Public Notices Feb. 26, 2014 Oakdale - Lake Elmo Review

Public Notices, Foreclosure Notices & Legal Notices published Feb. 26, 2014 in the Oakdale - Lake Elmo Review. Serving the surrounding communities of Oakdale, Lake Elmo and Washington County.

Download the PDF

(text below is for search purposes)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 MORTGAGOR: Anthony O. Dewaele and Joan M. Dewaele, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Prime Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded April 25, 2005 Washington County Recorder, Document No. 3511127. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S Bank National Association. Dated October 15, 2012 Recorded October 31, 2012, as Document No. 3914571. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000092675 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 893 Hadley Lane North, Oakdale, MN 55128 TAX PARCEL I.D. #: 3102921110101 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 34, Tanners Lake Heights Plat No. 6, according to the recorded plat thereof, and situate in Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,222.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 12, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 2, 2014 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 13-002438 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,389.00 MORTGAGOR(S): Theresa J. Miller, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on February 6, 2007 as Document Number 3628696 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on January 23, 2008 as Document Number 3677643 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 179, CIC NO. 261, TWENTY-EIGHTH SUPPLEMENT, WATERS EDGE VILLAGE HOMES STREET ADDRESS OF PROPERTY: 5034-7 Evergreen Dr. N, Hugo, MN 55038 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $148,796.00 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 11, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 13, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4451-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5034-7 Evergreen Dr. N Hugo, MN 55038 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.031.21.40.0203 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain mortgage, dated the 22nd day of June, 2010, executed by Bernard W. Nass and Loella M. Nass a/k/a Loella N. Nass, husband and wife, as mortgagors, to Tenten Properties, LLC, as mortgagee, filed for record in the office of the County Recorder in and for the County of Washington, and State of Minnesota, on the 2nd day of July, 2010, at 9:01 o'clock a.m., as Document No. 3797194; That no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all notice provisions and conditions precedent as required by law; and that the mortgagee or assignee has elected to declare the entire sum secured by the note and mortgage to be immediately due and payable as provided in the note and mortgage; That the original or maximum principal amount secured by the mortgage was One Hundred Ten Thousand and No/100 Dollars ($110,000.00); That there is due and claimed to be due on the mortgage, including interest to date hereof, the sum of One Hundred Sixty Seven Thousand Forty-three and 87/100 Dollars ($167,043.87); And that pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tracts of land lying and being in the County of Washington, State of Minnesota, described as follows, towit: Parcel A: All that part of the NW 1/4 of the NW 1/4 of Section 6, Township 29, Range 20 West, that lies Southerly and Westerly of the Southerly right of way line of Minnesota Trunk Highway No. 36 and Northerly and Westerly of the following described line: Beginning at a point on the West line of said NW 1/4 that is 923.00 feet, as measured along said West line, Southerly of the Northwest corner of said Section 6; thence Northeasterly by a deflection angle to the right of 73º for a distance of 336.41 feet; thence Southerly, parallel to the West line of said NW 1/4, for a distance of 148.5 feet; thence Easterly, parallel to the North line of said NW 1/4 for a distance of 784.70 feet more or less to the East line of said NW 1/4 of NW 1/4 and there terminating, Washington County, Minnesota. Parcel B: All that part of the Southwest 1/4 of the Northwest 1/4 and of the Northwest 1/4 of the Northwest 1/4 of Section 6, Township 29, Range 20 that lies Northerly of the following described line: Commencing at the Southwest corner of the Northwest 1/4 of said Section 6, thence North 1 degree 14 minutes 50 seconds East, along the West line of said Northwest 1/4, for 969.67 feet to the point of beginning of the line to be described; thence South 87 degrees 25 minutes 34 seconds East for 1120.72 feet and there terminating except the North 1236.51 feet thereof and also excepting therefrom all that portion of the Southwest 1/4 of the Northwest 1/4 of said Section 6, lying West of the Town Road (also known as Manning Avenue North) as it now traverses said Section 6, according to the United States Government Survey thereof and situate in Washington County, Minnesota; The real property’s street address is: 5651 Manning Ave. N., Stillwater, MN 55082; The real property’s identification numbers are: 06-029-20-22-0001 and 06-029-20-23-001; Transaction agent: Tenten Properties, LLC; Transaction agent’s Mortgage identification number: Not applicable; Mortgage originator: Tenten Properties, LLC; will be sold by the sheriff of said county at public auction on the 19th day of March, 2014, at 10:00 o'clock a.m., in the Lobby of the Washington County Sheriff’s Office, 15015 62nd Street North, in the City of Stillwater in said county and state, to pay the debt then secured by said mortgage on said premises and the costs and disbursements allowed by law, subject to redemption by the mortgagors, their personal representative or assigns within twelve months from date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on March 19, 2015. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Tenten Properties, LLC, Mortgagee Dated this 17th day of January, 2014. Daniel A. Beckman #192089 GISLASON & HUNTER LLP Attorneys for Mortgagee 701 Xenia Avenue South, Suite 500 Minneapolis, MN 55416 Phone: (763) 225-6000 Fax: (763) 225-6099 (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,474.00 MORTGAGOR(S): Jeffrey Nicol, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on June 10, 2008 as Document Number 3695935 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on June 10, 2008 as Document Number 3695936; as corrected by Document No. 3943499 recorded on May 1, 2013 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Westphal`s Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 2935 HELENA AVE NO, OAKDALE, MN 55128-4003 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $195,047.57 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 11, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 17, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0019-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2935 HELENA AVE NO OAKDALE, MN 55128-4003 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.029.21.21.0044 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 82-CV-12-5621 The Honorable Richard C. Ilkka NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE Premier Bank, a Minnesota corporation, Plaintiff, vs. Kenneth A. Richard, an individual, Colleen K. Richard, an individual and John Does 1 through 10, Defendants. DATE: January 7, 2014 YOU ARE NOTIFIED, that pursuant to the Judgment and decree of foreclosure ("Judgment") entered in the above-entitled action on May 15, 2013, a certified copy of which has been delivered to the Washington County Sheriff, directing the sale of the Mortgaged Premises, hereinafter described, to satisfy the amount found and adjudged due to Plaintiff under the First Loan (as defined in the Judgment) in the above-titled action from Defendant Kenneth A. Richard, as prescribed in said Judgment, together with the costs and expenses of the sale, the undersigned Sheriff of Washington County will sell the Mortgaged Premises described below at public auction to the highest bidder for cash on March 5, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: January 31, 2005 2. Mortgagors: Kenneth A. Richard and Colleen K. Richard, husband and wife 3. Mortgagee: Premier Bank, a Minnesota corporation 4. Recording Information: Recorded March 22, 2005 in the Office of the County Recorder of Washington County, Minnesota as Document No. 3504349 5. Assignments of Mortgage, if any: None. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification numbers of the Mortgaged Premises: 0 8 . 0 3 0 . 2 1 . 3 2 . 0 0 0 9 ; 08.030.21.32.0010 7. Legal description of the Mortgaged Premises: Lots 10 and 11, Rearrangement at Pine Tree Estates, Washington County, Minnesota, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters. 8. The physical street address, city and zip code of the Mortgaged Premises: Unassigned; 10408 Hadley Circle North, White Bear Lake, Minnesota 55110 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. INFORMATION REGARDING FORECLOSURE SALE 10. The original principal amount secured by the Mortgage was $175,000.00. 11. Pursuant to the Judgment entered in the above-entitled action on May 15, 2013, the amount adjudged to be due to Plaintiff and secured by the Mortgage was, as of March 8, 2013, $228,732.33, with interest accruing thereon at the per diem rate of $29.463546666. 12. The sale will be held on March 5, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. 13. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date the court confirms the sale. 14. THE TIME ALLOWED BY LAW FOR REDEMPTION BY MORTGAGOR, MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 15. Colleen K. Richard, one of the mortgagors, has been discharged from personal financial obligation on the Mortgage as a result of her bankruptcy filing and discharge in her bankruptcy proceeding. By: /s/ Bradley Marquardt Sheriff of Washington County William M. Hutton Deputy Sheriff Bradley Marquardt LEONARD, O'BRIEN SPENCER, GALE & SAYRE, LTD. By: /s/ Peter J. Sajevic, III Peter J. Sajevic, III, #279237 Attorney for Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,700.00 MORTGAGOR(S): Laura Ankney And Ryan Ankney, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on December 30, 2005 as Document Number 3561479 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association as Trustee for Wells Fargo Home Equity Asset- Backed Securities 2005-1 Trust, Home Equity Asset-Backed Certificates, Series 2005-1 by assignment recorded on November 7, 2013 as Document Number 3970884 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Forest Lake Preserve, Common Interest Community Number 186, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 6365 208TH STREET CIRCLE, FOREST LAKE, MN 55025-8035 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $124,124.37 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 18, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 22, 2014 HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR WELLS FARGO HOME EQUITY ASSET-BACKED SECURITIES 2005-1 TRUST, HOME EQUITY ASSET-BACKED CERTIFICATES, SERIES 2005-1 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0017-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6365 208TH STREET CIRCLE FOREST LAKE, MN 55025-8035 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 21.032.21.22.0066 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Jan. 29, Feb. 5, 12, 19, 26, Mar. 5, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Wayne Kemper and Jane E. Kemper, husband and wife. Mortgagee: Bank of America, National Association Dated: 01/07/2011 Recorded: 08/05/2011 Washington County Recorder Document No. 3849962 Assigned To: Green Tree Servicing LLC Dated: 06/18/2013 Recorded: 07/02/2013 Washington County Recorder Document No. 3953275 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Bank of America, National Association Servicer: Green Tree Servicing LLC Mortgage Originator: Bank of America, National Association LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Mississippi Dunes Estates Second Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 19.027.21.41.0048 ADDRESS OF PROPERTY: 9541 Dunes Ave Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 388,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 421,312.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is September 21, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 20, 2014 Green Tree Servicing LLC, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Green Tree Servicing LLC, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17308-13-01483-2 (Oakdale-Lake Elmo Review: Jan. 29, Feb. 5, 12, 19, 26, Mar. 5, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 5, 2010 MORTGAGOR: Joseph M Maddalena and Lisa K Maddalena, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems Inc., as nominee for U.S. Bank N.A. its successors and assigns . DATE AND PLACE OF RECORDING: Recorded March 22, 2010 Washington County Recorder, Document No. 3784295. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated August 15, 2013 Recorded August 23, 2013, as Document No. 3961233. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000331743 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 633 Mahtomedi Avenue, Mahtomedi, MN 55115 TAX PARCEL I.D. #: 29.030.21.21.0015 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Bellovista, together with part of the vacated alley accruing thereto by reason of the vacation thereof, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,876.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 9, 2014 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 13-008637 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Jan. 29, Feb. 5, 12, 19, 26, Mar. 5, 2014)


