Public Notices July 23, 2014 Oakdale - Lake Elmo Review

Public Notices, Foreclosure Notices & Legal Notices published July 23, 2014 in the Oakdale - Lake Elmo Review. Serving the surrounding communities of Oakdale, Lake Elmo and Washington County.

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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,600.00 MORTGAGOR(S): Robin L. Eberlein, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on June 5, 2006 as Document Number 3588283 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Unit No. 1007, Common Interest Community No. 148, a Condominium, Carriage Homes of Bald Eagle Lake, Ninth Supplemental, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 13083 EUROPA WAY TRAIL NORTH UNIT F, HUGO, MN 55038 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $148,256.75 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 5, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 11, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2895-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 13083 EUROPA WAY TRAIL NORTH UNIT F HUGO, MN 55038 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 30-031-21-43-0187 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: June 18, 25, July 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 MORTGAGOR(S): Amy L. Emery And Ryan S. Emery, wife and husband MORTGAGEE: Ameriquest Mortgage Company, a Delaware corporation DATE AND PLACE OF FILING: Recorded on February 20, 2004 as Document Number 3424499 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. by assignment recorded on September 17, 2004 as Document Number 3467283 in the Office of the County Recorder of Washington County, Minnesota; thereafter assigned to HSBC Bank USA, N.A. by assignment recorded on May 14, 2013 as Document Number 3945575; corrected of record on June 10, 2013 by Document Number 3949559 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 5, Thompson Grove Estates 8th Addition, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 8213 HAMES AVE S, COTTAGE GROVE, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $176,197.30 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 5, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Ryan S. Emery and Amy L. Emery “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 10, 2014 HSBC BANK USA, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4190-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8213 HAMES AVE S COTTAGE GROVE, MN 55016 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Ameriquest Mortgage Company, a Delaware corporation (4) Residential Servicer HSBC Mortgage Services (5) Tax Parcel Identification Number 17.027.21.12.0078 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100046000083103774 (Oakdale-Lake Elmo Review: June 18, 25, July 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2013 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,340.00 MORTGAGOR(S): Kelly M. Miller, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on June 6, 2013 as Document Number 3948952 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Unit Number 301, Creekview, Common Interest Community No. 185, Third Supplemental, a condominium located in Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 13377 Europa Court North Unit 1, Hugo, MN 55038 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $157,590.41 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 5, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Kelly Marie Miller “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 13, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0166-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 13377 Europa Court North Unit 1 Hugo, MN 55038 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 30.031.21.42.0020 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: June 18, 25, July 2, 9, 16, 23, 2014)


PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $624,714.23 MORTGAGOR(S): Brian J. Smith, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0007085836-6 SERVICER: Nationstar Mortgage, LLC LENDER: Countrywide Home Loans, Inc. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on July 25, 2006, as Document No. 3597789. ASSIGNED TO: HSBC Bank USA, National Association., as trustee for Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2007-5 Dated: July 13, 2009 , and recorded October 16, 2009 by Document No. 3763411 . LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Arcola Preserve, Washington County, Minnesota. PROPERTY ADDRESS: 12405 Riverview Trail N, Stillwater, MN 55082 PROPERTY I.D: 32.031.19.32.0013 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Eight Hundred Seventy-Two Thousand Eight Hundred Sixty-Three and 77/100 ($872,863.77) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 4, 2014 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 4, 2015, or the next business day if February 4, 2015 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 18, 2014 HSBC Bank USA, National Association., as trustee for Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2007-5 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 2050 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 13MN00238-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4465797 (Oakdale-Lake Elmo Review: June 18, 25, July 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Anthony T. Sofie and Pamela A. Sofie, husband and wife Mortgagee: Argent Mortgage Company, LLC Dated: 09/12/2006 Recorded: 10/13/2006 Washington County Recorder Document No. 3610926 Assigned To: U.S. Bank National Association as Trustee for the Certificateholders of Citigroup Mortgage Loan Trust Inc. Assetbacked Pass-through Certificates Series 2007-AMC1 Dated: 07/02/2013 Recorded: 07/09/2013 Washington County Recorder Document No. 3954221 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Argent Mortgage Company, LLC Servicer: Bank of America, N.A. Mortgage Originator: Argent Mortgage Company, LLC LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Wilkerson 2nd Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 19.029.21.11.0045 ADDRESS OF PROPERTY: 6935 29TH STREET NORTH OAKDALE, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 261,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 304,308.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 8, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 8, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 9, 2014 U.S. Bank National Association, as Trustee for the Certificateholders of Citigroup Mortgage Loan Trust Inc. Asset- Backed Pass-Through Certificates Series 2007-AMC1, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: U.S. Bank National Association, as Trustee for the Certificateholders of Citigroup Mortgage Loan Trust Inc. Asset-Backed Pass-Through Certificates Series 2007-AMC1, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00166-2 (Oakdale-Lake Elmo Review: June 18, 25, July 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Jorma M Anderson and Chrystal F Anderson, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc., as nominee for Finance America, LLC Dated: 07/08/2005 Recorded: 12/01/2005 Washington County Recorder Document No. 3555221 Assigned To: Deutsche Bank National Trust Company, as indenture trustee under the indenture relating to IMH Assets Corp., collateralized Asset-Backed Bonds, Series 2005-7 Dated: 01/10/2014 Recorded: 01/16/2014 Washington County Recorder Document No. 3977585 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100052300419009377 Lender or Broker: Finance America, LLC Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Finance America, LLC LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Jamaica Ridge 2nd Addition This is Abstract Property. TAX PARCEL NO.: 15.027.21.22.0054 ADDRESS OF PROPERTY: 8128 Jasmine Avenue S Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 275,146.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 15, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 15, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 17, 2014 DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSETBACKED BONDS, SERIES 2005-7, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSETBACKED BONDS, SERIES 2005-7, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-14-00708-1 (Oakdale-Lake Elmo Review: June 25, July 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2013 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Golden Investments of Amery WI, Inc MORTGAGEE: Capital Lending Group, Inc. DATE AND PLACE OF REGISTRATION: Registered with the Registrar of Titles in and for the County of Washington, State of Minnesota, on August 19, 2013, as Document No. 1223850 ASSIGNMENTS OF MORTGAGE: Assigned to DPM Services, Inc. in Assignment of Mortgage registered March 26, 2014 as Document No. 1227515 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Oakwood 2nd Addition REGISTERED PROPERTY PROPERTY ADDRESS: 1654 Hilo Ave N, Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington AMOUNT DUE AND CLAIMED TO BE DUE SECURED BY THE MORTGAGE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,336.73 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Washington County as follows: DATE AND TIME OF SALE: August 8, 2014, at 10:00 a.m. PLACE OF SALE: Washington County Sheriff's Office, 15015 62nd Street North, Stillwater, Minnesota, to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 17, 2014 DPM Services, Inc. Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: /s/ Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 (952) 224-9551 (Oakdale-Lake Elmo Review: June 25, July 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Lai Her And Yer Yang, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on October 6, 2005 as Document Number 3544567 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Summit Pointe Second Addition, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 9419 MCINTOSH ROAD, WOODBURY, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $221,981.84 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 12, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 19, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0994-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9419 MCINTOSH ROAD WOODBURY, MN 55125 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 10.028.21.31.0057 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: June 25, July 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,500.00 MORTGAGOR(S): Eric M. Langness, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Liberty National Mortgage, Inc., a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on February 13, 2004 as Document Number 3423083 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on April 13, 2012 as Document Number 3883848 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Cranberry Heights Plat 2, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 9610 223RD STREET NORTH, FOREST LAKE, MN 55025 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $203,652.02 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 12, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 19, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq.* Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-3542-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9610 223RD STREET NORTH FOREST LAKE, MN 55025 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Liberty National Mortgage, Inc., a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 12.032.21.34.0019 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100060677001342419 (Oakdale-Lake Elmo Review: June 25, July 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Joelle L. Lewis, a single person, and Scott P. Barkeim, a single person as joint tenants Mortgagee: Bank of America, N.A. Dated: 03/06/2007 Recorded: 03/14/2007 Washington County Recorder Document No. 3634585 Assigned To: Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 4 Dated: 05/05/2014 Recorded: 05/13/2014 Washington County Recorder Document No. 3987715 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Bank of America, N.A. Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Bank of America, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Bayview Estates 3rd Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 16.032.21.13.0081 ADDRESS OF PROPERTY: 1232 15th Avenue SE Forest Lake, MN 55025 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 287,112.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 15, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 15, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 17, 2014 Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 4, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 4, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-14-00456-3 (Oakdale-Lake Elmo Review: June 25, July 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kathleen B. Lee, a single woman Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for NetBank Dated: 04/03/2006 Recorded: 04/24/2006 Washington County Recorder Document No. 3580494 Assigned To: U.S. Bank National Association as Trustee for Lehman XS Trust Mortgage Pass-through Certificates, Series 2006-12N Dated: 05/05/2014 Recorded: 05/13/2014 Washington County Recorder Document No. 3987629 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100014440003226180 Lender or Broker: NetBank Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: NetBank LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Country Place 4th Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 10.028.21.33.0086 ADDRESS OF PROPERTY: 1883 Lochaven Drive Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 320,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 325,071.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 22, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 22, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 20, 2014 U.S. Bank National Association as Trustee for Lehman XS Trust Mortgage Pass-Through Certificates Series 2006-12N, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: U.S. Bank National Association as Trustee for Lehman XS Trust Mortgage Pass-Through Certificates Series 2006-12N, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-14-00415-1 (Oakdale-Lake Elmo Review: July 2, 9, 16, 23, 30, Aug. 6, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 4, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,894.00 MORTGAGOR(S): Lisa A. Lucci And Tyler James Pavel Sr., both single persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for River City Mortgage & Financial, LLC, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on January 9, 2008 as Document Number 3676132 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on August 24, 2011 as Document Number 3851837 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Pine Glen 4th Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 9662 HALE AVENUE SOUTH, COTTAGE GROVE, MN 55016-3893 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $240,534.45 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 23, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 25, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0238-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9662 HALE AVENUE SOUTH COTTAGE GROVE, MN 55016- 3893 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) River City Mortgage & Financial, LLC, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.027.21.32.0103 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100315900000081736 (Oakdale-Lake Elmo Review: July 2, 9, 16, 23, 30, Aug. 6, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Cory T. Viertel and Joan A. Viertel, husband and wife, as joint tenants Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Home Mortgage, Inc. Dated: 02/21/2006 Recorded: 04/24/2006 Washington County Recorder Document No. 3580580 Assigned To: The Bank of New York Mellon, as successor Indenture Trustee under NovaStar Mortgage Funding Trust, 2006-1 Dated: 10/16/2008 Recorded: 10/24/2008 Washington County Recorder Document No. 3712601 Assigned To: The Bank of New York Mellon fka The Bank of New York, as Successor Trustee for JPMorgan Chase Bank, N.A., as Trustee for Novastar Mortgage Funding Trust, Series 2006-1 Novastar Home Equity Loan Asset-Backed Certificates, Series 2006-1 Dated: 11/04/2013 Recorded: 02/07/2014 Washington County Recorder Document No. 3979524 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100336090054789999 Lender or Broker: Novastar Home Mortgage, Inc. Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Novastar Home Mortgage, Inc. LEGAL DESCRIPTION OF PROPERTY: Lots 2322, 2323, 2324 and 2325, Lake St. Croix Beach, Section No. 2, according to the Recorded Plat thereof on File and of Record in the Office of the Register of Deeds, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 11.028.20.42.0067 ADDRESS OF PROPERTY: 1635 Quentin Ave S Lakeland, MN 55043 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 224,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 257,166.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 22, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 22, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 20, 2014 The Bank of New York Mellon fka The Bank of New York, as Successor Trustee for JPMorgan Chase Bank, N.A., as Trustee for NovaStar Mortgage Funding Trust, Series 2006-1 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-1, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: The Bank of New York Mellon fka The Bank of New York, as Successor Trustee for JPMorgan Chase Bank, N.A., as Trustee for NovaStar Mortgage Funding Trust, Series 2006-1 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-1, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01403-1 (Oakdale-Lake Elmo Review: July 2, 9, 16, 23, 30, Aug. 6, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: David A. Wilkin, Jr. and Vicki S. Wilkin, as single persons, not joint tenant Mortgagee: Ameriquest Mortgage Company Dated: 02/17/2005 Recorded: 03/30/2005 Washington County Recorder Document No. 3505704 Assigned To: Deutsche Bank National Trust Company, as Trustee for ABFC 2005-AQ1 Trust Asset- Backed Certificates Series 2005- AQ1, under the Pooling and Servicing Agreement dated June 1, 2005 Dated: 01/20/2009 Recorded: 02/18/2009 Washington County Recorder Document No. 3725916 Transaction Agent: N/A Transaction Agent Mortgage ID No: Lender or Broker: Ameriquest Mortgage Company Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Ameriquest Mortgage Company LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Eightieth Place South, According to the recorded plat thereof, and situate in Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 15.027.21.11.0033 ADDRESS OF PROPERTY: 9814 82nd St S Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 123,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 145,885.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 22, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 22, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 25, 2014 Deutsche Bank National Trust Company, as Trustee, in trust for registered holders of ABFC 2005- AQ1 Trust, Asset-Backed Certificates, Series 2005-AQ1, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Deutsche Bank National Trust Company, as Trustee, in trust for registered holders of ABFC 2005- AQ1 Trust, Asset-Backed Certificates, Series 2005-AQ1, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01394-1 (Oakdale-Lake Elmo Review: July 2, 9, 16, 23, 30, Aug. 6, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Gary L. Eyler and Connie M. Eyler, husband and wife Mortgagee: Argent Mortgage Company, LLC Dated: 02/09/2005 Filed: 03/10/2005 Washington Registrar of Titles Document No. 1155154 Against Certificate of Title No.: 43802 Assigned To: Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2005-WHQ2 Dated: 01/16/2014 Filed 02/24/2014 Washington County Registrar of Titles Document No. 1227112 Against Certificate of Title No.: 43802 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Argent Mortgage Company, LLC Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: Argent Mortgage Company, LLC LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, The Greens Townhomes on Oak Glen, together with a perpetual easement for ingress and egress over and across Outlots A and B, The Greens Townhomes on Oak Glen. This is Registered Property. TAX PARCEL NO.: 20.030.20.43.0014 ADDRESS OF PROPERTY: 1359 McKusick Road Lane North Stillwater, MN 55082 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 205,790.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 1, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 27, 2014 Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2005-WHQ2, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement Dated as of April 1, 2005 Park Place Securities, Inc. Asset- Backed Pass-Through Certificates Series 2005-WHQ2, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01464-1 (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Zongxee Lee and Thomas T. Moua, wife and husband Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for BNC Mortgage, Inc. Dated: 02/18/2005 Recorded: 04/04/2005 Washington County Recorder Document No. 3506756 Assigned To: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-through Certificates, Series 2005-4 Dated: 05/21/2010 Recorded: 05/26/2010 Washington County Recorder Document No. 3792743 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100122200001459574 Lender or Broker: BNC Mortgage, Inc. Servicer: Ocwen Loan Servicing, LLC - RR Mortgage Originator: BNC Mortgage, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 13, except the West 23 feet and except the East 8 1/2 feet, Splittstoesser`s Add. This is Abstract Property. TAX PARCEL NO.: 20.029.21.24.0071 ADDRESS OF PROPERTY: 2600 Hayward Ave N Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 222,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 276,123.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 1, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 27, 2014 U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates Series 2005-4, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates Series 2005-4, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-13-01384-1 (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: James D. Luster, Jr., a single man Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for America`s Wholesale Lender Dated: 10/31/2006 Filed: 11/22/2006 Washington Registrar of Titles Document No. 1172619 Against Certificate of Title No.: 63484 Assigned To: BAC Home Loans Servicing LP Dated: 05/11/2009 Filed 06/12/2009 Washington County Registrar of Titles Document No. 1192079 Against Certificate of Title No.: 63484 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100015700074338720 Lender or Broker: America`s Wholesale Lender Servicer: Bank of America, N.A. Mortgage Originator: America`s Wholesale Lender LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Three (3), Rolling Hills 6th Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles, County of Washington, State of Minnesota. This is Registered Property. TAX PARCEL NO.: 08.027.21.41.0098 ADDRESS OF PROPERTY: 7925 77TH ST BAY S COTTAGE GROVE, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 207,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 196,857.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is February 28, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 7, 2014 Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00354-4 (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2001 MORTGAGOR: Kyle L Rotter, unmarried. MORTGAGEE: Firstar Bank, N.A.. DATE AND PLACE OF RECORDING: Filed August 13, 2001, Washington County Registrar of Titles, Document No. 1102255 on Certificate of Title No. 56429. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. Dated December 15, 2001 Filed January 8, 2002, as Document No. 1107371. And thereafter assigned to: CitiMortgage, Inc.. Dated December 17, 2013 Filed December 30, 2013, as Document No. 1226296. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Firstar Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3594 Gershwin Lane North, Oakdale, MN 55128 TAX PARCEL I.D. #: 18.029.21.23.0017 LEGAL DESCRIPTION OF PROPERTY: Lot 46, Block 2, Minnesota's Eastwoode 3rd Addition, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $84,286.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 27, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 30, 2014 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 14-003637 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2012 MORTGAGOR: Nicholas Gustav Anderson and Michelle Anderson, husband and wife as joint tenants. MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION ND. DATE AND PLACE OF RECORDING: Recorded June 1, 2012 Washington County Recorder, Document No. 3890811. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. BANK NATIONAL ASSOCIATION ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association as successor by merger of U.S. Bank National Association ND MORTGAGED PROPERTY ADDRESS: 3687 Grovner Road North, Oakdale, MN 55128 TAX PARCEL I.D. #: 18.029.21.14.0071 LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in City of Oakdale, Washington County, State of Minnesota, as more fully described in Deed Doc #3586295, ID# 18.029.21.14.0071, being known and designated as: Lot 6, Block 11, Minnesota's Eastwoode, Washington County, Minnesota. By fee simple deed from Sandra C. Dickie, a single person as set forth in Doc #3586295 dated 05/02/2006 and recorded 05/23/2006, Washington County Records, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $236,310.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 16, 2014 U.S. BANK NATIONAL ASSOCIATION AS SUCCESSOR BY MERGER OF U.S. BANK NATIONAL ASSOCIATION ND Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 22 - 14-002312 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: July 16, 23, 30, Aug. 6, 13, 20, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 MORTGAGOR(S): Kimberly M. Larsen, a single person MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on February 5, 2004 as Document Number 3420517 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on June 7, 2006 as Document Number 3588643 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 5, Landings at Summerfields 3rd Addition, Common Interest Community Number 161, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 5183 207TH STREET NORTH, FOREST LAKE, MN 55025 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $121,409.11 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 2, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: July 10, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *Curt N. Trisko, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0564-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5183 207TH STREET NORTH FOREST LAKE, MN 55025 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.032.21.14.0209 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: July 16, 23, 30, Aug. 6, 13, 20, 2014)


PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $325,600.00 MORTGAGOR(S): Pao V Yang, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America`s Wholesale Lender TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0007165894-8 SERVICER: Specialized Loan Servicing LLC LENDER: America`s Wholesale Lender. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on September 11, 2006, as Document No. 3605782. ASSIGNED TO: The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-14 Dated: July 27, 2010 , and recorded August 2, 2010 by Document No. 3801070 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Timber Ridge 3rd Addition PROPERTY ADDRESS: 6935 74th St S, Cottage Grove, MN 55016 PROPERTY I.D: 08-027-21- 23-0024 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Twenty-Seven Thousand Four Hundred Forty-Four and 41/100 ($427,444.41) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 25, 2014 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 25, 2015, or the next business day if February 25, 2015 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 9, 2014 The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-14 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 2050 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 13MN00262-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4469425 (Oakdale-Lake Elmo Review: July 9, 16, 23, 30, Aug. 6, 13, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Michelle A. Proulx and James Colonna, as wife and husband Mortgagee: C.U. Mortgage Services, Inc. Dated: 05/16/2003 Recorded: 07/17/2003 Washington County Recorder Document No. 3355520 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: C.U. Mortgage Services, Inc. Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: C.U. Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 13, Wind Wood Plat Two, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 19.028.21.41.0015 ADDRESS OF PROPERTY: 6838 Thames Rd Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 127,247.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 12, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is March 12, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 14, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-14-00429-2 (Oakdale-Lake Elmo Review: July 23, 30, Aug. 6, 13, 20, 27, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 3, 2006 MORTGAGOR: Steven Vossen, single. MORTGAGEE: Chase Bank USA, National Association. DATE AND PLACE OF RECORDING: Recorded June 20, 2006 Washington County Recorder, Document No. 3591397. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated May 29, 2012 Recorded June 21, 2012, as Document No. 3893943. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3826 North Goodwin Avenue, Oakdale, MN 55128 TAX PARCEL I.D. #: 1802921210051 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Minnesota's Eastwoode 2nd Addition, Common Interest Community No. 134, Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $70,840.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 15, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 13, 2014 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 14-002818 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: May 21, 28, June 4, 11, 18, 25, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2014, at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: July 18, 2014 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-14-002818 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: July 23, 2014)


NOTICE OF SALE TO SATISFY LIEN Notice is hereby given to the persons named below and others interested that on Saturday, August 2, 2014 at 10:00 AM the goods described below will be sold at public auction as authorized by law to the highest bidder at Pine Crest Storage, Inc., 8275 15th St. N., Lake Elmo MN 55042. The purpose of this sale is to satisfy liens arising out of unpaid storage bills. Sale is conducted pursuant to Minn. Stat. 514.18-22. The amount stated is that due on the date of sale excluding the expenses of advertising and sale. For info call 651-738-2450. Chris Crutchfield, 1016 Hyacinth Ave. E. St. Paul MN 55106, Pontoon Kayot MN 4310 FP, $501.00. Sergio Esquivel, 2300 Cty Rd I Apt 3, Mounds View MN 55112, Boat MN 7093 KD and boat trailer, $856.00. (Oakdale-Lake Elmo Review: July 9, 16, 23, 2014)


CITY OF LAKE ELMO NOTICE OF CANDIDATE FILING FOR MUNICIPAL OFFICE NOTICE IS HEREBY GIVEN that the period for filing Affidavits of Candidacy for Municipal Offices to be elected at the General Election on November 4, 2014, will open on TUESDAY, JULY 29, 2014, AND WILL CLOSE ON TUESDAY, AUGUST 12, 2014 AT 5:00 PM for the offices of: Two (2) Council Members for a term of four (4) years. Affidavits of candidacy are available from the City Clerk by calling 651.747.3900. Filing fee is $2.00. /s/ Adam Bell City Clerk (Oakdale-Lake Elmo Review: July 16, 23, 2014)


