Public Notices July 20, 2014 - South-West

Public Notices Foreclosure Notices & Legal Notices published July 20, 2014 in the South-West Review

West St. Paul, South St. Paul, Mendota Heights, Inver Grove Heights, MN and surrounding communities.

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Heather R. Moe, a single person Mortgagee: Bell America Mortgage LLC DBA Bell Mortgage Dated: 12/19/2008 Recorded: 01/02/2009 Dakota County Recorder Document No. 2629103 Assigned To: Minnesota Housing Finance Agency Dated: 12/19/2008 Recorded: 01/02/2009 Dakota County Recorder Document No. 2629104 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Bell America Mortgage LLC DBA Bell Mortgage LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Whispering Oaks 4th Addition, Dakota County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 19-83953-02- 010 ADDRESS OF PROPERTY: 411 Whispering Lane Hastings, MN 55033 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 143,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 136,361.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 5, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 3, 2014 Minnesota Housing Finance Agency, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Minnesota Housing Finance Agency, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16205-14-00792-1 (South-West Review: June 15, 22, 29, July 6, 13, 20, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Mary Claire Asp, single Mortgagee: Wilmington Finance, a division of AIG Federal Savings Bank Dated: 11/02/2004 Recorded: 12/22/2004 Dakota County Recorder Document No. 2278662 Assigned To: Mortgage Electronic Registration Systems, Inc. as nominee for Popular Financial Services, LLC Dated: 11/09/2004 Recorded: 06/21/2006 Dakota County Recorder Document No. 2439351 Assigned To: The Bank of New York Mellon f/k/a The Bank of New York as successor trustee for JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass- Through Certificates Series 2005-1 Dated: 01/31/2014 Recorded: 02/19/2014 Dakota County Recorder Document No. 2999111 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Wilmington Finance, a division of AIG Federal Savings Bank LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 7, Foxborough Addition, Dakota County, Minnesota This is Abstract Property. TAX PARCEL NO.: 22-27600-07- 230 ADDRESS OF PROPERTY: 16960 Glenwood Avenue Lakeville, MN 55044 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 148,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 141,494.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 19, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 20, 2014 The Bank of New York Mellon f/k/a The Bank of New York as successor trustee for JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2005-1, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: The Bank of New York Mellon f/k/a The Bank of New York as successor trustee for JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2005-1, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01704-1 (South-West Review: June 29, July 6, 13, 20, 27, Aug. 3, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Brenda A. Garrison and Thomas L. Pribble Jr. wife and husband Mortgagee: C.U. Mortgage Services, Inc. Dated: 08/21/2012 Recorded: 09/10/2012 Dakota County Recorder Document No. 2892361 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: C.U. Mortgage Services, Inc. Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: C.U. Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2, and the West 7 feet of Lot 1, Block 3, Crowley`s Addition to Saint Paul, Dakota County, Minnesota This is Abstract Property. TAX PARCEL NO.: 42-18700-03- 020 ADDRESS OF PROPERTY: 226 Curtice St W West St Paul, MN 55118 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 167,386.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 19, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 16, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-14-00902-1 (South-West Review: June 29, July 6, 13, 20, 27, Aug. 3, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Trent Iverson and Cala Iverson as Joint Tenants, husband and wife Mortgagee: Mortgage Electronic Registration System, Inc. as nominee for GreenPoint Mortgage Funding, Inc. Dated: 10/21/2004 Filed: 11/12/2004 Dakota Registrar of Titles Document No. 552079 Against Certificate of Title No.: 134139 Assigned To: The Bank of New York Mellon fka The Bank of New York as successor trustee to JPMorgan Chase Bank, N.A. as trustee for the Certificateholders of Bear Stearns ALT-A Trust 2005-1 Mortgage Pass- Through Certificates Series 2005-1 Dated: 10/02/2012 Filed 10/11/2012 Dakota County Registrar of Titles Document No. T704329 Against Certificate of Title No.: 134139 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100013800852330477 Lender or Broker: GreenPoint Mortgage Funding, Inc. Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: GreenPoint Mortgage Funding, Inc. LEGAL DESCRIPTION OF PROPERTY: Unit 206,Common Interest Community No.461, a Condominium, Grand Hill Condominium, Dakota County, Minnesota This is Registered Property. TAX PARCEL NO.: 36-72850-20- 206 ADDRESS OF PROPERTY: 221 West Grand Avenue #206 South St. Paul, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 79,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 79,710.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 19, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 20, 2014 The Bank of New York Mellon, as successor to JPMorgan Chase Bank, not individually but solely as trustee for the holders of the Bear Stearns ALT-A Trust 2005-1, Mortgage Pass-Through Certificates, Series 2005-1, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: The Bank of New York Mellon, as successor to JPMorgan Chase Bank, not individually but solely as trustee for the holders of the Bear Stearns ALT-A Trust 2005-1, Mortgage Pass-Through Certificates, Series 2005-1, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-14-00551-1 (South-West Review: June 29, July 6, 13, 20, 27, Aug. 3, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Deborah A. LaMange, a single woman Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC Dated: 12/08/2006 Recorded: 01/16/2007 Dakota County Recorder Document No. 2488366 Assigned To: Deutsche Bank National Trust Company, as Trustee for the registered holders of Morgan Stanley ABS Capital I INC. TRUST 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5 Dated: 02/05/2014 Recorded: 02/19/2014 Dakota County Recorder Document No. 2999110 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100077960000384702 Lender or Broker: Decision One Mortgage Company, LLC Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Decision One Mortgage Company, LLC LEGAL DESCRIPTION OF PROPERTY: Condominium Unit No. 4, West View Acres II, a condominium, located on the lands described as follows: That part of lot 16, block 2, Westview Acres Mohn Addition described as follows: Commencing at a point on the Easterly line of said Lot 16, said point being 85 feet Southerly of the Northeast corner thereof; thence running Northwesterly along a line parallel to the Northerly line of said Lot, to the Westerly line thereof; thence running Southwesterly along said Westerly line to the Southwest corner of said Lot; thence running Southeasterly along the Southerly line of said Lot to the Southeast corner thereof; thence running Northeasterly along the Easterly line of said lot 16 to the point of beginning. Dakota County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 14-83800-02- 166 ADDRESS OF PROPERTY: 1016 1st St. Farmington, MN 55024 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 124,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 123,058.