STATE OF MINNESOTA DISTRICT COURT COUNTY OF WASHINGTON TENTH JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL File No.: 82-CV-11-2101 The Honorable Gregory G. Galler NOTICE OF SHERIFF SALE PURSUANT TO STIPULATION FOR ENTRY OF JUDGMENT IN FAVOR OF TMST HOME LOANS, INC. AND ORDER FOR JUDGMENT JAY NOVAK AND JENNIFER NOVAK, Plaintiffs, vs. WALTER N. JUNGBAUER, SR. AND AMY O. JUNGBAUER, HIGH POINT COMMUNICATIONS, LLC, A KANSAS LIMITED LIABILITY COMPANY AND MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants. TMST HOME LOANS, INC., Intervener. NOTICE IS HEREBY GIVEN that by virtue of the Stipulation for Entry of Judgment in Favor of TMST Home Loans, Inc. and Order for Judgment entered in the above entitled matter, whereby it is adjudged, among other things, that there is due to the Plaintiff the sum of SEVEN HUNDRED TWENTY-SIX THOUSAND SEVEN HUNDRED FORTY-SEVEN and 68/100 ($726,747.68) Dollars with interest from and after December 4, 2013, and that the land therein described be sold to satisfy the same, with costs and expenses of such sale, a certified transcript of which judgment has been delivered to me by the Court, I, the undersigned Sheriff of Washington, Minnesota will offer and expose for sale at public auction to the highest bidder on the 9th day of April, 2014 at 10:00 A.M. in the lobby of the Washington County Sheriff Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota, the land described and directed to be sold in said judgment lying and being in the County of Washington, State of Minnesota, to wit: Lot 1, Block 5, Meadow Ridge Estates. Property Address: 16 High Point Road, White Bear Lake, MN 55110 Tax ID: 05.030.21.31.0012 or so much thereof as shall be necessary to satisfy said judgment, the interest thereon, and the costs and expenses of such sale; subject to redemption within six (6) months from the date of confirmation of said sale by the Court herein. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on, October 27, 2014. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: 1-22-14 WASHINGTON COUNTY SHERIFF By: /s/ Bradley R. Marquardt Deputy Dated: January 17, 2014 SCHILLER & ADAM, P.A. By: /s/ Sarah J.B. Adam Attorney for Plaintiff 25 No. Dale St. Academy Professional Building Saint Paul, MN 55102-2227 (651) 209-9770 Attorney Reg. No. 332021 (BL1755) (Oakdale-Lake Elmo Review: Jan. 29, Feb. 5, 12, 19, 26, Mar. 5, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 9, 2009 MORTGAGOR: Charlene T. Roach, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded July 1, 2009, in the office of the County Recorder, as Document No. 3747742, Washington County, Minnesota. MORTGAGED PROPERTY ADDRESS: 6640 Pinecrest Trail South, Cottage Grove, Minnesota 55016 TAX PARCEL I.D. NO. 05.027.21.34.0255 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2102, Pine Arbor Lodges, CIC No. 228, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,934.97 INTEREST RATE AND PER DIEM: Current interest rate is 6.125%, with a daily per diem of $21.72. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2014, at 10:00 am. PLACE OF SALE: Washington County Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota 55082, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: September 18, 2014, at 11:59 p.m. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 21, 2014 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. (Oakdale-Lake Elmo Review: Jan. 29, Feb. 5, 12, 19, 26, Mar. 5, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): William Bedell and Beth L. Holsen MORTGAGEE: Landmark Community Bank, N.A. DATE AND PLACE OF RECORDING: Recorded in the office of the County Recorder in and for the County of Washington, State of Minnesota, on the 24th day of May, 2004, as Document No. 3442427. LEGAL DESCRIPTION OF PROPERTY: Lot 9 and the West 1/2 of Lot 10, Oak Grove, except the South 80 feet of said Lots PROPERTY ADDRESS: 46 Neptune Street, Mahtomedi, Minnesota 55115 COUNTY IN WHICH PROPERTY IS LOCATED: Washington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $76,612.88 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Washington County as follows: DATE AND TIME OF SALE: March 26, 2014, at 10:00 a.m. PLACE OF SALE: Washington County Sheriff's Office, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23: September 26, 2014 at 11:59 p.m. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 27, 2014 Landmark Community Bank, N.A. Mortgagee HOELSCHER LAW FIRM, PLLC By: /s/ Brian G. Hoelscher #0238752 Attorneys for Mortgagee 13100 Wayzata Boulevard Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 46 Neptune Street, Mahtomedi, Minnesota 55115; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: – not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer – not applicable, lender or broker – Landmark Community Bank, N.A.; (3) the tax parcel identification number of the mortgaged premises is: 20.030.21.24.0050; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: Landmark Community Bank, N.A. (Oakdale-Lake Elmo Review: Feb. 5, 12, 19, 26, Mar. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Shelby Cook, a single person. Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation Dated: 07/20/2009 Recorded: 08/13/2009 Washington County Recorder Document No. 3754768 Assigned To: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP Dated: 02/13/2012 Recorded: 02/22/2012 Washington County Recorder Document No. 3875983 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100061907000110361 Lender or Broker: Summit Mortgage Corporation Servicer: Bank of America, N.A. Mortgage Originator: Summit Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Joseph T. Dixon 5th Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 18.027.21.23.0040 ADDRESS OF PROPERTY: 1736 Dixon Drive Saint Paul Park, MN 55071 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 84,265.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 100,349.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 28, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is September 28, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 28, 2014 Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-13-00359-3 (Oakdale-Lake Elmo Review: Feb. 5, 12, 19, 26, Mar. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,800.00 MORTGAGOR(S): Candace L. Gergen, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for AFS Financial, Inc., a Rhode Island Corporation DATE AND PLACE OF FILING: Recorded on November 29, 2007 as Document Number 3671639 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on October 17, 2013 as Document Number 3968326 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Strate`s Farm First Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 7832 DUNMORE RD, WOODBURY, MN 55125-1612 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $115,528.90 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 25, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: January 30, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0144-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 7832 DUNMORE RD WOODBURY, MN 55125-1612 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) AFS Financial, Inc., a Rhode Island Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 17.028.21.11.0140 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100049700010025399 (Oakdale-Lake Elmo Review: Feb. 5, 12, 19, 26, Mar. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kenneth K. Noyes and Catherine L. Noyes, husband and wife Mortgagee: Wilmington Finance, a division of AIG Federal Savings Bank Dated: 12/01/2004 Recorded: 12/30/2004 Washington County Recorder Document No. 3489627 Assigned To: Mortgage Electronic Registration Systems, Inc., its successors and assigns Dated: 12/07/2004 Recorded: 04/18/2006 Washington County Recorder Document No. 3579705 Assigned To: The Bank of New York Mellon f/k/a The Bank of New York as successor to JPMorgan Chase Bank, N.A., as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2005-2 Dated: 04/05/2011 Recorded: 04/08/2011 Washington County Recorder Document No. 3837337 Transaction Agent: N/A Transaction Agent Mortgage ID No: Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Wilmington Finance, a division of AIG Federal Savings Bank LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) of Section Nine (9), in Township Thirtytwo (32) North, of Range Twenty (20) West, Washington County, Minnesota, described as follows: Commencing at the northeast corner of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) said corner being the intersection of straight lines run between opposite quarter corners (legal center of section); thence on an azimuth from north of 177 degrees 35 minutes 56 seconds, oriented to the Washington County Coordinate System, North Zone, along the east line of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) (north-south quarter line of said Section Nine (9), a distance of Six Hundred Thirty-one and Thirty-seven Hundredths (631.37) feet to a point, said point being an the center line of Oakhill Road North as traveled on September 3, 1985; thence northwesterly along said center line a distance of One Hundred Two and Forty-seven Hundredths (102.47) feet along a non-tangential curve concave to the northeast having a radius of One Thousand One Hundred Sixty-two and Fifty-eight Hundredths (1162.58) feet, a central angle of 5 degrees 03 minutes 01 second and whose chord is on an azimuth of 289 degrees 45 minutes 53 seconds, thence on an azimuth of 292 degrees 17 minutes 23 seconds along said center line, tangent to