GATEWAY CORRIDOR HEARING NOTICE The Gateway Corridor Commission and Policy Advisory Committee (PAC) will be holding a joint public hearing on the proposed Locally Preferred Alternative (LPA) to be recommended to the Washington and Ramsey county boards and also included as part of the Metropolitan Council’s Draft 2040 Transportation Policy Plan. The LPA is a general description of the transit mode and corridor alignment preferred by local governments and which is used for long-range planning and federal funding applications to advance the project to design and construction. A Gateway Corridor Commission/ PAC public hearing on the LPA will be held on August 7 at 6:00 p.m. at Conway Recreation Center, 2090 Conway St, St Paul, MN 55119. The purpose of the public hearing is to receive public input before the Gateway Corridor Commission recommends the LPA to the Washington and Ramsey County Boards. All interested persons are encouraged to attend the public hearing and offer comments. Those attending may register in advance to speak by calling the Washington County Regional Railroad Authority (WCRRA) at 651-430-4314. Upon request, the WCRRA will provide reasonable accommodations to persons with disabilities. Advance notice, indicating the specific accommodation needed, is appreciated. The draft LPA Report can be found on the website one week prior to the public hearing at http://thegatewaycorridor.com or can be requested by calling 651-430-4314. (Oakdale-Lake Elmo Review: July 23, 2014)


NOTICE OF FILING FOR CANDIDACY CITY OF OAKDALE, MINNESOTA NOTICE IS HEREBY GIVEN that the filing of Affidavits of Candidacy for the City of Oakdale, County of Washington, State of Minnesota, will be received by the City Clerk at the Oakdale City Offices, 1584 Hadley Avenue North, during regular business hours, 8 a.m. to 4:30 p.m., Monday through Friday, beginning Tuesday, July 29 through 5 p.m. on Tuesday, August 12. Affidavits of Filing will be accepted for the following offices to be voted on at the General Election to be held on Tuesday, November 4: Mayor – One Seat, Four (4) Year Term Councilmember – Two Seats, Four (4) Year Terms Given under my hand this 15th day of July, 2014. /s/ Susan Barry, City Clerk (Oakdale-Lake Elmo Review: July 23, 2014)


NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Planning Commission for the City of Oakdale, Minnesota, will hold a public hearing at 7:00 p.m. on Thursday, August 7, 2014, and the City Council for the City of Oakdale, Minnesota will hold a public hearing at 7:15 p.m. on Tuesday, August 26, 2014, in the Council Chambers of the Municipal Building, 1584 Hadley Avenue North. The purpose is to review the conditional use permit application made by 4 Perfect Pets to install an electronic dynamic business sign at 6060 50th Street North, Oakdale, MN 55128. If you have questions or concerns regarding this proposed action, please contact Linnea Graffunder- Bartels, Senior Community Development Specialist, at 651-730- 2721 or linnea@ci.oakdale.mn.us Dated: July 16, 2014 BY ORDER OF THE OAKDALE CITY COUNCIL CITY OF OAKDALE, MINNESOTA (Oakdale-Lake Elmo Review: July 23, 2014)


NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Planning Commission for the City of Oakdale, Minnesota, will hold a public hearing at 7:00 p.m. on Thursday, August 7, 2014, and the City Council for the City of Oakdale, Minnesota will hold a public hearing at 7:15 p.m. on Tuesday, August 26, 2014, in the Council Chambers of the Municipal Building, 1584 Hadley Avenue North. The purpose is to review the variance application made by Mark Ebner requesting approval of an 18 foot encroachment on the rear yard setback to allow for the modification of an existing deck into a covered porch at 2052 Homestead Avenue North, Oakdale, MN 55128. If you have questions or concerns regarding this proposed action, please contact Linnea Graffunder- Bartels, Senior Community Development Specialist, at 651-730- 2721 or linnea@ci.oakdale.mn.us Dated: July 16, 2014 BY ORDER OF THE OAKDALE CITY COUNCIL CITY OF OAKDALE, MINNESOTA (Oakdale-Lake Elmo Review: July 23, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT PROBATE DIVISION TENTH JUDICIAL DISTRICT Court File No. 82-PR-14-3583 NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS Estate of Delphine T. Anderson Decedent Notice is given that an application for informal probate of the Decedent's will dated February 20, 1977 ("Will"), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Barbara J. Anderson whose address is 2100 Fairmont Ave SE, Apt. 1, Minneapolis, MN 55414 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 7/17/14 /s/ Pamela Krier Registrar /s/ Annette Fritz Court Administrator Applicant: Barbara J. Anderson 2100 Fairmont Ave SE, Apt. 1 Minneapolis, MN 55414 Telephone: 612/625-0082 (Oakdale-Lake Elmo Review: July 23, 30, 2014)


PUBLIC ACCURACY TEST The public accuracy testing of the voting equipment that will be used in the primary election on August 12, 2014 will be on Friday, August 1, 2014 at 11:00 a.m. at the Community Center, 2 Fourth Ave., Landfall, MN. The public is invited to attend. (Oakdale-Lake Elmo Review: July 23, 2014)


SUMMARY OF PROCEEDINGS WASHINGTON COUNTY BOARD OF COMMISSIONERS JULY 8, 2014 Present were Commissioners Fran Miron, District 1; Ted Bearth, District 2; Gary Kriesel, District 3; Autumn Lehrke, District 4; and Lisa Weik, District 5. Absent none. Board Chair Lehrke presided. Commissioners Reports – Comments – Questions The Commissioners reported on the following items: – Commissioner Kriesel – noted he will be attending a workshop with the City of Oak Park Heights regarding a new frontage road proposal on the north side of highway 36 at Osgood; – Commissioner Weik – announced that she participated on a panel about the emerging regional transit system and transportation to talk about the Gateway Corridor and East Metro Strong and that it will be broadcasted on Twin Cities Public Television in a couple of weeks; she also reported that she will be attending the National Association of Counties Annual Conference this week, but should be back for next Tuesday’s Board meeting; – Commissioner Miron –reported he met with the property tax work group to discuss issues raised at the recent Board of Appeal and Equalization meetings. Community Services Approval of the following actions: – Appoint Jennifer Hassebroek and Sini Ross to the Workforce Investment Board to first terms expiring June 30, 2016; – One year contract for consumer support grant services with partners in Community Supports; – 2014 to 2017 contract with Canvas Health, Inc. (doing business as New Choices for Recovery) for chemical health assessments. General Administration Approval of the following actions: – July 1, 2014, Board meeting minutes; Lynda Boudreau, Congressman Kline’s Office, updated the board on the Congressman’s activities; – Revisions to County Policy #2008, Reimbursement Allowance for Personal Communication Devices and Service Contracts; – Update given on storm damage that occurred at the St. Croix Bluffs Regional Park; – Board correspondence was received and placed on file; – Board workshop held to review library planning process timelines and the composition of a planning steering committee. Public Health and Environment Approval of recycling grant agreements with the Cities of Cottage Grove and Woodbury for distribution of curbside recycling funds. Public Works Approval of the following actions: – Resolution No. 2014-077, reject all bids for the regional park improvements project; – Temporary and permanent use of fund balance in the amount of $190,200 to pay clean-up and restoration costs at the Law Enforcement Center caused by water damage; – Board workshop held to discuss the proposed 2015, 2019, and 2023 bonding for capital infrastructure investment; – Board workshop held to discuss contract changes with Hardrives, Inc., for the County Road 62/63/lot project. Sheriff’s Office Approval of the following actions: – Transfer ownership of Washington County Sheriff’s Office K-9 Cyrus to his handler, Deputy Ty Jacobson; – Resolution No. 2014-078, Joint Powers Agreement with the Chisago County Sheriff’s Office to provide housing for offenders. A complete text of the Official Proceedings of the Washington County Board of Commissioners is available for public inspection at the Office of Administration, Washington County Government Center, 14949 62nd Street N., Stillwater, Minnesota. (Oakdale-Lake Elmo Review: July 23, 2014)