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 19, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 19, 2014 DEUTSCHE BANK NATIONAL TRUST COMPANY, AS Trustee for the registered holders of MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE5 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007- HE5, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS Trustee for the registered holders of MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE5 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-HE5, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-14-00025-1 (South-West Review: June 29, July 6, 13, 20, 27, Aug. 3, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Charles I Sherburne and Rachell M Sherburne, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC DBA Bell Mortgage Dated: 08/25/2005 Recorded: 09/16/2005 Dakota County Recorder Document No. 2361304 Assigned To: U.S. Bank National Association Dated: 04/09/2013 Recorded: 04/16/2013 Dakota County Recorder Document No. 2943886 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 1000269-0002072345-7 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Servicer: U.S. Bank National Association Mortgage Originator: Bell America Mortgage LLC DBA Bell Mortgage LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 1, Dakota Place 3rd Addition, Dakota County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 021950201240 ADDRESS OF PROPERTY: 2113 EAGLE BLUFF CIRCLE BURNSVILLE, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 246,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 243,398.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 19, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 10, 2014 U.S. Bank National Association, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17908-14-00757-1 (South-West Review: June 29, July 6, 13, 20, 27, Aug. 3, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Mary Allram and Greg Allram, wife and husband Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Finance America, LLC Dated: 02/21/2003 Recorded: 05/08/2003 Dakota County Recorder Document No. 2044015 Assigned To: Deutsche Bank National Trust Company, as Trustee under Pooling and Servicing Agreement dated as of June 6, 2002 PFCA Home Equity Investment Trust 2003-IFC3 Dated: 05/13/2013 Recorded: 06/18/2013 Dakota County Recorder Document No. 2957191 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100052300361988446 Lender or Broker: Finance America, LLC Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Finance America, LLC LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Krestwood Knolls 1st Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 02-43250-03- 040 ADDRESS OF PROPERTY: 13505 1st Avenue S Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 229,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 227,520.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 26, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 27, 2014 Deutsche Bank National Trust Company, as Trustee under Pooling and Servicing Agreement dated as of June 6, 2002 PFCA Home Equity Investment Trust 2003-IFC3, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Deutsche Bank National Trust Company, as Trustee under Pooling and Servicing Agreement dated as of June 6, 2002 PFCA Home Equity Investment Trust 2003-IFC3, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-14-00625-1 (South-West Review: July 6, 13, 20, 27, Aug. 3, 10, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Diane Marie Hernandez and Julian Hernandez, Jr. as joint tenants, wife and husband Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for United Fidelity Funding, Corp. Dated: 10/22/2010 Recorded: 11/17/2010 Dakota County Recorder Document No. 2766570 Assigned To: Ocwen Loan Servicing, LLC Dated: 06/11/2013 Recorded: 06/14/2013 Dakota County Recorder Document No. 2956424 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100326710100098135 Lender or Broker: United Fidelity Funding, Corp Servicer: Ocwen Loan Servicing, LLC - LPSD Mortgage Originator: United Fidelity Funding, Corp LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Lexington Pointe, Dakota County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 10-45070-03- 050 ADDRESS OF PROPERTY: 4314 BRADDOCK TRAIL EAGAN, MN 55123 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 308,715.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 310,264.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 26, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 24, 2014 Ocwen Loan Servicing, LLC, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Ocwen Loan Servicing, LLC, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17887-14-00389-1 (South-West Review: July 6, 13, 20, 27, Aug. 3, 10, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Susan M Johnson FKA Susan M Thomas, a single person Mortgagee: Wings Financial Credit Union Dated: 04/23/2010 Recorded: 05/07/2010 Dakota County Recorder Document No. 2729042 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Wings Financial Credit Union Servicer: Wings Financial Credit Union Mortgage Originator: Wings Financial Credit Union LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Broback Second Addition, Dakota County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 34-15201-04- 020 ADDRESS OF PROPERTY: 14570 Dallara Ave W Rosemount, MN 55068 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 30,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 32,317.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 26, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 26, 2014 Wings Financial Credit Union, Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Wings Financial Credit Union, Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1149-14-00954-1 (South-West Review: July 6, 13, 20, 27, Aug. 3, 10, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Derek A Milne and Lisa Milne, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for E-LOAN, Inc. Dated: 10/16/2007 Recorded: 10/22/2007 Dakota County Recorder Document No. 2551775 Assigned To: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: 11/03/2011 Recorded: 11/14/2011 Dakota County Recorder Document No. 2830295 Assigned To: Ocwen Loan Servicing, LLC Dated: 09/14/2012 Recorded: 09/24/2012 Dakota County Recorder Document No. 2896282 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100039610013497358 Lender or Broker: E-Loans, Inc. Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: E-Loans, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Fawn Ridge, Dakota County, Minnesota This is Abstract Property. TAX PARCEL NO.: 10-25800-04- 010 ADDRESS OF PROPERTY: 4462 Reindeer Ln. Eagan, MN 55123 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 209,675.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 26, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 27, 2014 Ocwen Loan Servicing, LLC, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Ocwen Loan Servicing, LLC, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01725-1 (South-West Review: July 6, 13, 20, 27, Aug. 3, 10, 2014)