said curve, a distance of Three Hundred Ninety and Eighty-six Hundredths (390.86) feet to the point of beginning of the parcel to be described; thence continuing on an azimuth of 292 degrees 17 minutes 23 seconds along said center line a distance of Two Hundred Forty-one and Eighty-one Hundredths (241.81) feet; thence westerly along said center line a distance of Three Hundred Ninety-seven and Eightyeight Hundredths (397.88) feet along a tangential curve concave to the south having a radius of One Thousand Five Hundred Eighty and Seventy-two Hundredths (1580.72) feet and a central angle of 14 degrees 25 minutes 19 seconds; thence on an azimuth of 277 degrees 52 minutes 04 seconds along said center line a distance of Two Hundred Fifty-two and Thirtyfour Hundredths (252.34) feet to a point on the west line of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) distant Two Hundred Sixteen and Seventytwo Hundredths (216.72) feet south of the northwest corner thereof; thence on an azimuth of 358 degrees 02 minutes 44 seconds along said west line a distance of Two Hundred Sixteen and Seventy - two Hundredths (216.72) feet to said northwest corner of the Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4); thence on an azimuth of 89 degrees 55 minutes 07 seconds along the north line of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) a distance of Eight Hundred Forty-five and Fifty-two Hundredths (845.52) feet, thence on an azimuth of 177 degrees 35 minutes 56 seconds a distance of Four Hundred Fortyseven and Sixty-eight Hundredths (477.68) feet to the point of beginning. EXCEPT that part of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) described in Warranty Deed recorded in Book No. 63 of Deeds, page 606; being a Fifty (50.00) foot wide strip of land conveyed to the St. Croix Falls Minnesota Improvement Company (now Northern States Power Company), more particularly described as follows: Commencing at the northwest corner of the above described parcel, being the northwest corner of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) thence on an azimuth of 89 degrees 55 minutes 07 seconds along the north line of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) a distance of Five Hundred Three and Thirty-two Hundredths (503.32) feet to the point of beginning of the exception to be described: thence continuing on an azimuth of 89 degrees 55 minutes 07 seconds along the north line of said Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) a distance of Sixty-eight and Forty-one Hundredths (68.41) feet; hence on an azimuth of 222 degrees 42 minutes 35 seconds a distance of Three Hundred fifty-eight and Fortyseven Hundredths (358.47) feet to said center line of Oakhill Road North; thence westerly along said center line a distance of Fifty-nine and Eighty-four Hundredths (59.84) feet along a non-tangential curve concave to the south having a radius of One Thousand Five Hundred Eighty and Seventy-two Hundredths (1580.72) feet, a central angle of 2 degrees 10 minutes 08 seconds and whose chord is on an azimuth of 279 degrees 23 minutes 20 seconds to a point on a line on an azimuth of 222 degrees 42 minutes 35 seconds from the point of beginning; thence on an azimuth of 42 degrees 42 minutes 35 seconds not tangent to said curve, a distance of Three Hundred Forty-five and five hundredths (345.05) feet to the point of beginning. Subject to public road easement for Oakhill Road North along the Southerly Thirty-three (33.00) feet and to public road easement for Meadowbrook Avenue North along the West Thirty-three (33.00) feet. ABSTRACT PROPERTY (Washington County, MN) This is Abstract Property. TAX PARCEL NO.: 09.032.20.31.0008 ADDRESS OF PROPERTY: 12750 Oakhill Road North Scandia, MN 55073 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 323,539.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 28, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is September 28, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 24, 2014 The Bank of New York Mellon fka The Bank of New York as successor trustee for JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2005-2, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: The Bank of New York Mellon fka The Bank of New York as successor trustee for JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2005-2, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01233-1 (Oakdale-Lake Elmo Review: Feb. 5, 12, 19, 26, Mar. 5, 12, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE Date: February 5, 2014 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the dated April 21, 2005, executed by Terry Boesel, a single person, as mortgagor, to Homeservices Lending, LLC dba Edina Realty Mortgage, as mortgagee, and recorded on May 19, 2005 as Document Number 3515077; which mortgage was assigned to Wells Fargo Bank, N.A. by written assignment recorded on May 19, 2005 as Document Number 3515078; which mortgage was assigned to People’s Bank by written assignment recorded on April 26, 2013 as Document Number 3942942, in the office of the County Recorder of Washington County, Minnesota. The land described in the Mortgage is not registered land. 2. As the result of a merger, People’s Bank is now known as People's United Bank. 3. The original principal amount secured by the Mortgage was $228,560.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. No mortgagor has been released from financial obligation on the mortgage. 6. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 7. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $231,583.03. 8. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot 4, Block 1, Sweet Grass Meadows 2nd Addition, according to the map or plat thereof on file or of record in the office of the County Recorder in and for Washington County, Minnesota will be sold by the Sheriff of Washington County, Minnesota, at public auction on April 3, 2014 at 10:00 a.m. at the office of the Washington County Sheriff, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota 55082. 9. The mortgagor must vacate the property on or before 11:59 p.m. October 3, 2014, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 10. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale. 11. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 12. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE MORTGAGEE DOES NOT INTEND A MERGER OF TITLE WITH ANY OTHER INTEREST IT HOLDS. Foreclosure Data required by Minn. Stat. Sec. 580.025 1. Property Address: 6344 151st Street Court North, Hugo, Minnesota 55038 2. Transaction Agent: Not Applicable 3. Name of Mortgage Originator (Lender): Homeservices Lending, LLC dba Edina Realty Mortgage; assigned to Wells Fargo Bank, N.A.; and assigned to People’s Bank 4. Residential Servicer: Wells Fargo Bank, National Association 5. Tax Parcel Identification Number: 16-031-21-33-0038 6. Transaction Agent’s Mortgage ID Number: Not Applicable Wells Fargo Bank, National Association, servicer for People’s United Bank Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD, PIERSON & THONE, P.L.C. Suite 220 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 7-3089 (Oakdale-Lake Elmo Review: Feb. 12, 19, 26, Mar. 5, 12, 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kenneth J. Purey, a single person Mortgagee: Summit Mortgage Corporation Dated: 06/30/2009 Recorded: 07/20/2009 Washington County Recorder Document No. 3750835 Assigned To: Minnesota Housing Finance Agency Dated: 06/30/2009 Recorded: 09/09/2009 Washington County Recorder Document No. 3758603 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Summit Mortgage Corporation Servicer: U.S. Bank Home Mortgage Mortgage Originator: Summit Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lots 22 and 23, Block 7, Lake Park-Addition, together with that part of the vacated alley, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 31.029.21.23.0087 ADDRESS OF PROPERTY: 538 Gentry Ave N Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,826.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,808.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 4, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 4, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 30, 2014 Minnesota Housing Finance Agency, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Minnesota Housing Finance Agency, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16205-14-00113-1 (Oakdale-Lake Elmo Review: Feb. 12, 19, 26, Mar. 5, 12, 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Steven M. Stepaniak and Wendy K. Stepaniak, husband and wife Mortgagee: JPMorgan Chase Bank, NA Dated: 03/24/2006 Recorded: 05/17/2006 Washington County Recorder Document No. 3585369 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: JPMorgan Chase Bank, NA Servicer: JPMorgan Chase Bank, NA (HE) Mortgage Originator: JPMorgan Chase Bank, NA LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Lake Villa Estates 2nd Addition according to the recorded plat thereof in Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 10.028.21.13.0089 ADDRESS OF PROPERTY: 1456 Clippership Bay Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 49,117.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 4, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 1 Year from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is April 4, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 6, 2014 JPMorgan Chase Bank, National Association, Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: JPMorgan Chase Bank, National Association, Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 13511-13-01031-1 (Oakdale-Lake Elmo Review: Feb. 12, 19, 26, Mar. 5, 12, 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Antonio Ramirez and Gloria Ramirez, husband and wife. Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Lenders Network USA, Inc. Dated: 12/07/2006 Filed: 12/20/2006 Washington Registrar of Titles Document No. 1173333 Against Certificate of Title No.: 54559 Assigned To: Deutsche Bank National Trust Company as Trustee for the MLMI Trust Series 2007- MLN1 Dated: 08/03/2009 Filed 08/11/2009 Washington County Registrar of Titles Document No. 1193491 Against Certificate of Title No.: 54559 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 1002610-6200035285-8 Lender or Broker: Mortgage Lenders Network USA, Inc. Servicer: Nationstar Mortgage, LLC Mortgage Originator: Mortgage Lenders Network USA, Inc. LEGAL DESCRIPTION OF PROPERTY: A certain tract or parcel of land in Washington County, in the State of Minnesota, described as follows: Torrens Certificate #54559 Lot Twenty-one (21), Block Two (2), Oak Green Addition, according to the map or plat thereof on file or of record in the office of the Registrar of Titles in and for Washington County, Minnesota This is Registered Property. TAX PARCEL NO.: 19.029.21.12.0071 ADDRESS OF PROPERTY: 6727 Upper 28th St N Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,625.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $322,962.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 11, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 11, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 7, 2014 Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-backed Certificates, Series 2007-MLN1, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-backed Certificates, Series 2007-MLN1, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17226-13-00454-1 (Oakdale-Lake Elmo Review: Feb. 19, 26, Mar. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: James N. Zackary, a single man Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for America`s Wholesale Lender Dated: 11/18/2004 Filed: 12/17/2004 Washington Registrar of Titles Document No. 1152810 Against Certificate of Title No.: 60849 Assigned To: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS 04-AB2 Dated: 09/10/2009 Filed 10/09/2009 Washington County Registrar of Titles Document No. 1194565 Against Certificate of Title No.: 60849 Assigned To: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc. Asset Backed Certificates, Series 2004-AB2 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 1000157-0004449201-1 Lender or Broker: Countrywide Home Loans, Inc. Servicer: Bank of America, N.A. Mortgage Originator: Countrywide Home Loans, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block One (1), Thompson Grove Estates 10th Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles, Washington County, Minnesota This is Registered Property. TAX PARCEL NO.: 16.027.21.24.0007 ADDRESS OF PROPERTY: 8403 Innsdale Ave S Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,094.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 11, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 11, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 11, 2014 The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc. Asset Backed Certificates, Series 2004-AB2, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc. Asset Backed Certificates, Series 2004-AB2, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-113910 (Oakdale-Lake Elmo Review: Feb. 19, 26, Mar. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,291.00 MORTGAGOR(S): Stacey E. Forster, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for The Business Bank, dba Prime Mortgage, a Minnesota Banking Corporation DATE AND PLACE OF FILING: Recorded on May 17, 2010 as Document Number 3791335 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on February 8, 2012 as Document Number 3874068 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Unit No. 1201, Common Interest Community No. 248, a Condominium, Windward, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 10735 FALLING WATER LN UNIT A, WOODBURY, MN 55129-5321 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $226,341.12 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 15, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: February 18, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0113-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 10735 FALLING WATER LN UNIT A WOODBURY, MN 55129-5321 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) The Business Bank, dba Prime Mortgage, a Minnesota Banking Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 11.028.21.43.0122 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100132-1000061147-4 (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Tiffany M. Glowartz, a single person. Mortgagee: CU Mortgage Services, Inc. Dated: 04/30/2003 Recorded: 07/10/2003 Washington County Recorder Document No. 3352637 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: C.U. Mortgage Services, Inc. Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: C.U. Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, East Parkview First Addition, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 10.027.21.12.0010 ADDRESS OF PROPERTY: 7020 Jocelyn Avenue South Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,487.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 18, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 18, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 13, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-13-00128-7 (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 16, 2007 MORTGAGOR: Cheryl A. Russell and Shawn Russell, wife and husband. MORTGAGEE: Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 25, 2007 Washington County Recorder, Document No. 3667331. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated November 22, 2013 Recorded November 27, 2013, as Document No. 3972924. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 700 Guthrie Avenue North, Oakdale, MN 55128 TAX PARCEL I.D. #: 31.029.21.14.0001 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Three (3), Ridgecrest Estates, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,952.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 17, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 17, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 14, 2014 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 14-001304 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/15/1999 MORTGAGOR(S): Christopher P. Viertel and Jami M. Viertel, husband and wife. MORTGAGEE: M & I Bank FSB Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: M & I Bank FSB Servicer: BMO Harris Bank, N.A. Mortgage Originator: M & I Bank FSB DATE AND PLACE OF RECORDING: Recorded December 08, 1999,Washington County Recorder, Document No. 3082288. LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of Northwest Quarter (NE 1/4-NW 1/4) of Section Number Eighteen (18) in Township Number Twenty-seven (27), North of Range Number Twenty-one (21) West, described as follows, to-wit; beginning at the Northwest corner of said tract, thence running East along the North line of said tract Three Hundred and Thirty (330) feet; thence running South on a line parallel with the West line of said tract, Two Hundred and Twenty and Forty-four One Hundredths (220.44) feet to a point, thence West on a line parallel with the North line of said tract Three Hundred and Thirty (330) feet to the West line of said tract; thence North along the West line of said tract Two Hundred and Twenty and Forty-four One Hundredths (220.44) feet to the place of beginning. REGISTERED PROPERTY: No TAX PARCEL NO.: 18.027.21.21.0109 ADDRESS OF PROPERTY: 1400 Marshall Ave Saint Paul Park, MN 55071 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $29,283.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Friday, April 18, 2014, 10:00 a.m. PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 1 year from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 04/20/2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 13, 2014 BMO Harris Bank N.A., as successor to M & I Bank FSB Mortgagee Peterson, Fram & Bergman, P.A. By: Jon R. Cuskey Attorneys for: BMO Harris Bank N.A., as successor to M & I Bank FSB Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16327-13-00895-2 (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1976 Mars Manufactured Home, VIN# 19463 currently located at 13 Cimarron, Lake Elmo, MN. 55042, together with all miscellaneous personal property located therein will be sold at public auction by the Washington County Sheriff on the 13th day of March, 2014 at 10:00 a.m., at 901 Lake Elmo Ave. N., located in the city of Lake Elmo, County of Washington, State of Minnesota, to pay and satisfy a lien which is claimed to be due from Helen Jean Markley, (01/01/1950), Peter Paul Weinand, Jr. (09/04/1940), as the owner(s) first secured party, and/or resident(s) of the aforementioned home thereof to: Realty Systems-Arizona, Inc., in the sum of Eight-Thousand, Four- Hundred, Two- Dollars ($8402.00) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and conducting said sale; and that the grounds of said lien are for care of tenant’s personal property remaining on Cimarron Mobile Home Park premises following abandonment by tenant(s) and/or occupant(s). Dated: February 14, 2014 /s/ Kathryn Yunke Realty Systems – Arizona, Inc. (Oakdale-Lake Elmo Review: Feb. 19, 26, Mar. 5, 2014)


NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1970 Kenwood Manufactured Home, VIN# 14641028 currently located at 328 Cimarron, Lake Elmo MN 55042, together with all miscellaneous personal property located therein will be sold at public auction by the Washington County Sheriff on the 13th day of March, 2014 at 10:00 a.m., at 901 Lake Elmo Ave. N., located in the city of Lake Elmo, County of Washington, State of Minnesota, to pay and satisfy a lien which is claimed to be due from Marco Antonio Bustillos (12/01/1994), as the owner(s) first secured party, and/or resident(s) of the aforementioned home thereof to: Realty Systems-Arizona, Inc., in the sum of Two-Thousand, Four- Hundred,Forty-Four Dollars and 52/100 ($2,444.52) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and conducting said sale; and that the grounds of said lien are for care of tenant’s personal property remaining on Cimarron Mobile Home Park premises following abandonment by tenant(s) and/or occupant(s). Dated: February 14, 2014 /s/ Kathryn Yunke Realty Systems – Arizona, Inc. (Oakdale-Lake Elmo Review: Feb. 19, 26, Mar. 5, 2014)


NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 Monterey Manufactured Home, VIN# 14601352 currently located at 581 Cimarron, Lake Elmo, MN. 55042 together with all miscellaneous personal property located therein will be sold at public auction by the Washington County Sheriff on the 13th day of March, 2014 at 10:00 a.m., at 901 Lake Elmo Ave. N., located in the city of Lake Elmo, County of Washington, State of Minnesota, to pay and satisfy a lien which is claimed to be due from Joseph Thomas Raines, (01/06/1965) , as the owner(s) first secured party, and/or resident(s) of the aforementioned home thereof to: Realty Systems-Arizona, Inc., in the sum of One-Thousand, Eight - Hundred, Seventy-Seven Dollars and 41/100 ($1877.41) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and conducting said sale; and that the grounds of said lien are for care of tenant’s personal property remaining on Cimarron Mobile Home Park premises following abandonment by tenant(s) and/or occupant(s). Dated: February 14, 2014 /s/ Kathryn Yunke Realty Systems – Arizona, Inc. (Oakdale-Lake Elmo Review: Feb. 19, 26, Mar. 5, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON TENTH JUDICIAL DISTRICT FAMILY COURT DIVISION Petition Number: 82-JV-13-977 SUMMONS AND NOTICE In Re: The Matter of the Child/ren of: Shannon Mueller NOTICE TO: Jay E. Brown, legal custodian or parent of the child/ren. Child/ren: Taylor Anna Marie Smith ATTENTION 1. A Termination of Parental Rights Petition has been filed on 10/9/13, in the State of Minnesota, County of Washington, District Court, Juvenile Court Division, 14949 62nd St N, Stillwater, MN 55082, alleging among other things that the parental rights of Jay E. Brown as to the above-named child/ren, should be terminated upon grounds as stated in the petition filed in the Juvenile Court Division, 14949 62nd St N, Stillwater, MN, and asking for an order of this Court terminating such parental rights. 2. THEREFORE, Notice is hereby given that the matter of said Termination of Parental Rights Petition will be called for hearing before the Washington County District Court, Juvenile Court Division, 14949 62nd St N, Stillwater, MN, on May 8th, 2014 at 9:00am or as soon after as the matter can be heard. 3. YOU ARE THEREFORE ORDERED to appear before said Court at said time and date. 4. You have a right to be represented by counsel. 5. IF YOU FAIL TO APPEAR AT THE HEARING, the Court may still conduct the hearing and grant appropriate relief, including terminating and permanently severing the parental rights of the above-named parent/s or legal custodian/s and taking permanent custody of the child/ren named in the Petition. WITNESS, the Honorable John C. Hoffman Chief Judge, Tenth Judicial District Annette Fritz, Court Administrator (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON TENTH JUDICIAL DISTRICT FAMILY COURT DIVISION Petition Number: 82-JV-13-1268 SUMMONS AND NOTICE In Re: The Matter of the Child/ren of: Sandra T. Sutterfield and Jonathan Richard Jones NOTICE TO: Jonathan Richard Jones, legal custodian and parent of the child/ren. Child/ren: Anastasia Leigh Jones and Jonathan Richard Jones, Jr. ATTENTION 1. A Termination of Parental Rights Petition has been filed on 12/19/13, in the State of Minnesota, County of Washington, District Court, Juvenile Court Division, 14949 62nd St N, Stillwater, MN 55082, alleging among other things that the parental rights of Jonathan Richard Jones as to the above-named child/ren, should be terminated upon grounds as stated in the petition filed in the Juvenile Court Division, 14949 62nd St N, Stillwater, MN, and asking for an order of this Court terminating such parental rights. 2. THEREFORE, notice is hereby given that the matter of said petition requesting to terminate your parental rights will be called for hearing before the Washington County District Court, Juvenile Court Division, 14949 62nd St N, Stillwater, MN, on March 27th, 2014 at 1:00pm or as soon after as the matter can be heard. 3. YOU ARE THEREFORE ORDERED to appear before said Court at said time and date. 4. You have a right to be represented by counsel. 5. IF YOU FAIL TO APPEAR AT THE HEARING, the Court may still conduct the hearing and grant appropriate relief, including terminating your parental rights to the above-named child/ren. WITNESS, the Honorable John C. Hoffman Chief Judge, Tenth Judicial District Annette Fritz, Court Administrator (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 2014)