SUMMARY OF PROCEEDINGS WASHINGTON COUNTY BOARD OF COMMISSIONERS JULY 15, 2014 Present were Commissioners Fran Miron, District 1; Ted Bearth, District 2; Gary Kriesel, District 3; Autumn Lehrke, District 4; and Lisa Weik, District 5. Absent none. Board Chair Lehrke presided. Commissioner Reports – Comments – Questions The Commissioners reported on the following items: – Commissioner Weik - reported on the July 10 Gateway Corridor Commission and that it adopted a scoping decision; and she presented a brief overview of the National Association of Counties Annual Conference she attended last week; – Commissioner Bearth – reported that the Lower Valley Yellow Ribbon will be meeting at the Veterans Rest Camp on Big Marine for a meeting and picnic tomorrow evening; – Commissioner Miron – reported that he also would be attending the Lower Valley Yellow Ribbon meeting and picnic at the Veterans Rest Camp on Big Marine tomorrow evening; he met with Anoka and Ramsey counties, the Department of Natural Resources, and the Rice Creek Watershed District to discuss the Bald Eagle outlet situation; the Lakes Area Youth Service Bureau is having its major fund raiser on Thursday; and the Metropolitan Emergency Services Board approved its 2015 budget; – Commissioner Kriesel – reported that Stillwater’s Log Jam Days is happening this week; – Commissioner Lehrke - presented a brief overview of the National Association of Counties Annual Conference she attended last week. Community Corrections Adoption of Resolution No. 2014- 082, proclaiming July 13 – 19, 2014, as Probation and Parole Supervision Week. General Administration Approval of the following actions: – 2014 Minnesota Inter-County Association Legislative report; – 2013 Annual Performance Measures and Indicators report; – County comments on the City of Mahtomedi’s proposal to establish tax increment financing district 7; – Board correspondence was received and placed on file. Property Records and Taxpayer Services Approval of the following actions: – Resolution No. 2014-079, public sale of tax forfeited land to be sold at public auction; – Resolution No. 2014-080, private sale of tax forfeited land to adjoining land owners through sealed bid; – Appointment of Commissioners Kriesel and Miron to the 2014 county canvass board for the State Primary Election; – Board workshop held to review the impact of updated tax court procedures and status of tax court petitions. Public Works Approval of the following actions: – Contract with Premier Test & Balance LLC for building, heating, ventilation, and air conditioning systems testing and balancing services: – Ratify contract changes with Hardrives, Inc., for the County Road 62/63 lot project; – Resolution No. 2014-083, declaring the official intent of Washington County to reimburse certain expenditures from the proceeds of tax-exempt bonds to be issued by the county; – Selection of Hagen, Christensen and McIlwain Architects, professional architectural services for the design and construction of the Public Works North Shop facility; – Cooperative cost share agreement with the City of Cottage Grove for design and construction cost sharing for a wood pole traffic signal system and right turn lanes at the intersection of County State Aid Highway 22 and Meadow Grass Avenue; – Board workshop held to discuss the City Place Development Plan and Environmental Assessment Worksheet. Sheriff’s Office Approval of the following actions: – Amendment to agreement with Securus Technologies, Inc., for the inmate telephone system; – Resolution No. 2014-081, declaring a state of emergency for conditions resulting from the flooding events beginning on June 11, 2014. A complete text of the Official Proceedings of the Washington County Board of Commissioners is available for public inspection at the Office of Administration, Washington County Government Center, 14949 62nd Street N., Stillwater, Minnesota. (Oakdale-Lake Elmo Review: July 23, 2014)


PUBLIC NOTICE OF PUBLIC AUCTION Notice is hereby given that on Thursday, August 7, 2014 beginning at 5:00pm and ending at 7:00 pm, the goods described below will be sold at public auction as authorized by to the highest bidder at the City of Landfall Public Works, 71 Aspen Way, Landfall, MN 55128. This will be a silent auction; items will be available for viewing at 4:00 pm. The purpose of this sale is to dispose of excess public property, and unclaimed property. Sale is conducted pursuant to Minn.Stat. 471.195. All items are to be sold AS IS 1. Tennant 360 power street sweeper; 1984 2. John Deere Riding Lawnmower 3. Lawnboy snowblower model 824E 4. Simplicity snowblower model 1732P 5. Poulan Chainsaw 6. Husquavrna Chainsaw 7. Ryobi mulching blower vacumn 8. Leaf blower 9. Bobcat Utility Cart 10. Coleman 18 volt Powermate set 11. Halogen spotlight 12. Stanley shop Vac 13. Archer battery charger 14. 12’ Alumacraft boat/trailer 15. Maytag Neptune Electric Dryer 16. Maytag Neptune Electric Washer 17. Maytag Neptune stackable washer/dryer 18. Tent 19. Weber mini charcoal grill 20. Utility trailer dual axel 21. Utility trailer single trailer 22. Chest freezer 23. Coachman 5th Wheel Camper 24. Harley Davidson sportster –No title Please call City Hall @ 651-739- 4123 with questions. Attest Sandy Scheuble City Clerk (Oakdale-Lake Elmo Review: July 23, 2014)


CERTIFICATE OF ASSUMED NAME STATE OF MINNESOTA Minnesota Statutes Chapter 333: ASSUMED NAME: Jimmy John’s PRINCIPAL PLACE OF BUSINESS: 7845 Third Street North, Oakdale, MN 55128 NAMEHOLDERS: STP JJ team I, LLC, 7845 Third Street North, Oakdale, MN 55128 I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 07/15/2014 /s/ Brandi S. Kerber Authorized Agent (Oakdale-Lake Elmo Review: July 23, 30, 2014)


Minutes


INDEPENDENT SCHOOL DISTRICT 622 NORTH ST. PAULMAPLEWOOD- OAKDALE SCHOOLS REFLECTION STUDY SESSION SCHOOL BOARD JUNE 24, 2014 Augé called the meeting to order at 5:01 p.m. with the following present: Augé, Hunt, Livingston, Neve, Wheeler, Yener and Phillips. Absent: Coborn. Others present were: Cavallaro. In the audience: Rory Sanders. Neve reported on the recent Tartan Joint Powers meeting she had attended and mentioned that discussion had taken place on the Tartan “bubble”, equipment, concessions and the $5/hour rate increase. Augé and Hunt reported on the Phase IV MSBA training they attended in April. They discussed highlights from the training which focused on outreach and engagement in the community and encouraged other board members to attend a future session. Augé shared her perceptions of the District 622 Office of Equity’s Mentoring training she received and how much she enjoyed the opportunity to role play each of the cycles of mentoring and to have been part of the experience. Augé discussed District 916’s strategic plan and commented on the lengthy process which included superintendent listening sessions, cabinet development of vision cards, strategy development with program leadership teams, prioritization of strategy, and 916 board approval. Board members also discussed the five internal goals and assessed the progress of the goals The meeting adjourned at 5:55 p.m. /s/ Steve Hunt Clerk Public notice for solicitation of bids, requests for quotes and requests for proposals are located on the ISD 622 website, www.isd622.org.