NOTICE OF CONDOMINIUM ASSOCIATION LIEN FORECLOSURE SALE WHEREAS, default has been made in the terms and conditions of the Declaration for Kensington Carriage Homes Condominium (henceforth the Declaration) dated February 28, 1992 and recorded in the office of the County Recorder in and for Dakota County, Minnesota on March 23, 1992 as Document No. 1034186, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Unit 87, Condominium No. 109, Kensington Carriage Homes Condominium, a condominium located in Dakota County, Minnesota. Street address: 2595 Lockwood Drive, Mendota Heights, MN PID #27 41601 087 04 WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Robert Gary Hendrix and Marcia Hendrix as unit owners to Kensington Carriage Homes Condominium Association, the principal amount of Two Thousand Two Hundred Sixty-three Dollars and 58/100 ($2,263.58) for condominium assessments; through July, 2014; and no action being now pending at law or otherwise to recover said debt or any part thereof, and; WHEREAS, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Kensington Carriage Homes Condominium Association. NOW, THEREFORE, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditaments and appurtenances, which said sale will be made by the Sheriff of Dakota County, Minnesota at the Sheriff’s main office in the Dakota County Courthouse Civil Division, 1580 Highway 55 - lobby S- 100, in the City of Hastings in said County on September 18, 2014 at 10:00 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied single family dwelling, unless otherwise provided by law, the date on or before which the unit owners must vacate the property if the lien is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 18, 2015. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate the property is the next business day at 11:59 p.m. Dated: July 9, 2014 KENSINGTON CARRIAGE HOMES CONDOMINIUM ASSOCIATION FULLER, SEAVER, SWANSON & KELSCH, P.A. By: Timothy D. Fuller 32694 12400 Portland Avenue South Suite 132 Burnsville, MN 55337 (952) 890-0888 Attorneys for Kensington Carriage Homes Condominium Association (South-West Review: July 13, 20, 27, Aug. 3, 10, 17, 2014)


NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE WHEREAS, default has been made in the terms and conditions of the Declaration of The Gables at Arbor Pointe, Common Interest Community Number 306, as amended (henceforth the Declaration) dated July 10, 2001 and recorded in the office of the County Recorder in and for Dakota County, Minnesota on July 13, 2001 as Document No. 1792023 which said Lien covers the following described property situated in the County of Dakota and State of Minnesota, towit: Unit No. 1906, Common Interest Community No. 306, a condominium, The Gables at Arbor Pointe, located in Dakota County, Minnesota. Street address: 8853 Brunnell Way, Inver Grove Heights, MN. PIN No. 20 11777 03 906 WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Eric A. Peterson, unit owner, to The Gables at Arbor Pointe Homeowners Association, Inc., the principal amount of Seven Thousand Two Hundred Ninety-nine Dollars and No/100 ($7,299.00) for assessments through July, 2014, and no action being now pending at law or otherwise to recover said debt or any part thereof, and; WHEREAS, pursuant to said Declaration, said debt creates a lien upon said premises in favor of Gables at Arbor Pointe Homeowners Association, Inc. NOW, THEREFORE, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditaments and appurtenances, which said sale will be made by the Sheriff of Dakota County, Minnesota at the Sheriff’s main office, Dakota County Courthouse, Civil Division, 1580 Highway 55-Lobby S-100 in the City of Hastings in said County on September 18, 2014 at 10:00 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, her personal representatives or assigns, is six (6) months from the date of said sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied single family dwelling, unless otherwise provided by law, the date on or before which the unit owners must vacate the property if the lien is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 18, 2015. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate the property is the next business day at 11:59 p.m. Dated: July 3, 2014 THE GABLES AT ARBOR POINTE HOMEOWNERS ASSOCIATION, INC. FULLER, SEAVER, SWANSON & KELSCH, P.A. By: Timothy D. Fuller 32694 12400 Portland Avenue South Suite 132 Burnsville, MN 55337 (952) 890-0888 Attorneys for The Gables at Arbor Pointe Homeowners Association, Inc. (South-West Review: July 13, 20, 27, Aug. 3, 10, 17, 2014)


NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE WHEREAS, default has been made in the terms and conditions of the Declaration of Covenants, Conditions and Restrictions for Surrey Heights Homes Association (henceforth the Declaration) dated September 8, 1972 and recorded in the Office of the County Recorder in and for Dakota County, Minnesota on September 11, 1972 as Document No. 404666 and the Surrey Heights Homes Association Lien dated January 21, 2014 and recorded in the Office of the County Recorder in and for Dakota County on February 4, 2014 as Document No. 2997340 encumbering the following described property situated in the County of Dakota and State of Minnesota, to-wit: Lot Four (4), Block Five (5) and Lot Two (2), Block Six (6), Surrey Heights Fifth Addition, according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota Street Address: 3422 Highlander Drive, Eagan, MN PID #10-73004-040-05 and 10 73004 020 06 WHEREAS, pursuant to said Lien, there is claimed to be due and owing as of the date of this Notice by Yesenia D. Arceo Sandburg as unit owner to Surrey Heights Homes Association the principle amount of Four Thousand Forty-four Dollars and 90/100 ($4,044.90) for assessments, interest and past due attorney fee; through April, 2014; and no action being now pending at law or otherwise to recover said debt of any part thereof, and; WHEREAS, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Surrey Heights Homes Association. NOW, THEREFORE, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditaments and appurtenances, which said sale will be made by the Sheriff of Dakota County, Minnesota at the Sheriff’s Main Office, in the Dakota County Courthouse, Civil Division, 1580 Highway 55, Lobby S- 100, in the City of Hastings in said County on July 17, 2014 10:00 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owner, her personal representatives or assigns, is six (6) months from the date of said sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied single family dwelling, unless otherwise provided by law, the date on or before which the unit owners must vacate the property if the lien is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2015. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate the property is the next business day at 11:59 p.m. Dated: April 28, 2014 SURREY HEIGHTS HOMES ASSOCIATION FULLER, SEAVER, SWANSON & KELSCH, P.A. By: Timothy D. Fuller 32694 12400 Portland Avenue South, Suite 132 Burnsville, MN 55337 (952) 890-0888 Attorneys for Surrey Heights Homes Association (South-West Review: May 4, 11, 18, 25, June 1, 8, 2014) NOTICE OF POSTPONEMENT OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the Association Lien Foreclosure Sale referred to in the foregoing Notice of Association Lien Foreclosure Sale has been postponed from July 17, 2014 to December 18, 2014 at 10:00 a.m. Said sale will be held at the Sheriff’s Main Office, Dakota County Courthouse, Civil Division, 1580 Hwy. 55, Lobby S-100, City of Hastings, County of Dakota, State of Minnesota. Unless said Association Lien is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 18, 2015. Dated: July 15, 2014 SURREY HEIGHTS HOMES ASSOCIATION FULLER, SEAVER, SWANSON & KELSCH, P.A. By: Timothy D. Fuller 32694 12400 Portland Avenue South Suite 132 Burnsville, MN 55337 (952) 890-0888 Attorneys for Surrey Heights Homes Association (South-West Review: July 20, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Scott Roger Pfannenstein, a single person. Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC Dated: 01/18/2005 Recorded: 03/01/2005 Dakota County Recorder Document No. 2299832 Assigned To: The Bank of New York Mellon fka the Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-backed Certificates Series 2005-BC4 Dated: 03/06/2012 Recorded: 03/15/2012 Dakota County Recorder Document No. 2855746 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100077910003354616 Lender or Broker: Decision One Mortgage Company, LLC Servicer: Bayview Loan Servicing LLC Mortgage Originator: Decision One Mortgage Company, LLC LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Dakota County Estates Fourth Addition, according to the recorded plat thereof, Dakota County, Minnesota. Abstract Property. The above property is situated in Dakota County, State of Minnesota. This is Abstract Property. TAX PARCEL NO.: 14-19503-04- 010 ADDRESS OF PROPERTY: 5306 Upper 183rd Street West Farmington, MN 55024 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 187,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 225,932.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2014, 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 9, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 10, 2014 The Bank of New York Mellon fka the Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-backed Certificates Series 2005-BC4, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: The Bank of New York Mellon fka the Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-backed Certificates Series 2005-BC4, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17714-120021 (South-West Review: July 20, 27, Aug. 3, 10, 17, 24, 2014)


NOTICE OF PERIOD FOR FILING AFFIDAVITS OF CANDIDACY City of South St. Paul Dakota County, Minnesota Notice is hereby given that Affidavits of Candidacy may be filed with the City Clerk of the City of South St. Paul for the purpose of electing candidates for the offices listed below. The filing period for these offices begin at 8:00 a.m. on July 29, 2014, and ends at 5:00 p.m. on Tuesday, August 12, 2014. School Board Member – 4 Positions Filing Fee for School Offices is $2.00 Candidates file with the City Clerk 125 3rd Avenue North, South St. Paul, MN 55075 /s/ Christy M. Wilcox City Clerk (South-West Review: July 13, 20, 2014)


NOTICE OF SALE The personal property described as follows, to wit: 1938 Ford 2 Door Vehicle will be sold at public auction by the Dakota County Sheriff on the 24th day of July, 2014, at 1pm, at 144 East Stanley Street in the City of West St. Paul, County of Dakota, State of Minnesota, under Statute 168B. - Abandoned motor vechicles; towing. All sales are by cash or certified funds only. (South-West Review: July 20, 2014)