PUBLIC NOTICE WASHINGTON COUNTY COMMUNITY SERVICES NOTICE OF PUBLIC HEARING FOR THE 2014 CDBG AND HOME ANNUAL ACTION PLAN Notice is given to announce a public hearing to be held on March 13, 2013 from 5:00 p.m. to 6:00 p.m. in the Hawthorne Room at Roseville City Hall, 2660 Civic Center Drive in Roseville, Minnesota to receive comments on the 2014 CDBG and HOME Annual Action Plan. The Annual Action Plan will outline strategies for the 2014 program year. CDBG funds can be used for addressing housing, homeless, special population and community development needs. HOME funds can be used for homeowner, homebuyer, rental development and tenant based rental activities. More information on the CDBG and HOME programs can be found at http://www.co.washington.mn.us/info _for_residents/community_services/ housing/ Persons needing special accommodations for this meeting should contact Karin Reinert at 651- 430-6502. Daniel J. Papin, MPA, Community Services Director 14949 62nd Street North Stillwater, Minnesota 55082 (Oakdale-Lake Elmo Review: Feb. 26, 2014)


SUMMARY OF PROCEEDINGS WASHINGTON COUNTY BOARD OF COMMISSIONERS FEBRUARY 18, 2014 Present were Commissioners Fran Miron, District 1; Ted Bearth, District 2; Gary Kriesel, District 3; Autumn Lehrke, District 4; and Lisa Weik, District 5. Absent none. Board Chair Lehrke presided. Commissioner Reports – Comments – Questions - Commissioner Weik – reported that the Gateway Corridor Commission met and authorized the Washington County Regional Railroad Authority to act on behalf of the Commission to amend a contract with Jeff Dehler Public Relations; she met with Congressman Rick Nolan; and she will be attending the National Association of Counties (NACo) Legislative Conference in Washington, D.C., March 1-5; - Commissioner Miron – reported he has met with area legislators recently and has given them copies of the county’s legislative agenda; - Commissioner Lehrke – reported that she will be attending the NACo Legislative Conference in Washington, D.C., March 1-5. Community Services Approval of the following actions: - 2014-2016 contract with FamilyWise Services to provide parenting assessments, supervised visitation, in-home parenting education, independent living skills training, and one on one youth services training; - Five year contract with Next Chapter Technology to provide ongoing software support and maintenance for CaseWorks, the electronic case file system for the child support and public assistance programs. General Administration Approval of the following actions: - February 11, 2014, Board meeting minutes; - County Attorney distributed his department’s 2012 Annual Report; - Board correspondence was received and placed on file. Information Technology Approval of contract with Pictometry International Corporation for aerial imagery and licensing. Property Records and Taxpayer Services Approval of the following actions: - Resolution No. 2014-016, sale of tax forfeited land to the State of Minnesota / MN DOT for an authorized public use; - Resolution No. 2014-017, repurchase of tax forfeited land by USBank as Trustee. Public Health and Environment Approval of the following actions: - Set public hearing for Tuesday, March 18, 2014, to consider revisions to the Hazardous Waste Management Ordinance #187 and authorize publication of a notice of public hearing; - Resolution No. 2014-018, set public hearing date of March 4, 2014 to hear public comments on the Washington County Groundwater Plan Draft 2014-2024. Public Works Approval of the following actions: - Greg Wood, Facilities Manager, awarded the Facility Practitioner of the Year Award by the Minneapolis/St. Paul Chapter of the International Facility Management Association; - Board workshop held to discuss the Counties Transit Improvement Board (CTIB) draft program of projects and transit investment framework prior to the CTIB meeting on February 19, 2014. A complete text of the Official Proceedings of the Washington County Board of Commissioners is available for public inspection at the Office of Administration, Washington County Government Center, 14949 62nd Street N., Stillwater, Minnesota. (Oakdale-Lake Elmo Review: Feb. 26, 2014)


CITY OF LAKE ELMO COUNTY OF WASHINGTON STATE OF MINNESOTA ORDINANCE NO. 08-098 AN ORDINANCE AMENDING THE LAKE ELMO CITY CODE OF ORDINANCES BY ELIMINATING NON-PERTINENT ZONING DISTRICTS FROM THE CITY’S ZONING CODE THAT ARE NO LONGER UTILIZED TO IMPLEMENT THE CITY’S COMPREHENSIVE PLAN SECTION 1. The City Council of the City of Lake Elmo hereby amends Title XV: Land Usage; Chapter 154: Zoning Code; Section 030 to read the following: §154.030 CLASSIFICATIONS For the purpose of this chapter, all land in the city is divided into zoning districts. The zoning districts shall be identified by the following classifications, including those districts identified in § 154.350: (A) R-2 One- and Two-Family Residential (B) GB General Business (C) OP Open Space Preservation District (D) OZD Overlay Zoning Use District SECTION 2. The City Council of the City of Lake Elmo hereby strikes Title XV: Land Usage; Chapter 154: Zoning Code; Sections 034 through 043 in their entirety. SECTION 3. The City Council of the City of Lake Elmo hereby strikes Title XV: Land Usage; Chapter 154: Zoning Code; Sections 045 through 050 in their entirety. SECTION 4. The City Council of the City of Lake Elmo hereby strikes Title XV: Land Usage; Chapter 154: Zoning Code; Sections 052 through 062 in their entirety. SECTION 5. The City Council of the City of Lake Elmo hereby strikes Title XV: Land Usage; Chapter 154: Zoning Code; Section 066 in its entirety. SECTION 6. EFFECTIVE DATE: This ordinance shall become effective immediately upon adoption and publication. ADOPTION DATE: Passed by the Lake Elmo City Council on the 5th day of February, 2014. Ayes: 5 Nays: 0 /s/ Mike Pearson, Mayor Attest: /s/ Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Feb. 26, 2014)


CITY OF LAKE ELMO COUNTY OF WASHINGTON STATE OF MINNESOTA ORDINANCE NO. 08-099 AN ORDINANCE AMENDING THE LAKE ELMO CITY CODE OF ORDINANCES BY AMENDING THE CITY’S DRIVEWAY STANDARDS. SECTION 1. The City Council of the City of Lake Elmo hereby amends Title IX: General Regulations; Chapter 93: Streets and Sidewalks; Section 26 to read the following: 1 93.26 Driveway Standards H. Driveway Materials. 1. Urban Districts. All driveways shall be constructed of hot mix bituminous asphalt, concrete or a durable material approved by the City Engineer. 2. Rural Districts. Driveways may be constructed of crushed rock or equivalent crushed material provided that the portion of the driveway within the road right-of-way shall be constructed of hot mix bituminous asphalt, concrete or a durable material approved by the City Engineer when the driveway is accessing an improved street. SECTION 2. EFFECTIVE DATE: This ordinance shall become effective immediately upon adoption and publication. ADOPTION DATE: Passed by the Lake Elmo City Council on the 5th day of February, 2014. Ayes: 5 Nays: 0 /s/ Mike Pearson, Mayor Attest: /s/ Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Feb. 26, 2014)


