for quotes and requests for proposals are located on the ISD 622 website, www.isd622.org.


INDEPENDENT SCHOOL DISTRICT 622 NORTH ST. PAULMAPLEWOOD- OAKDALE SCHOOLS SPECIAL MEETING SCHOOL BOARD JANUARY 14, 2014 Chair Coborn called the meeting to order at 4:30 p.m. with the following present: Chair Coborn, Vice Chair Livingston, Treasurer Yener, Directors Augé, Hunt, Neve, and Superintendent Phillips. Absent: Clerk Wheeler. Others present were: Troy Miller, Assistant Superintendent; and Kim Cavallaro, Administrative Assistant. Coborn requested nominations for Chair. Augé nominated Coborn. There being no other nominations, a unanimous ballot was cast. Coborn requested nominations for Vice Chair. Hunt nominated Augé. There being no other nominations, a unanimous ballot was cast. Coborn requested nominations for Clerk. Livingston nominated Hunt. There being no other nominations, a unanimous ballot was cast. Coborn requested nominations for Treasurer. Yener nominated Livingston. There being no other nominations, a unanimous ballot was cast. The Organizational Resolutions were considered. Yener moved and Neve seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the following organizational resolutions, numbered 1-19, be accepted as presented: 1. THAT the School Board approve memberships, related dues, and authorize signature of membership documents by the appropriate individual(s) in the following organizations: Minnesota School Boards Association (MSBA) Association of Metropolitan School Districts (AMSD) Minnesota State High School League (MSHSL) Metropolitan Service Coop (formerly ECSU) Ramsey County League of Local Governments (RCLLG) 2. THAT the School Board appoint the following individual Board Members to serve as Board Representatives or Liaison members as indicated: January – December 2014 Appointment: NMI 916 Board (Augé) Tartan Ice Arena Joint Powers Board (Coborn, Neve) CACC (Yener) January – May 2014 Appointment: Educational Equity Alliance Collaborative (Yener) January – June 2014 Appointment: Metro ECSU (Wheeler) June – December 2014 Appointment: Educational Equity Alliance Collaborative (Livingston) July – December 2014 Appointment: Metro ECSU (Hunt) 3. THAT the School Board approves monthly compensation for School Board members at the rate of $475 per month; $500 per year additional for Board Chair; and $600 per year expense allowance for each Board member. 4. THAT pursuant to Board Policy G-033 the School Board business meeting dates, will be as follows: January 28, February 25, March 25, April 22, May 27, June 24 AND THAT THE School Board Work Study Session meeting dates will be as follows: January 14, February 11, April 8 AND THAT THE School Board Reflection Study Session meeting dates will be as follows: March 25, June 24 THE regular meeting place for School Board business meetings shall be the Board Room in the District Education Center at 7:00 p.m., unless otherwise specified. THE regular meeting place and time for School Board Study Sessions will be posted. 5. a. Premier Bank and Associated Bank are designated as the official depositories of School District funds, subject to its furnishing collateral security and otherwise complying with the provisions of Minnesota statute. b. The School Board treasurer or chief financial officer are authorized to accept and release collateral as required. c. The officers of the School Board, the Superintendent, and the chief financial officer and designee(s), whichever are necessary, are authorized to sign checks, signature cards, and other forms and documents required from time to time by the depository. d. The depository is authorized to accept facsimiles of the signatures of the officers of the School Board upon checks drawn on school district funds in accordance with Minnesota statute. e. This resolution shall be valid until superseded. 6. THAT imprest funds be authorized in the amount of $51,505, that the Superintendent or designee be appointed as custodian of such funds, and that their only uses be for the payment of proper claims against the District, excluding salaries and personal expenses, which it is impractical to pay in any other manner, and for travel expense advances, all as permitted by Minnesota statute. 7. THAT the Ramsey County Review, the Maplewood Review, the Oakdale-Lake Elmo Review, and the Woodbury-South Maplewood Review newspapers are designated as the official newspaper of the School District, in accordance with Minnesota statute. 8. THAT the following legal firms be designated and recognized as the School District’s attorneys for legal affairs and consultations, with any exceptions to be approved by the School Board: Karen Kepple Law Office Knutson, Flynn, and Deans Ratwik, Roszak, and Maloney Kennedy-Graven Dorsey & Whitney, LLP Rupp, Anderson, Squires & Waldspurger Booth & Lavaroto Fredrikson & Byron, P.A. 9. THAT the Superintendent or designee be authorized to issue checks between Board meetings in advance of Board approval under the following conditions and to include such payments in the next list of bills submitted to the Board for approval: a. Payments of claims which cannot be deferred until the next Board meeting without loss to the District of a discount privilege or because of contract terms, purchase order terms, or a vendor’s standard terms which are part of contract, in accordance with Minnesota statute. b. Payments of claims within the standard payment period as defined in Minnesota statute. 10. THAT, as permitted by Minnesota statute, the Superintendent or designee be authorized to lease, purchase, and contract for goods and services, within the budget as approved by the Board, provided that any transaction in an amount exceeding the minimum amount for which bids are required ($100,000 per Minnesota Statute 471.345), must first be specifically authorized by the Board and must fulfill all other applicable legal requirements for School District contracts. 11. THAT the Director of Business Services be allowed to open brokerage accounts with U.S. Bank, Minnesota Trust, and PMA Securities. 12. THAT Springsted, Incorporated be approved as the District Financial Advisor for the fiscal year 2013- 2014. 13. THAT MMKR be approved as the District Auditor. 14. THAT the Superintendent or designee be authorized to enter into agreements to make electronic funds transfers (wire transfers) as permitted by Minnesota statute and submit a list of such transfers at the next regular School Board meeting after the transfers take place. 