LEGAL NOTICE CITY OF INVER GROVE HEIGHTS DAKOTA COUNTY MINNESOTA NONPARTISAN PRIMARY ELECTION BALLOT ______A__U_G__U_S_T__ 1_2_,_ 2__0_1_4______ _________C_IT_Y__O_F_F_I_C_E_S_________ COUNCIL MEMBER ______V_O_T_E_ _F_O_R_ U_P__T_O_ T_W__O______ BILL KLEIN ROSEMARY PIEKARSKI KRECH MICHAEL CASELLO PAUL TUSCHY PAUL HARK ____________________________ (South-West Review: July 20, 2014)


CITY OF SOUTH ST. PAUL DAKOTA COUNTY, MINNESOTA SAMPLE BALLOT PRIMARY ELECTION BALLOT INSTRUCTIONS TO VOTERS To vote, completely fill in the oval(s) next to your choice(s) like this: ________A_u_g_u_s_t_ 1_2_,_ 2_0_1_4________ _________C_IT_Y__O_F_F_I_C_E_S_________ COUNCIL MEMBER _____V_O__T_E_ F_O_R_ _U_P_T_O_ _TH_R__E_E_____ JOSHUA DORMADY TODD PODGORSKI LUKE AYALA KRYSTLE CHRISTENSEN SHAWN MECK TOM Q SEABERG MARILYN ROTHECKER ____________________________ (South-West Review: July 20, 2014)


NOTICE OF TESTING OF OPTICAL SCAN VOTING SYSTEM CITY OF SOUTH ST. PAUL DAKOTA COUNTY, MINNESOTA Notice is hereby given that the City of South St. Paul will be conducting a Public Accuracy Test for the Primary Election to be held on August 12, 2014, according to Minnesota Statutes 206.83. The testing will be held on Thursday, July 31, 2014, at 10:00 a.m. in the office of the City Clerk in the Municipal Building, 125 3rd Avenue North, South St. Paul, Minnesota. Interested individuals are authorized to attend and observe. If you have any questions, please contact Christy Wilcox at 651-554-3204. /s/ Christy M. Wilcox City Clerk (South-West Review: July 20, 2014)


NOTICE OF PRIMARY ELECTION AUGUST 12, 2014 To the Electors of the City of South St. Paul Dakota County, State of Minnesota Notice is hereby given of a Primary Election in the City of South St. Paul, Minnesota, to be held on Tuesday, August 12, 2014. Polling locations will be open from 7:00 a.m. to 8:00 p.m. LOCATION OF POLLING PLACES Ward 1 – Precinct 1 St. John Vianney 789 17th Avenue North Ward 1 – Precinct 2 First Presbyterian Church 535 20th Avenue North Ward 2 – Precinct 3 Luther Memorial Church 315 15th Avenue North Ward 2 – Precinct 4 Dakota County Museum 130 3rd Avenue North Ward 3 – Precinct 5 Kaposia Education Center 1225 1st Avenue South OFFICES TO BE VOTED ON City Councilmember – (3) Four Year Term This notice is in compliance with Minnesota Election Laws and the South St. Paul City Charter. /s/ Christy M. Wilcox City Clerk (South-West Review: July 20, 27, 2014)


CITY OF WEST ST. PAUL DAKOTA COUNTY, MINNESOTA NOTICE OF ELECTIONS VOTING PRECINCTS AND POLLING PLACES The City of West St. Paul has determined the following polling locations for the 2014 Primary and General City administered elections as follows: WARD 1 PRECINCT 1 St. George Antiochian Christian Church, 1250 Oakdale Avenue PRECINCT 2 Augustana Lutheran Church, 1400 South Robert Street WARD 2 PRECINCT 1 Heritage Middle School, 121 W. Butler Avenue PRECINCT 2 City Municipal Center 1616 Humboldt Avenue WARD 3 PRECINCT 1 Church of St. Joseph, 1130 Seminole Avenue PRECINCT 2 St. Stephen’s Lutheran Church, 1575 Charlton Street Chantal M. Doriott City Clerk West St. Paul (South-West Review: July 20, 27, 2014)


LEGAL NOTICE CITY OF INVER GROVE HEIGHTS DAKOTA COUNTY, MINNESOTA PRIMARY ELECTION Notice is hereby given that a Primary Election will be held in the City of Inver Grove Heights on Tuesday, August 12, 2014 between the hours of 7:00 a.m. and 8:00 p.m. at the following precincts: PRECINCT POLLING LOCATION ADDRESS 1 Amazing Grace Lutheran Church 7160 S. Robert Trail 2 Inverhills Church 8265 Babcock Trail 3 National Guard Armory 8076 Babcock Trail 4 Inver Grove Heights City Hall 8150 Barbara Ave. 5 Emanuel Lutheran Church 2075 70th St. E. 6 Good Shepherd Lutheran Church 7600 Cahill Ave. E. 7 St. Patrick’s Catholic Church 3535 72nd St. E. 8 River Heights Vineyard Church 6070 Cahill Ave. E. 9 Crossroads Church 5590 Babcock Trail 10 Bethesda Lutheran Church 2855 47th St. E. For the purpose of nominating candidates for the following offices which are to be voted for at the General Election to be held on Tuesday, November 4, 2014. TWO (2) COUNCIL MEMBERS – FOUR YEAR TERM Incumbent: Rosemary Piekarski Krech Dated this 2nd day of July, 2014 Melissa Kennedy, Deputy Clerk (South-West Review: July 20, Aug. 3, 2014)


PUBLIC NOTICE Notice is hereby given that the Planning Commission of Inver Grove Heights will meet on WEDNESDAY, AUGUST 6, 2014 at 7:00 p.m. in the City Council Chambers, located at 8150 Barbara Avenue, Inver Grove Heights, MN to consider the request for 160 INVESTMENTS (Argenta Hills 9th Addition) – CASE NO. 14- 24PUD. This request involves property generally located along Amana Trail, east of Argenta Trail and identified as PID No. 20-12057- 00-090 The request consists of: - A Rezoning of the property from A, Agricultural to R-1/PUD, single family residential within the Northwest Area Overlay District. - Preliminary and Final Plat approval of Argental Hills 9th Addition; - Preliminary PUD Development Plan Amendment for a 13 lot residential subdivision to be known as Argental Hills 9th Addition. All written and oral statements will be considered at the public hearing and all those desiring to be heard will be heard at the public hearing. Plans are available for public review at the City Hall offices during normal business hours and on the City of Inver Grove Heights website (www.invergroveheights.org). If you have questions on the request, please call the Planning Department at 651-450-2545. Melissa Kennedy, Deputy Clerk (South-West Review: July 20, 2014)


PUBLIC HEARING NOTICE Notice is hereby given that the Planning Commission of Inver Grove Heights will meet on WEDNESDAY, AUGUST 6, 2014 at 7:00 p.m. in the City Council Chambers, located at 8150 Barbara Avenue, Inver Grove Heights, MN to consider the request for ANDERSON JOHNSON ASSOCIATES (HIGH SCHOOL) - CASE NO. 14-25C. This request involves property located at 2920 – 80th Street and identified as PID No. 20-01600-06-010. The request consists of: - A Conditional Use Permit to exceed the maximum height requirement for a building addition located in the P zoning district. All written and oral statements will be considered at the public hearing and all those desiring to be heard will be heard at the public hearing. Plans are available for public review at the City Hall offices during normal business hours and on the City of Inver Grove Heights website (www.invergroveheights.org). If you have questions on the request, please call the Planning Department at 651-450-2545. Melissa Kennedy, Deputy Clerk (South-West Review: July 20, 2014)


PUBLIC NOTICE Notice is hereby given that the Planning Commission of Inver Grove Heights will meet on WEDNESDAY, AUGUST 6, 2014 at 7:00 p.m. in the City Council Chambers, located at 8150 Barbara Avenue, Inver Grove Heights, MN to consider the request for PETER BURCHARD – CASE NO. 14-27SCV. This request involves property located at 6124/6070 Blaine Avenue and identified as PID No’s. 20-53577-01- 040, 20-53577-01-030, and 20- 53577-01-010 The request consists of: - Preliminary and Final Plat approval of Oakbush Fourth Addition; - Vacation of related easements; - Conditional Use Permit to exceed the maximum impervious surface; - A Variance to exceed the maximum height requirements for a single family home and any other variances related thereto. All written and oral statements will be considered at the public hearing and all those desiring to be heard will be heard at the public hearing. Plans are available for public review at the City Hall offices during normal business hours and on the City of Inver Grove Heights website (www.invergroveheights.org). If you have questions on the request, please call the Planning Department at 651-450-2545. Melissa Kennedy, Deputy Clerk (South-West Review: July 20, 2014)


PUBLIC HEARING NOTICE Notice is hereby given that the Planning Commission of Inver Grove Heights will meet on WEDNESDAY, AUGUST 6, 2014 at 7:00 p.m. in the City Council Chambers, located at 8150 Barbara Avenue, Inver Grove Heights, MN to consider the request for GATEWAY CHRISTIAN CHURCH - CASE NO. 14-28C. This request involves property located at 5300 S. Robert Trail Ste. 200 and identified as PID No. 20-03210-32- 010. The request consists of: - A Conditional Use Permit to allow a Church to be operated out of an existing building located in a B-3, General Business zoning district. All written and oral statements will be considered at the public hearing and all those desiring to be heard will be heard at the public hearing. Plans are available for public review at the City Hall offices during normal business hours and on the City of Inver Grove Heights website (www.invergroveheights.org). If you have questions on the request, please call the Planning Department at 651-450-2545. Melissa Kennedy, Deputy Clerk (South-West Review: July 20, 2014)


PUBLIC HEARING NOTICE Notice is hereby given that the Planning Commission of Inver Grove Heights will meet on WEDNESDAY, AUGUST 6, 2014 at 7:00 p.m. in the City Council Chambers, located at 8150 Barbara Avenue, Inver Grove Heights, MN to consider the request for INVER GROVE STORAGE, LLC - CASE NO. 14-26C. This request involves property located at 9735 S. Robert Trail and identified as PID No. 20-01900-52-014. The request consists of: - A Conditional Use Permit Amendment to allow outdoor storage and the sales and rental of UHaul vehicles and equipment. All written and oral statements will be considered at the public hearing and all those desiring to be heard will be heard at the public hearing. Plans are available for public review at the City Hall offices during normal business hours and on the City of Inver Grove Heights website (www.invergroveheights.org). If you have questions on the request, please call the Planning Department at 651-450-2545. Melissa Kennedy, Deputy Clerk (South-West Review: July 20, 2014)


Minutes


INDEPENDENT SCHOOL DISTRICT 197 PUBLICATION NOTICE WEST ST. PAUL/MENDOTA HEIGHTS/EAGAN MONDAY, JUNE 16, 2014 SCHOOL BOARD MEETING AND WORK SESSION A school board meeting and work session were held at 5:00 p.m. on Monday, June 16, 2014, at Henry Sibley High School, Room A-241, 1897 Delaware Ave., Mendota Heights. The following board members were present: John Chandler, Matthew Klein, Stephanie Levine, Joanne Mansur, Byron Schwab, Mark Spurr and Superintendent Allen-Mastro. A motion carried to approve the consent agenda including minutes, personnel recommendations and a field trip-Engle. A motion carried to approve the general fund, food service fund, community service fund and debt service fund 2014-2015 budgets. A work session followed. Discussion included: an update on the ATPPS annual report and plan changes; world language curriculum review, gifted and talented review and an alumni report. The meeting adjourned at 7:44 p.m. The next regularly scheduled school board meeting of Independent School District 197 is scheduled on Monday, July 14, 2014 at 7:00 p.m., Mendota Heights Council Chambers, 1101 Victoria Curve, Mendota Heights.


CITY OF MENDOTA HEIGHTS SUMMARY FINANCIAL REPORT The purpose of this report is to provide a summary of financial information concerning the City of Mendota Heights to interested citizens. The complete financial statements may be examined at City Hall, 1101 Victoria Curve. Questions about this report should be directed to Kristen Schabacker, Finance Director at (651) 452-1850. REVENUES AND EXPENDITURES FOR GENERAL OPERATIONS (GOVERNMENTAL FUNDS); STATEMENT OF NET POSITION PROPRIETARY FUNDS December 31, 2013; STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS For the Year Ended December 31, 2013; STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For the Year Ended December 31, 2013 (DOWNLOAD PDF FOR REPORTS) (South-West Review: July 20, 2014)


 

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