CITY OF LAKE ELMO COUNTY OF WASHINGTON STATE OF MINNESOTA ORDINANCE NO. 08-100 AN ORDINANCE AMENDING THE ZONING CODE CONCERNING LIVESTOCK AND KENNELS AND ALSO AMENDING THE ANIMALS CHAPTER OF THE GENERAL REGULATIONS OF THE CITY OF LAKE ELMO Section 1: Ordinance 08-100: The City Council of the City of Lake Elmo has adopted Ordinance No. 08-100, which amends the current sections of the City Code pertaining to Animals. The ordinance includes the following provisions: • The ordinance removes the Livestock section from the Zoning Code and places it in the recently created Animals Chapter • The ordinance clarifies the parameters for a commercial or private kennel and stables • The ordinance clarifies which properties have limits for the number of cats and dogs allowed • The ordinance adds a section on the keeping of chickens • The ordinance adds a section on the keeping of bees The full text of Ordinance No. 08- 100 is available for inspection at Lake Elmo city hall during regular business hours. Section 2: Effective Date: This ordinance shall become effective immediately upon adoption and publication. ADOPTION DATE: Passed by the Lake Elmo City Council on the 18th day of February, 2014. Ayes: 5 Nays: 0 /s/ Mike Pearson, Mayor Attest: /s/ Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Feb. 26, 2014)


CITY OF LAKE ELMO WASHINGTON COUNTY STATE OF MINNESOTA ORDINANCE NO. 08-101 AN ORDINANCE SETTING MUNICIPAL FEES FOR CALENDAR YEAR 2014 SECTION 1. The Lake Elmo City Council hereby adopts the following fee schedule amendment and directs that it be added to the Lake Elmo Municipal Code as Appendix A. • Addition of $25 permit fee for Chickens • Addition of $25 permit fee for Bees SECTION 2. EFFECTIVE DATE: This ordinance shall become effective immediately upon adoption and publication. ADOPTION DATE: Passed by the Lake Elmo City Council on the 18th day of February, 2014. Ayes: 5 Nays: 0 /s/ Mike Pearson, Mayor Attest: /s/ Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Feb. 26, 2014)


CITY OF LAKE ELMO COUNTY OF WASHINGTON STATE OF MINNESOTA ORDINANCE NO. 08-102 AN ORDINANCE TO AMEND THE LAKE ELMO CITY CODE BY AMENDING THE OFFICIAL ZONING MAP OF THE CITY OF LAKE ELMO The City Council of the City of Lake Elmo ordains that Lake Elmo City Code, Section 154.032 Zoning District Map, of the Municipal Code, shall be amended by adding Ordinance No. 08-102, as follows: Section 1: Zoning Map Amendment. The following property is hereby rezoned from RT – Rural Development Transitional to LDR – Urban Low Density Residential and MDR – Urban Medium Density Residential as depicted on the attached “Exhibit “A” : The Northeast Quarter of the Southeast Quarter in Section 34, Township 29, Range 27, Washington County, Minnesota. AND That part of the West Half of the Southeast Quarter in Section 34, Township 29, Range 21, Washington County, Minnesota, described as follows: Commencing at the West Quarter corner of said Section 34; thence South 00 degrees 00 minutes 40 seconds East, along the west line of said Section 34, a distance of 472.55 feet; thence North 89 degrees 57 minutes 32 seconds East, a distance of 7315.91 feet to the west line of the East Half of the Southwest Quarter of said Section 34; thence South 00 degrees 02 minutes 55 seconds West, along said west line a distance of 531.15 feet; thence South 76 degrees 35 minutes 34 seconds East, a distance of 156.54 feet; thence southeasterly along a tangential curve, concave to the southwest, having a central angle of 15 degrees 36 minutes 34 seconds, a radius of 1060.00 feet for an arc distance of 288. 78 feet; South 60 degrees 59 minutes 01 seconds East, tangent to said curve, a distance of 597. 77 feet; thence southeasterly along o tangential curve, concave to the northeast, having a central angle of 29 degrees 11 minutes 27 seconds, a radius of 760.00 feet for an arc distance of 387.20 feet to the east line of said East Half of the Southwest Quarter and the point of beginning; thence continuing northeasterly along last described curve, concave to the north, having a central angle of 39 degrees 09 minutes 56 seconds, a radius of 760.00 feet for an arc distance of 519.51 feet; thence North 50 degrees 39 minutes 36 seconds East, tangent to said curve, a distance of 410.97 feet; thence northeasterly along a tangential curve concave to the southeast, having a central angle of 20 degrees 49 minutes 17 seconds, a radius of 1060.00 feet for an arc distance of 385.20 feet; thence North 71 degrees 28 minutes 52 seconds East, tangent to said curve, a distance of 202.22 feet to the east line of said West Half of the Southeast Quarter; thence North 00 degrees 01 minutes 13 seconds East, along said east line a distance of 850.00 feet to the north line of said West Half of the Southeast Quarter; thence South 89 degrees 56 minutes 46 seconds West, along said north line a distance of 1321. 74 feet to the northwest corner of said West Half of the Southeast Quarter; thence South 00 degrees 06 minutes 31 seconds West, along the west line of said West Half of the Southeast Quarter, a distance of 1531.03 feet to the point of beginning. (PID 34.029.21.41.0004 and 34.029.21.42.0002) Section 2: Zoning Map Amendment. The following property is hereby rezoned from RT – Rural Development Transitional to LDR – Urban Low Density Residential as depicted on the attached “Exhibit “A” : THAT PART OF THE WEST HALF OF THE SOUTHEAST QUARTER IN SECTION 34, TOWNSHIP 29, RANGE 21, WASHINGTON COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: COMMENCING AT THE WEST QUARTER CORNER OF SAID SECTION 34; THENCE SOUTH 00 DEGREES 00 MINUTES 40 SECONDS EAST, ALONG THE WEST LINE OF SAID SECTION 34, A DISTANCE OF 472.55 FEET; THENCE NORTH 89 DEGREES 57 MINUTES 32 SECONDS EAST, A DISTANCE OF 1315.91 FEET TO THE WEST LINE OF THE EAST HALF OF THE SOUTHWEST QUARTER OF SAID SECTION 34; THENCE SOUTH 00 DEGREES 02 MINUTES 55 SECONDS WEST, ALONG SAID WEST LINE A DISTANCE OF 531.15 FEET; THENCE SOUTH 76 DEGREES 35 MINUTES 34 SECONDS EAST, A DISTANCE OF 156.54 FEET; THENCE SOUTHEASTERLY ALONG A TANGENTIAL CURVE, CONCAVE TO THE SOUTHWEST, HAVING A CENTRAL ANGLE OF 15 DEGREES 36 MINUTES 34 SECONDS, A RADIUS OF 1060.00 FEET FOR AN ARC DISTANCE OF 288.78 FEET; SOUTH 60 DEGREES 59 MINUTES 01 SECONDS EAST, TANGENT TO SAID CURVE, A DISTANCE OF 597.77 FEET; THENCE SOUTHEASTERLY ALONG A TANGENTIAL CURVE, CONCAVE TO THE NORTHEAST, HAVING A CENTRAL ANGLE OF 29 DEGREES 11 MINUTES 27 SECONDS, A RADIUS OF 760.00 FEET FOR AN ARC DISTANCE OF 387.20 FEET TO THE EAST LINE OF SAID EAST HALF OF THE SOUTHWEST QUARTER AND THE POINT OF BEGINNING; THENCE CONTINUING NORTHEASTERLY ALONG LAST DESCRIBED CURVE, CONCAVE TO THE NORTH, HAVING A CENTRAL ANGLE OF 39 DEGREES 09 MINUTES 56 SECONDS, A RADIUS OF 760.00 FEET FOR AN ARC DISTANCE OF 519.51 FEET; THENCE NORTH 50 DEGREES 39 MINUTES 36 SECONDS EAST, TANGENT TO SAID CURVE, A DISTANCE OF 410.97 FEET; THENCE NORTHEASTERLY ALONG A TANGENTIAL CURVE CONCAVE TO THE SOUTHEAST, HAVING A CENTRAL ANGLE OF 20 DEGREES 49 MINUTES 17 SECONDS, A RADIUS OF 1060.00 FEET FOR AN ARC DISTANCE OF 385.20 FEET; THENCE NORTH 71 DEGREES 28 MINUTES 52 SECONDS EAST, TANGENT TO SAID CURVE, A DISTANCE OF 202.22 FEET TO THE EAST LINE OF SAID WEST HALF OF THE SOUTHEAST QUARTER; THENCE NORTH 00 DEGREES 01 MINUTES 13 SECONDS EAST, ALONG SAID EAST LINE A DISTANCE OF 850.00 FEET TO THE NORTH LINE OF SAID WEST HALF OF THE SOUTHEAST QUARTER; THENCE SOUTH 89 DEGREES 56 MINUTES 46 SECONDS WEST, ALONG SAID NORTH LINE A DISTANCE OF 1321.74 FEET TO THE NORTHWEST CORNER OF SAID WEST HALF OF THE SOUTHEAST QUARTER; THENCE SOUTH 00 DEGREES 06 MINUTES 31 SECONDS WEST, ALONG THE WEST LINE OF SAID WEST HALF OF THE SOUTHEAST QUARTER, A DISTANCE OF 1531.03 FEET TO THE POINT OF BEGINNING. Section 3: The City Council of the City of Lake Elmo also hereby ordains that the Zoning Administrator shall make the applicable changes to the official zoning map of the City of Lake Elmo. Section 2: Effective Date: This ordinance shall become effective immediately upon adoption and publication. ADOPTION DATE: Passed by the Lake Elmo City Council on the 18th day of February, 2014. Ayes: 5 Nays: 0 /s/ Mike Pearson, Mayor Attest: /s/ Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Feb. 26, 2014)