15. THAT the Superintendent or Director of Business Services are authorized to approve change orders to building program contracts, as requested by the construction manager and architect, within the budget, in the amount of $100,000 or less per change order. 16. THAT application for financial assistance as provided under ESEA as amended, be authorized, and that the Superintendent of Schools or designee appoint a Local Agency Representative who would be directed to execute and file application(s) for and on behalf of the School District and otherwise act as authorized representative of the School District in all activities related to ESEA. Further, that the Superintendent of Schools appoints the ESEA contact person. 17. THAT the Superintendent of Schools or designee be authorized, on behalf of the Board, to prepare and apply for grants to the School District from local, state, federal, or private resources. 18. THAT authority be granted to the Superintendent of Schools or designee for the 2013-14 school year to execute non-resident student attendance agreements, as required by Minnesota statute, on behalf of the School Board. 19. THAT the following public notice shall be mailed to students’ homes and distributed to staff through the District’s annual calendar publication and posted on the district’s website at www.isd622.org/district_policies NOTICE IS HEREBY GIVEN – That Independent School District 622, pursuant to the U.S. General Education Provisions act and Minnesota Government Data Practices Act, declares the following as “directory information” as provided in said Act and, that information relating to students may be made public if said information is in any of the following categories: Name, Address and Telephone Number of Student Name, Address and Telephone Number of Student’s Parent(s) Gender Participation in official recognized activities and sports Weight and height of members of athletic teams Grade levels completed Degrees and awards received The most recent previous educational agency or institution attended by the student. Photos, such as those taken for yearbooks or other school and District publications, are directory information for those specific purposes only. Directory information does not include identifying data that references religions, race, color, social position, or nationality. A parent, or student who is 18, who wishes to make directory information private must notify their principal in writing each year the child attends district schools. Additionally, a parent, or student who is 18, who wishes to refuse the release of directory information to military recruiting officers and postsecondary institutions must notify their principal in writing by October 15th each year. Hunt moved and Livingston seconded the following resolution, which carried: WHEREAS, an eleventh grade student was placed on suspension and proposed for expulsion pursuant to the Pupil Fair Dismissal Act, Minn. Stat. §§ 121A.40-121A.56; and WHEREAS, a written Notice of Proposed Expulsion, Waiver of Right to a Hearing, attached as Exhibit A, and a copy of the Minnesota Pupil Fair Dismissal Act were personally delivered to the student and his parent; and WHEREAS, the Notice of Proposed Expulsion complied with the provisions of Minn. Stat. § 121A.47, and was received by the student and his parent; and WHEREAS, the hearing on the proposed expulsion was conducted on December 18, 2013 before an Independent Hearing Officer in compliance with Minn. Stat. § 121A.47; and WHEREAS, the Independent Hearing Officer has recommended to the School Board that the student is expelled from school and schoolrelated activities for 12 months for engaging in conduct that constitutes a willful violation of reasonable School Board regulations, willful conduct that significantly disrupted the rights of others to an education and the ability of school personnel to perform their duties, and willful conduct that endangered the pupil, surrounding persons, including school district employees; and WHEREAS, the School Board has reviewed the Independent Hearing Officer’s Findings of Fact, Conclusions, and Recommendations, attached as Exhibit B; and WHEREAS, under the Minnesota Government Data Practices Act, the Independent Hearing Officer’s recommendations and the name of the student proposed for expulsion are private data; NOW, THEREFORE, BE IT HEREBY RESOLVED, as follows: 1. The School Board hereby adopts the Findings of Fact, Conclusions, and Recommendations of the Independent Hearing Officer regarding the proposed expulsion of an eleventh grade student. 2. Having reviewed the record relating to this matter, the School Board hereby finds that the School District has complied with the Minnesota Pupil Fair Dismissal Act. 3. Having reviewed the record relating to this matter, the School Board hereby finds that the student engaged in conduct that constitutes a willful violation of reasonable School Board regulations, willful conduct that significantly disrupted the rights of others to an education and the ability of school personnel to perform their duties, and willful conduct that endangered the pupil and surrounding persons, including school district employees, for which conduct the student is hereby expelled from Independent School District No. 622, its schools, and school-related activities for 12 months, pursuant to the Pupil Fair Dismissal Act, Minn. Stat. §§ 121A.40-121A.56. 4. The Administration is directed to notify the student and his parent of the expulsion in substantially the form as provided in Exhibit C, attached hereto. 5. The Administration is directed to notify the Commissioner of the Minnesota Department of Education of the expulsion. 6. It is further ordered that the School District shall provide copies of this two-page resolution, upon proper request. However, any release of the resolution shall not include the exhibits or attachments hereto as the School Board hereby finds that such materials are private data on individuals pursuant to the Minnesota Government Data Practices Act, Minn. Stat. § 13.32. The Superintendent is specifically directed to maintain the private data classification of these materials in accordance with applicable state and federal laws. Livingston moved and Augé seconded the following motion, which carried: THAT the meeting be adjourned. The meeting adjourned at 4:34 p.m. /s/ Steve Hunt Clerk Public notice for solicitation of bids, requests for quotes and requests for proposals are located on the ISD 622 website, www.isd622.org.


INDEPENDENT SCHOOL DISTRICT 622 NORTH ST. PAULMAPLEWOOD- OAKDALE SCHOOLS WORK STUDY SESSION SCHOOL BOARD JANUARY 14, 2014 Chair Coborn called the meeting to order at 4:42 p.m. with the following present: Chair Coborn, Vice Chair Livingston, Treasurer Yener, Directors Augé, Hunt, Neve, and Superintendent Phillips. Absent: Clerk Wheeler. Others present were: Bob Biddick, Paul Brashear, Sharon Burrell, Julie Carter, Kim Cavallaro, Chuck Ericksen, Keith Gray, Denny Sullivan, Cory McIntyre, Jennifer McNeil, Troy Miller, Tim Murtha, Mark Paulsen, and Josh Wesley. Julie Carter of the BLEgroup presented District 622’s Technology Assessment and Integration Plan as well as recommendations for the District. Board members had a lengthy discussion and inquired about next steps. Phillips indicated that the steering committee would reconvene, followed by further discussion at an upcoming study session. Teachers on Special Assignment Tim Murtha and Mark Paulsen provided the board with an opportunity to experience how a flipped class works. They also discussed blended and online learning and shared the programs currently in place within the District. 2013 legislation requires that every school district craft a World’s Best Workforce Plan to support teaching and learning that addresses all students meeting school readiness goals; all third grade students achieving grade level literacy; closing the achievement gap for all groups; all students graduating from high school and all students attaining college and career readiness. Curriculum and Staff Development Coordinator Sharon Burrell along with Assessment and Program Quality Coordinator Paul Brashear shared how District 622 is working to encompass the World’s Best Workforce Plan through professional development; integration/equity efforts; Q Comp and curriculum work. Phillips and board members reviewed ideas for board retreat agenda topics. Board members discussed using a SWOT analysis to guide board retreat subjects. The agenda for the retreat will be adopted at the January 28, 2014 board business meeting. The meeting adjourned at 8:01 p.m. /s/ Steve Hunt Clerk Public notice for solicitation of bids, requests for quotes and requests for proposals are located on the ISD 622 website, www.isd622.org.


Washington County Board of Commissioners Now Accepting Applications for the South Washington Watershed District Board of Managers Applicants must reside in the Watershed District. Cities included in the South Washington Watershed are: Afton Newport Cottage Grove St. Paul Park Hastings Woodbury Lake Elmo Denmark Township Oakdale Grey Cloud Island Township To receive an application, please call the Washington County Office of Administration at (651) 430-6014, or go on line at: http://www.co.washington.mn.us/index.aspx? nid=300 Applications must be returned by March 3, 2014 If you need assistance due to disability or language barrier, Please call (651) 430-6000 (TDD (651) 439-3220) (Oakdale-Lake Elmo Review: Feb. 12, 2014)


 

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