INDEPENDENT SCHOOL DISTRICT 622 NORTH ST. PAULMAPLEWOOD- OAKDALE SCHOOLS REGULAR MEETING SCHOOL BOARD JUNE 24, 2014 Augé called the meeting to order at 6:02 p.m. with the following present: Augé, Hunt, Livingston, Neve, Wheeler, Yener, and Phillips. Absent: Coborn. Others present were: Administrative Staff. Hunt moved and Neve seconded the following motion, which carried: THAT the agenda be approved as presented. Yener moved and Livingston seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the following Consent Agenda Items, IV.A. through IV.D., be approved as written, and a copy of the agenda items is attached to the minutes. Yener moved and Livingston seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the School Board accept with appreciation the following contributions and permit their use as designated by the donors. Donor Item and/or Amount Purpose Gil Surine, $100.00, John Glenn – plants for garden Beth Porter, Hardcover books, Castle – library use Wells Fargo Community Support Campaign, $100.00, North High – Backpack program Lifetouch National School Studios, $1,000.00, North High School – Lifetouch Scholarship Michelle Semonick, Silent auction baskets (valued at $185.00), Richardson Spring Carnival The Neve Family, prizes, silent auction items (valued at $250.00), Richardson Spring Carnival Postal Credit Union, $1,500.00, Meals on Wheels Anonymous, $200.00, Meals on Wheels Jeanne Sinn, $100.00, Meals on Wheels Carolyn Bender, $100.00, Meals on Wheels Shawn McMahon, $50.00, Meals on Wheels Rudi Zorn, $50.00, Meals on Wheels Betty Motz, $50.00, Meals on Wheels Curt and Joan Reeves, $50.00, Meals on Wheels Sandra Moen, $42.00, Meals on Wheels American Legion Post 39, $42.00, Meals on Wheels Elaine and Merl Ader, $25.00, Meals on Wheels J.J. Steenberg, $25.00, Meals on Wheels Amy and Duke Coborn, $112.00, Cowern 3rd grade field trips Shannon Wille, $30.00, Carver 3rd grade field trips Caribou Coffee, Coffee, sugar, cream and cups, Oakdale parent volunteer breakfast event Ihop, Pancakes, bacon and eggs (valued at $600.00), Oakdale parent volunteer breakfast event Denny’s Restaurant, Sausage and eggs (valued at $250.00), Oakdale parent volunteer breakfast event Capture Video, Video production (valued at $1,500.00), Promotion – Miller on the move and Webster basketball program League of Women Voters , 2 copies of League of Women Voters of Roseville, Maplewood, and Falcon Heights Memoir Booklet “Meddlers, Activists and Watchdogs” (valued at $20.00), NHS and THS Libraries Wells Fargo Foundation, $100.00, North High Backpack program Wells Fargo Community Support, $415.32, Skyview – Grades 4 & 5 Neve moved and Livingston seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the 2013-2014 Community Service Fund revenue and expenditure budgets each be increased by $171,650. Livingston moved and Wheeler seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District 622 that the 2014-2015 district budget be approved as follows: Fund Revenue Expenditure 01 General $124,192,335 $126,502,002 02 Food Service Fund $5,996,500 $5,954,000 04 Community Service Fund $8,044 592 $8,050,079 06 Building Fund $3,274,500 $4,294,500 07 Debt Service Fund $12,484,344 $13,507,159 09 Trust and Agency Fund $1,203,600 $1,200,000 OPEB Benefits Trust Fund $1,130,000 $3,195,000 OPEB Debt Service $2,736,414 $2,679,603 Grand Total All Funds $159,062,645 $165,382,343 Hunt moved and Yener seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District 622 that the Health and Safety budgets for FY14, FY15 and FY16 be approved in the amounts presented below. Be it further resolved that that there are no changes to the District’s Health and Safety Policy, EM-020.32. UFARS CODE FY 14 FY 15 FY 16 347 – Physical Hazard Control $46,200.00 $39,200.00 $39,200.00 349 – Hazardous Substance $18,000.00 $15,000.00 $20,000.00 352 – Environmental Health and Safety Management $209,000.00 $167,000.00 $194,000.00 358 –Asbestos $933,000.00 $499,000.00 $424,000.00 363 – Fire and Life Safety $28,639.00 $23,670.00 $23,670.00 366 – Indoor Air Quality (IAQ) $0 $0 $0 TOTALS $1,234,839.00 $743,870.00 $700,870.00 Wheeler moved and Yener seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the following meal prices become effective September 2014. Elementary lunch $2.55 Secondary lunch $2.80 Adult lunch $4.00 Reduced price lunch $ .40 Milk $ .40 Elementary breakfast $1.60 Secondary breakfast $1.60 Adult breakfast $1.85 Reduced price breakfast $0.00 Hunt moved and Livingston seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622, State of Minnesota, as follows: 1. It is necessary for the school district to hold its general election for the purpose of electing three (3) school board members for terms of four (4) years each. The following individuals have filed affidavits of candidacy for said general election during the period established for filing such affidavits: (names will be inserted when filing is completed) 2. The general election is hereby called and directed to be held on Tuesday, the 4th day of November, 2014, between the hours of 7:00 o'clock a.m. and 8:00 o'clock p.m. 3. Pursuant to Minnesota Statutes, Section 205A.11, the precincts and polling places for this general election are those polling places and precincts or parts of precincts located within the boundaries of the school district and which have been established by the cities or towns located in whole or in part within the school district. The voting hours at those polling places shall be the same as for the state general election. 4. The school district election clerk is hereby authorized and directed to cause written notice of said general election to be provided to the county auditor of each county in which the school district is located, in whole or in part, at least seventy-four (74) days before the date of said general election. The notice shall include the date of said general election and the office or offices to be voted on at said general election. The school district election clerk is hereby authorized and directed to cause notice of said general election to be posted at the administrative offices of the school district at least ten (10) days before the date of said general election. The school district election clerk is hereby authorized and directed to cause a sample ballot to be posted at the administrative offices of the school district at least four (4) days before the date of said general election and to cause a sample ballot to be posted in each polling place on election day. The sample ballot shall not be printed on the same color paper as the official ballot. The sample ballot for a polling place must reflect the offices, candidates and rotation sequence on the ballots used in that polling place. The school district election clerk is hereby authorized and directed to cause notice of said general election to be published in the official newspaper of the school district, for two (2) consecutive weeks with the last publication being at least one (1) week before the date of said election. The notice of election so posted and published shall state the offices to be filled set forth in the form of ballot below, and shall include information concerning each established precinct and polling place. The school district election clerk is authorized and directed to acquire and distribute such election materials and to take such other actions as may be necessary for the proper conduct of this general election and generally to cooperate with any election authorities conducting other elections on that date. The school district election clerk and members of the administration are authorized and directed to take such actions as may be necessary to coordinate this election with those other elections, including entering into agreements or understandings with appropriate election officials regarding preparation and distribution of ballots, election administration and cost sharing. 5. The school district election clerk is further authorized and directed to cause or to cooperate with the proper election officials to cause ballots to be prepared for use at said election in substantially the following form, with such changes in form, color and instructions as may be necessary to accommodate an optical scan voting system: SCHOOL DISTRICT BALLOT INDEPENDENT SCHOOL DISTRICT NO. 622 (NORTH ST. PAUL-MAPLEWOODOAKDALE) GENERAL ELECTION _______N_O_V_E__M_B_E__R_ 4_,_ 2_0_1_4_______ INSTRUCTIONS TO VOTERS TO VOTE, COMPLETELY FILL IN THE OVAL(S) NEXT TO YOUR CHOICE(S) LIKE THIS _____________________________ SCHOOL BOARD MEMBER VOTE FOR UP TO THREE NAME NAME NAME NAME NAME NAME ________________________ write-in, if any On the back of all paper ballots shall be printed “OFFICIAL BALLOT,” the date of the election, and lines for the initials of two judges. The printing shall be so placed as to be visible when the ballot is properly folded for deposit. Optical scan ballots must be printed in black ink on white material, except that marks to be read by the automatic tabulating equipment may be printed in another color ink. The name of the precinct and machinereadable identification must be printed on each ballot card. Voting instructions must be printed at the top of the ballot on each side that includes ballot information. The instructions must include an illustration of the proper mark to be used to indicate a vote. Lines for initials of at least two election judges must be printed on one side of the ballot card so that the judges' initials are visible when the ballots are enclosed in a secrecy sleeve. 6. The name of each candidate for office at this election shall be rotated with the names of the other candidates for the same office so that the name of each candidate appears substantially an equal number of times at the top, at the bottom and at each intermediate place in the group of candidates for that office in the manner specified in Minnesota Statutes, Section 206.61, subd. 5 and Minnesota Rule, Part 8220.0825. 7. If the school district will be contracting to print the ballots for this election, the school district election clerk is hereby authorized and directed to prepare instructions to the printer for layout of the ballot. Before a contract in excess of $1,000 is awarded for printing ballots, the printer shall furnish, in accordance with Minnesota Statutes, Section 204D.04, a sufficient bond, letter of credit, or certified check acceptable to the school district election clerk in an amount not less than $1,000 conditioned on printing the ballots in conformity with the Minnesota election law and the instructions delivered. The school district election clerk shall set the amount of the bond, letter of credit, or certified check in an amount equal to the value of the purchase. 8. The individuals designated as judges for the state general election shall act as election judges for this election at the various polling places and shall conduct said election in the manner described by law. The election judges shall act as clerks of election, count the ballots cast and submit them to the school board for canvass in the manner provided for other school district elections. Neve moved and Livingston seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622, State of Minnesota, as follows: 1. The period for filing affidavits of candidacy for the office of school board member of Independent School District No. 622 shall begin on July 29, 2014 and shall close on August 12, 2014. An affidavit of candidacy must be filed in the office of the school district election clerk and the $2 filing fee paid prior to 5:00 o'clock p.m. on August 12, 2014. 2. The school district election clerk is hereby authorized and directed to cause notice of said filing dates to be published in the official newspaper of the district, at least two (2) weeks prior to the first day to file affidavits of candidacy. 3. The school district election clerk is hereby authorized and directed to cause notice of said filing dates to be posted at the administrative offices of the school district at least ten (10) days prior to the first day to file affidavits of candidacy. 4. The notice of said filing dates shall be in substantially the following form: NOTICE OF FILING DATES FOR ELECTION TO THE SCHOOL BOARD INDEPENDENT SCHOOL DISTRICT NO. 622 (NORTH ST. PAUL-MAPLEWOODOAKDALE) STATE OF MINNESOTA NOTICE IS HEREBY GIVEN that the period for filing affidavits of candidacy for the office of school board member of Independent School District No. 622 shall begin on July 29, 2014, and shall close at 5:00 o'clock p.m. on August 12, 2014. The general election shall be held on Tuesday, November 4, 2014. At that election, three (3) members will be elected to the School Board for terms of four (4) years each. Affidavits of Candidacy are available from the school district election clerk, Independent School District No. 622, 2520 E. 12th Avenue, North St. Paul, MN 55109. The filing fee for this office is $2. A candidate for this office must be an eligible voter, must be 21 years of age or more on assuming office, must have been a resident of the school district from which the candidate seeks election for thirty (30) days before the general election, and must have no other affidavit on file for any other office at the same primary or next ensuing general election. The affidavits of candidacy must be filed in the office of the school district election clerk and the filing fee paid prior to 5:00 o'clock p.m. on August 12, 2014. Livingston moved and Yener seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District 622 that the duties of school district election clerk be fulfilled by the Executive Secretary of Business Services. Livingston moved and Yener seconded the following resolution, which carried: BE IT RESOLVED, by the School Board of Independent School District No. 622, State of Minnesota as follows: 1. Pursuant to Minnesota Statutes, Section 205A.11, the precincts and polling places for school district elections are those precincts or parts of precincts located within its boundaries which have been established by the cities or towns located in whole or in part within the school district. The board hereby confirms those precincts and polling places so established by those municipalities. POLLING PLACE: North St. Paul Community Center 2300 North St. Paul Drive North St. Paul, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of North St. Paul, Precinct 1, Ramsey County, Minnesota. POLLING PLACE: North Presbyterian Church 2675 East Highway 36 North St. Paul, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of North St. Paul, Precinct 2; Ramsey County, Minnesota. POLLING PLACE: Cowern Elementary School 2131 North Margaret Street North St. Paul, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of North St. Paul, Precinct 3; Ramsey County, Minnesota. POLLING PLACE: Richardson Elementary School 2615 First Street North North St. Paul, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of North St. Paul, Precinct 4; Ramsey County, Minnesota. POLLING PLACE: First United Pentecostal Church 6944 Hudson Boulevard Oakdale, MN 55128 This polling place serves all territory in Independent School District No. 622 located in the City of Oakdale, Precinct 1; Washington County, Minnesota. POLLING PLACE: Transfiguration Church 6133 15th Street North Oakdale, MN 55128 This polling place serves all territory in Independent School District No. 622 located in the City of Oakdale, Precinct 2; Washington County, Minnesota. POLLING PLACE: Church of Jesus Christ of Latter Day Saints 2140 Hadley Avenue Oakdale, MN 55128 This polling place serves all territory in Independent School District No. 622 located in the City of Oakdale, Precinct 3; Washington County, Minnesota. POLLING PLACE: House of Prayer Church 6039 40th Street North Oakdale, MN 55128 This polling place serves all territory in Independent School District No. 622 located in the City of Oakdale, Precinct 4; Washington County, Minnesota. POLLING PLACE: Silver Lake Methodist Church 5399 Geneva Avenue North Oakdale, MN 55128 This polling place serves all territory in Independent School District No. 622 located in the City of Oakdale, Precinct 5; Washington County, Minnesota. POLLING PLACE: Oakdale Discovery Center 4444 Hadley Avenue North Oakdale, MN 55128 This polling place serves all territory in Independent School District No. 622 located in the City of Oakdale, Precinct 6; Washington County, Minnesota POLLING PLACE: Hope Evangelical Free Church 7910 15th Street North Oakdale, MN 55128 This polling place serves all territory in Independent School District No. 622 located in the City of Oakdale, Precinct 7; Washington County, Minnesota. POLLING PLACE: Guardian Angels Church 8260 – 4th Street Oakdale, MN 55128 This polling place serves all territory in Independent School District No. 622 located in the City of Oakdale, Precinct 8; Washington County, Minnesota. POLLING PLACE Woodbury Middle School 1425 School Drive Woodbury, MN 55125 This polling place serves all territory in Independent School District No. 622 located in the City of Woodbury, Precinct 1; Washington County, Minnesota POLLING PLACE Woodbury City Hall 8301 Valley Creek Road Woodbury, MN 55125 This polling place serves all territory in Independent School District No. 622 located in the City of Woodbury, Precinct 2; Washington County, Minnesota. POLLING PLACE King of Kings Lutheran Church 1583 Radio Drive Woodbury, MN 55125 This polling place serves all territory in Independent School District No. 622 located in the City of Woodbury, Precinct 7; Washington County, Minnesota. POLLING PLACE Footprints Academy /Peace of Mind Day Care 9025 Tamarack Road Woodbury, MN 55125 This polling place serves all territory in Independent School District No. 622 located in the City of Woodbury, Precinct 8; Washington County, Minnesota. POLLING PLACE: Lake Elmo Fire Station 3510 Laverne Avenue North Lake Elmo, Minnesota This polling place serves all territory in Independent School District No. 622 located in the City of Lake Elmo, Precinct 1; Washington County, Minnesota POLLING PLACE: Lake Elmo City Hall 3800 Laverne Avenue North Lake Elmo, Minnesota This polling place serves all territory in Independent School District No. 622 located in the City of Lake Elmo, Precinct 2; Washington County, Minnesota POLLING PLACE: Landfall Community Center Two - 4th Avenue Landfall, MN 55128 This polling place serves all territory in Independent School District No. 622 located in the City of Landfall; Washington County, Minnesota POLLING PLACE: OH Anderson Elementary School 666 Warner Avenue South Mahtomedi, MN 55115 This polling place serves all territory in Independent School District No. 622 located in the City of Pine Springs; Washington County, Minnesota POLLING PLACE: Gladstone Fire Station 1955 Clarence Street Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 4; Ramsey County, Minnesota POLLING PLACE: Gladstone Community Center 1945 Manton Street North Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 5; Ramsey County, Minnesota POLLING PLACE: Redeeming Love Church 2425 White Bear Avenue North Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 6; Ramsey County, Minnesota POLLING PLACE: First Evangelical Free Church 2696 Hazelwood Street Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 7; Ramsey County, Minnesota POLLING PLACE: Ramsey County Library 3025 Southlawn Road Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 8; Ramsey County, Minnesota POLLING PLACE: Maplewood Community Center 2100 White Bear Avenue Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 9; Ramsey County, Minnesota POLLING PLACE: Maplewood Community Center 2100 White Bear Avenue Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 10; Ramsey County, Minnesota POLLING PLACE: Maplewood Middle School 1896 Lakewood Drive Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 11; Ramsey County, Minnesota POLLING PLACE: Beaver Lake Lutheran Church 2280 Stillwater Avenue East Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 12; Ramsey County, Minnesota POLLING PLACE: Gethsemane Lutheran School 2410 Stillwater Road East Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 13; Ramsey County, Minnesota POLLING PLACE: Carver Elementary School 2680 Upper Afton Road Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 14; Ramsey County, Minnesota POLLING PLACE: Lutheran Church of Peace 47 Century Avenue Maplewood, MN 55109 This polling place serves all territory in Independent School District No. 622 located in the City of Maplewood, Precinct 15; Ramsey County, Minnesota 2. Pursuant to Minnesota Statutes, Section 204C.05, if the school district election is held in conjunction with the state primary or general election, the hours for voting shall be from 7:00 a.m. until 8:00 p.m., unless the election is conducted by certain small non-metropolitan towns. 3. The school district election clerk shall file a certified copy of this Resolution with each said county auditor. As required by Minnesota Statutes, Section 204B.16, Subdivision 1a, the Ramsey County Elections Office and the Washington County Elections Office is hereby authorized on behalf of the school district to give written notice of the new polling place locations to all registered voters in the school district affected by the precinct boundary and polling place changes. 4. This resolution supersedes any prior resolution establishing polling places and shall be applicable for school district elections held ninety (90) days after the date of its adoption. Hunt moved and Wheeler seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622, State of Minnesota, as follows: 1. The school board of Northeast Metropolitan Intermediate School District No. 916 has approved a health and safety program budget for its facilities for the 2014-2015 school year in the amount of $86,325. The various components of this program budget are attached as EXHIBIT A hereto and are incorporated herein by reference. Said budget is hereby approved. 2. Minnesota Statutes, Section 123B.57, Subdivision 1, as amended, provides that if an intermediate school district’s health and safety budget is approved by the school boards of each of the intermediate school district’s member school districts, each member district may include its proportionate share of the costs of the intermediate school district program in its health and safety revenue application. 3. The proportionate share of the costs of the intermediate school district’s health and safety program for each member school district to be included in its application shall be determined by utilizing a blended rate where half of the rate is determined by multiplying the total cost of the intermediate school district health and safety program times the ratio of the member school district’s net tax capacity to the total net tax capacity of the intermediate school district and half of the rate is determined by multiplying the total cost of the intermediate school district health and safety program times the ratio of ADM utilization by district to the total ADM utilization. The inclusion of this proportionate share in the district’s health and safety revenue application for fiscal year 2015 is hereby approved, subject to approval by the Commissioner of the Minnesota Department of Education. 4. Upon receipt of the proportionate share of health and safety revenue attributable to the intermediate school district program, the district shall promptly pay to the intermediate school district the applicable aid or levy proceeds. Livingston moved and Yener seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District 622 the employees in the following categories shall be paid at the hourly rates indicated for the fiscal year designated. Assignment (new rates effective 8/18/2014) Hourly Rate 2014-2015 ABE Facilitator $19.65 ABE Instructor $25.30 After School Credit Makeup Program Coord. $30.70 Aquatic Trainer $18.00 Arena Official $30.00-$40.00 Arena Supervisor 11.04-14.90 Arena Worker 1 8.45-9.85 Assistant Enrichment Instructor $7.50-11.78 AVID Tutor $14.00 Behavior Intervention Specialist $21.85 Bicultural Liasons $21.85 CE Career Counselor $36.00 CE Pool Guard $11.40 CE Pool Guard-Head $15.85 Chaperone $16.65 Chemical Health Prevention Specialist 26.00/29.00 Cultural Mentor $17.40 Election Judge $9.43 Election Judge-Lead $10.15 Enrichment Instructor $11.90-76.50 High School Activities Coordinator $20.75 Homeless Tutor $26.00 In School Classroom Suspension $26.00 Interpreter/Translator $36.25 Mentor 16.50/16.90 Middle School Athletics/Coach $11.10-18.80 Middle School Life Guard $15.85 Middle School Official $10.00-$45.00 Misc. Athletics $17.25 MN Support/After School $13.90 OJT Student $10.25 Outreach Liason 18.75/20.75 Parent/Volunteer Coordinator 13.80/14.20 Parking Security $13.75 Polar Speed (Treadmill) $25.00 Preschool Screener $25.76 Program/Grant Support A $15.00 Program/Grant Support B $17.00 Program/Grant Support C $19.00 Program/Grant Support D $21.00 Program/Grant Support E $20.00 Program/Grant Support F $22.00 Program/Grant Support G $24.00 Program/Grant Support H $26.00 Registered Nurse $30.00 School Liason $15.40 School Readiness Instructor $25.76 Screening Specialist $25.76 Site Manager/Screening Specialist $16.23-$21.59 Sound/Light Technician $10.25 Student Advocate $21.75 Student Affairs Specialist $28.00 Student Mentor $18.55 Substitute RN $22.08 Targeted Services Assistant Instructor $13.38 Targeted Services Licensed Instructor $28.00 Targeted Services Non-Licensed Instructor $17.83 Test Proctor/Testing Support $21.75 Water Fitness Instructor $21.41 WSA (Water Safety Assistant) $8.91 WSI (Water Safety Instructor) A $12.18 WSI (Water Safety Instructor) B $12.56 WSI (Post High School) WSI Categories ***C= Post HS/College (0-3 yrs. ex.) $13.11 ***D= (4-9 years experience) $13.64 ***E= (10-15 yrs. experience) $13.92 ***F= (16-24 yrs. Experience) $14.44 ***G= 25+ years experience $18.54 Livingston moved and Wheeler seconded the following resolution, which carried: BE IT RESOLVED that the School Board of Independent School District #622 hereby revises the following policies: EM-020.16 (Bullying Prohibition) EM-020.20 (Student Sex Nondiscrimination – Title IX - & Unlawful Sex Discrimination Toward a Student Report Form) Wheeler moved and Hunt seconded the following motion, which carried: THAT the meeting be adjourned. The meeting adjourned at 7:12 p.m. /s/ Steve Hunt Clerk Public notice for solicitation of bids, requests for quotes and requests for proposals are located on the ISD 622 website, www.isd622.org.


 

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