CITY OF LAKE ELMO WASHINGTON COUNTY STATE OF MINNESOTA ORDINANCE NO. 08-103 AN ORDINANCE AMENDING MUNICIPAL FEES BY ADDING A FEE FOR COSTS RELATED TO THE VILLAGE AREA ALTERNATIVE URBAN AREAWIDE REVIEW Section 1. Findings. The City Council of the City of Lake Elmo makes the following findings: 1) As part of the City’s long range planning process related to the Lake Elmo Village Planning Area, the City Council decided to proceed with an Alternative Urban Area Wide (AUAR) review before amending the land use plan for this area. 2) The City Council implemented an AUAR review process that was inclusive and sought the input from all affected land owners, stakeholders, and other interested parties as part of this review. A Village AUAR Advisory Panel was created in 2007 to review the document and to further define the development scenarios that were included in the AUAR. 3) The City Council adopted the Lake Elmo Village Area AUAR on May 5, 2009 with Resolution 2009- 019. 4) The Village Area AUAR includes land within the Village Planning Area as identified in the Lake Elmo Comprehensive Plan this is guided for future public sanitary sewer services. 5) The development within the area analyzed by the Village Area AUAR likely would have required environmental review for numerous development projects in accordance with the State of Minnesota Environmental Review Program. Development that is consistent with the assumptions of the AUAR and that comply with the Mitigation Plan are exempt from requirements to prepare an Environmental Assessment Worksheet or an Environmental Impact Statement, as specified in Minnesota Rules 4410.3610. 6) Property owners and developers of land within the Village AUAR area benefit the preparation and adoption of the AUAR. 7) The City authorized the preparation of the AUAR with the intent to seek reimbursement for the costs of the study from future development. 8) The AUAR process allowed the City to assess the impact of potential development on the area’s natural resources prior to receiving and considering individual development proposals for approval. 9) The information and analysis in the AUAR was used in the preparation of the Village Area Comprehensive Plan amendment that now serves as the guide for future development in this area. The Comprehensive Plan amendment adheres closely to one of the land use alternatives studied in the AUAR. 10) The AUAR further benefits property owners within the planning area by ensuring adequate infrastructure is available. 11) The City incurred costs in the preparation of AUAR. 12) The City intends to recover these costs by allocating the expenses across development within the Village AUA area via a fee based on new Residential Equivalency Connection (REC) units. 13) The City Council has adopted Ordinance 08-097 establishing the 2014 Fee Schedule for the City of Lake Elmo. Section 2. Amendment. The fee schedule established by Ordinance 08-097 as amended is hereby amended to include the following fee that shall be applied to all development applications that will increase the number of Residential Equivalency Connection (REC) units above existing conditions within the Village Area AUAR study area (see Exhibit A): • Village Area AUAR Fee: $230 per REC Unit. *Note: Per REC Unit. To be charged to development applications that increase the number of REC units above existing conditions within the Village AUAR Area. The fee will be based on the difference between the proposed and existing REC units. Fee to be paid as part of a developer’s agreement for larger projects or at the time a building permit is issued for smaller projects. Once paid, the same land will not be charged again. Section 3: Effective Date: This ordinance shall become effective immediately upon adoption and publication. ADOPTION DATE: Passed by the Lake Elmo City Council on the 18th day of February, 2014. Ayes: 5 Nays: 0 /s/ Mike Pearson, Mayor Attest: /s/ Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Feb. 26, 2014)


PUBLIC HEARING NOTICE DATE: March 10, 2014 TIME: 7:00 p.m. or after PLACE: Lake Elmo City Hall 3800 Laverne Avenue North Lake Elmo, MN 55042 Phone: 651-747-3900 Fax: 651-747-3901 PURPOSE: The Lake Elmo Planning Commission will be holding public a hearing to consider the following items: 1. VARIANCE - 09.029.21.11.0015 (Lot 9, Krause’s Addition located at the intersection of Jamaca Avenue North and Jane Road North). The Planning Commission will consider an application for a variance from the minimum lot area requirements of the RS – Rural Single Family Residential zoning district. The Zoning Ordinance requires a minimum lot size of 0.9 acres (39,204 square feet) for an existing lot to be considered buildable, and the subject property (PID # 09.029.21.11.0015) is 0.785 acres in size (34,194 square feet). The applicant has also requested a variance from the 12-month time limit for the commencement of work associated with the lot size variance. The applicant does not plan to build on the lot within a one-year period of time. 2. ZONING TEXT AMENDMENT – ACCESSORY BUILDING ORDINANCE. The Planning Commission will hold a public hearing to consider adopting updates to the City’s Accessory Building provisions in the Zoning Code. Written comments regarding the public hearing may be submitted to the City no later than noon on the day of the meeting. Materials regarding the above items are available for review at City Hall (Monday – Friday; 8:00 a.m. – 4:30 p.m.). Please call City Hall if you have any questions. Kyle Klatt Planning Director ATTEST: Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Feb. 26, 2014)


 

Document: 
PDF Document: